ZipRecruiter

Log In

1

Credit Risk Management Jobs in Texas (NOW HIRING)

Fifth Third

Credit Risk Officer II

Dallas, TX

Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk ...

T-Mobile

Sr Analyst, Credit Risk Mgmt

Frisco, TX · On-site

$84K - $152K/yr

Join our dynamic Credit Risk Management team as a Senior Analyst, and together, we'll conquer new challenges! At our core, we believe in a collaborative approach, and as a key player in our team, you ...

IPL (Indiana)

Sr Analyst, Credit Risk

Houston, TX · On-site

The Risk Management team is seeking a Senior Credit Risk Analyst to join the group, reporting to the Senior Manager of Credit Risk. The Analyst will be responsible for evaluating and managing credit ...

Sunflower Bank NA

Credit Risk Review Manager

Dallas, TX · On-site

Provide credit risk management and regulatory input. * Conduct workout credit discussions and Credit Policy issues with managerial personnel. * Review major and complex loans and report exposures to ...

Sunflower Bank NA

Credit Risk Review Manager

Dallas, TX · On-site

Provide credit risk management and regulatory input. * Conduct workout credit discussions and Credit Policy issues with managerial personnel. * Review major and complex loans and report exposures to ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Management JobsCredit Risk Management Jobs in Texas

Credit Risk Management information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do credit risk management jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk management in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What are the most commonly searched types of Credit Risk Management jobs in Texas?

The most popular types of Credit Risk Management jobs in Texas are:

What are popular job titles related to Credit Risk Management jobs in Texas?

For Credit Risk Management jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in Texas look for?

The top searched job categories for Credit Risk Management jobs in Texas are:

What cities in Texas are hiring for Credit Risk Management jobs?

Cities in Texas with the most Credit Risk Management job openings:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, 3% Contract, and 1% Nights. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.

Manager - Credit Risk Analyst

Charles Schwab Inc.

Westlake, TX • On-site

$85K - $165K/yr

Full-time

Re-posted 29 days ago

Key responsibilities

  • Manage counterparty credit risk across securities financing activities, including agent lending, securities lending, tri-party repo, and other secured financing transactions.

  • Perform counterparty due diligence and credit analysis for broker-dealers, banks, custodians, agent lenders, and other financial institution counterparties, including ongoing monitoring of financial condition and creditworthiness.

  • Monitor portfolio exposures, limit utilization, collateral coverage, and concentration risk, ensuring activities remain within established limits, risk appetite, and governance standards.

Job description

Your Opportunity
At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.
This is a role where you will be able to grow your expertise through consistent challenges with the backing of passionate leaders who will value your contributions and encourage your development.
The first line Finance Risk Management (FRM) function is an in-business strategic risk function within Finance, which designs and implements a cohesive risk management strategy and framework to adequately identify and mitigate risk while driving innovation and business growth. The mandate encompasses liquidity, market, capital, counterparty credit, and regulatory risk management across the Finance organization.
Additionally, the FRM function collaborates with the second line Corporate Risk Management function in the development and enhancement of risk management policies, procedures, and limits across the Finance risk disciplines. We partner across the firm to improve efficiency, effectiveness, and productivity by safeguarding financial flexibility to enable the company strategy.
We are seeking a Manager, Counterparty Credit Risk - Securities Financing to join the Finance Risk Management function reporting to the Head of Strategy & Analytics.
What you have
The following qualifications are required:
  • Bachelor's degree in Finance, Economics, Business, or a related field.
  • 5+ years of experience in counterparty credit risk, credit risk management, treasury, securities financing, capital markets, or related financial services disciplines.
  • Strong understanding of financial institution credit analysis, financial statement assessment, and key bank and broker-dealer risk metrics.
  • Experience evaluating counterparty exposures associated with securities lending, repurchase agreements, agent lending, or other secured financing transactions.
  • Knowledge of collateral, netting, margin methodologies, and exposure mitigation techniques.
  • Strong analytical, problem-solving, and quantitative skills.
  • Ability to effectively communicate complex risk topics to senior management and cross-functional stakeholders.
  • Proven ability to manage multiple priorities and drive initiatives to completion.
  • Self-motivated, able to multi-task, perform under strict deadlines, and able to develop new processes.
  • Advanced Excel and data analysis skills.

The following qualifications are preferred:
  • Experience with broker-dealers, banks, custodians, prime brokerage, clearing, securities financing, or capital markets businesses.
  • Knowledge of securities financing market infrastructure, including custody, settlement, tri-party collateral management, and securities lending operating models.
  • Experience analyzing financial institutions, including banks, broker-dealers, custodians, agent lenders, and other market participants.
  • CFA, FRM, CPA, or other relevant professional designations.
  • Familiarity with regulatory frameworks including Basel III, capital requirements, liquidity requirements, and counterparty credit risk regulations.
  • Experience working with data visualization and reporting tools such as SQL, Tableau, Python, Power BI, or Alteryx.

What you'll do:
  • Manage counterparty credit risk across securities financing activities, including agent lending, securities lending, tri-party repo, and other secured financing transactions.
  • Perform counterparty due diligence and credit analysis for broker-dealers, banks, custodians, agent lenders, and other financial institution counterparties, including ongoing monitoring of financial condition and creditworthiness.
  • Monitor portfolio exposures, limit utilization, collateral coverage, and concentration risk, ensuring activities remain within established limits, risk appetite, and governance standards.
  • Evaluate transaction structures, collateral arrangements, margin methodologies, and risk mitigants to support prudent risk-taking and effective exposure management.
  • Partner with Treasury, Legal, and second line Risk teams to support counterparty onboarding, transaction execution, and strategic securities financing initiatives.
  • Develop portfolio analytics, stress testing, and management reporting to monitor counterparty exposures, identify emerging risks, and support risk-informed decision making across the securities financing portfolio.

In addition to the salary range, this position is also eligible for bonus or incentive opportunities

Apply