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Credit Risk Management Jobs in Texas (NOW HIRING)

Regional Finance

Manager Credit Risk

Plano, TX · On-site

... Management. This positions will utilize advance skills to analyze data, portfolio level performance trends, custom scorecard analysis, and forecasting skills to support credit risk functions. Duties ...

T-Mobile

Sr Analysts, Credit Risk Mgmt

Frisco, TX · On-site

$105K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Manage credit risk and underwriting by applying knowledge of credit structures and leveraging transactional data, external vendor data, and internal consumer behavioral data to build predictive ...

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Credit Risk Management information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do credit risk management jobs pay per year?

As of Aug 14, 2026, the average yearly pay for credit risk management in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What is the average salary of a credit risk management analyst?

The average salary of a credit risk management analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are the most commonly searched types of Credit Risk Management jobs in Texas?

The most popular types of Credit Risk Management jobs in Texas are:

What are popular job titles related to Credit Risk Management jobs in Texas?

For Credit Risk Management jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in Texas look for?

The top searched job categories for Credit Risk Management jobs in Texas are:

What cities in Texas are hiring for Credit Risk Management jobs?

Cities in Texas with the most Credit Risk Management job openings:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.

Manager Credit Risk

Regional Finance

Plano, TX • On-site

Full-time

Re-posted 9 days ago

Regional Finance rating

6.9

Company rating: 6.9 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

133rd of 150 rated financial services

Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job purpose
The Manager, Credit Risk is responsible for performance analysis, operational reporting, and business unit support for the Risk Management organization within Regional Management. This positions will utilize advance skills to analyze data, portfolio level performance trends, custom scorecard analysis, and forecasting skills to support credit risk functions.
Duties and responsibilities
  • Mines, models, analyzes large datasets, and utilizes predictive modeling techniques with an emphasis on optimizing credit risk and marketing campaign performance using the following predictive modeling techniques: linear/logistic regression, factor analysis, decision trees, clustering, segmentation, etc.
  • Quantitative analysis of custom score models including , validation, ongoing- performance monitoring, and documentation
  • Develops and supports complex models, analysis, and reporting related to customer approval, pricing and profitability.
  • Forecasts performance of marketing campaigns and tracks actual campaign performance versus the forecast.
  • Conducts ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
  • Handles data while utilizing interpretive and problem solving skills with the ability to process large volume of transaction level data and efficiently derive actionable results.
  • Interacts with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets utilizing SAS and ultimately delivers a final insightful recommendations to stakeholders.

Minimum Qualifications
  • Master's degree in Statistics, Data Analytics, Economics, Math, or similar
  • 5+ years of consumer finance, risk analytics, or relevant experience
  • Experience in data mining, modeling and analyzing analytic findings using SAS.
  • Advanced programming skills in SAS and SQL.
  • Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must)
  • Must pass drug screen, criminal and credit background checks.

Preferred Qualifications
  • Experience in Financial Services with consumer credit data utilizing SAS.
  • Experience analyzing marketing data in a financial environment.
  • Experience developing risk models for a financial institution.

Critical Competencies
  • Excellent oral and written communication skills - especially the ability to explain complex analyses in easily understood terms.
  • Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously.
  • Utilize appropriate analysis, judgment and logic when solving problems and making decisions.
  • Demonstrated ability to apply complex financial and statistical principles.
  • Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management.
  • Innovative problem solving, quantitative and analytical abilities.
  • Detail-oriented.
  • Able to work with minimal supervision.
  • Flexible, proactive working style.
  • Adaptive to a team environment.

If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

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