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Credit Risk Management Jobs in Texas (NOW HIRING)

Regional Finance

Director Credit Risk

Plano, TX · On-site

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

Regional Finance

Director Credit Risk

Plano, TX

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site +1

Credit Risk Analyst Seniors use quantitative methods to identify credit risk, develop and deliver ... Develop, manage, and present comprehensive risk and financial reporting in support of senior ...

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Credit Risk Management information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do credit risk management jobs pay per year?

As of Jun 13, 2026, the average yearly pay for credit risk management in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are the most commonly searched types of Credit Risk Management jobs in Texas? The most popular types of Credit Risk Management jobs in Texas are:
What are popular job titles related to Credit Risk Management jobs in Texas? For Credit Risk Management jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Texas look for? The top searched job categories for Credit Risk Management jobs in Texas are:
What cities in Texas are hiring for Credit Risk Management jobs? Cities in Texas with the most Credit Risk Management job openings:
Credit Risk Management jobs near you
Risk, Credit Risk, Corporate Real Estate, Dallas

Risk, Credit Risk, Corporate Real Estate, Dallas

Goldman Sachs, Inc.

Dallas, TX • Hybrid

Other

Posted 15 days ago

Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

29th of 141 rated banks

Job description

Credit Risk - Corporate Credit Risk -  Sr. Associate OR Jr. Vice President, Dallas

Divisional Overview

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. https://www.goldmansachs.com/careers/divisions/risk/index.html

Credit Risk (CR) is responsible for managing the firm's credit exposure to its lending and derivatives counterparties.  Leveraging its extensive expertise in financial, credit, and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm.  Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions.  The interaction with numerous departments and the range of projects that ensue, allow for a challenging, varied, and multi-dimensional work environment.

Responsibilities

  • Sector Focus:  Corporate Real Estate (REITs/REOCs)
  • Assess the credit and financial strength of the firm's corporate real estate borrowers and counterparties by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Review and approve loan transactions, determine internal credit ratings, regulatory risk ratings, and overall risk appetite  
  • Analyze the risks inherent in the products GS transacts, including loans, derivatives, and equity products
  • Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructurings, and share repurchases
  • Coordinate with Global Banking & Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants 
  • Perform portfolio analysis regularly in order to assess concentrations and industry trends
  • Monitor, manage, and report on exposures at a counterparty, product, and portfolio level

Basic Qualifications

  • Bachelor's degree (or international equivalent)
  • Minimum of 6-9 years of credit risk management experience, with a background in corporate credit risk
  • Significant experience in investment banking products including loan products and derivatives
  • Strong familiarity with regulatory risk rating requirements and application of such guidance
  • Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required

Preferred Skills & Experience 

  • Flexibility, ability to learn quickly
  • Strong analytical and communication skills, both oral and written
  • Experience in team environment, including to work with colleagues across multiple offices and locations
  • Strong organizational skills and the ability to manage multiple assignments concurrently

What Goldman Sachs employees say

Pay

Benefits

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Workplace

Get the full story on Breakroom

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869

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