ZipRecruiter

Log In

1

Credit Risk Fraud Analyst Jobs (NOW HIRING)

TreviPay

Credit Risk Analyst II

Overland Park, KS

As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies ...

ALOIS LLC

Sr Fraud Analyst

San Jose, CA · On-site

$140K - $165K/yr

Credit/debit card payments * Payments fraud * Card fraud * Account takeover (ATO) * Fraud/risk analytics * Transaction analytics * Hands-on expertise in SQL is required; Python experience is strongly ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

As part of a best-in-class risk team, the Risk Analyst helps drive sustainable growth by making informed fraud and credit risk decisions within established parameters. They utilize various policies ...

MRISpokane

Payments Fraud Analyst

Riverside, CA

Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk ... credit union operations experience with strong fraud exposure * Hands-on experience with: * ACH ...

Blend360

Lead Fraud Analyst

Jacksonville, FL · On-site

Develop and support fraud risk strategies across the full fraud lifecycle, including application ... Hands-on experience in fraud analytics within the payments industry, including credit cards ...

Blend360

Lead Fraud Analyst

Jacksonville, FL

Develop and support fraud risk strategies across the full fraud lifecycle, including application ... Hands-on experience in fraud analytics within the payments industry, including credit cards ...

HAPO Community Credit Union

Fraud Analyst

Kennewick, WA

$23.42 - $35.12/hr

HAPO Community Credit Union is an organization that believes in providing service that focuses on ... The Fraud Analyst is responsible to investigate and resolve fraud cases including identity theft or ...

Blend360

Lead Fraud Analyst

Jacksonville, FL

Develop and support fraud risk strategies across the full fraud lifecycle, including application ... Hands-on experience in fraud analytics within the payments industry, including credit cards ...

HAPO Community Credit Union

Fraud Analyst

Kennewick, WA · On-site

$23.42 - $35.12/hr

HAPO Community Credit Union is an organization that believes in providing service that focuses on ... The Fraud Analyst is responsible to investigate and resolve fraud cases including identity theft or ...

Prosper

Sr. Credit Risk Analyst

$129K - $140K/yr

Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions * Bring innovative/out of the box ...

DL Evans Bank

Fraud Analyst

Boise, ID

... account and credit card fraud, identity theft and unauthorized access. He or she uses various ... Evaluates the likelihood of fraud based on risk factors such as the type of transaction, parties ...

Hyundai Capital

Fraud Analytics Associate

Irvine, CA · On-site

Work with fraud, credit underwriting, origination risk, and portfolio risk teams to provide analytical support for fraud prevention initiatives. * Assist with data pulls, analysis, and documentation ...

Prosper

Sr. Credit Risk Analyst

Charleston, WV · Remote

$129K - $140K/yr

Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions * Bring innovative/out of the box ...

FVCBANK

Fraud Analyst

Manassas, VA · On-site

$70K - $79K/yr

Risk Management: Assess, track, and escalate high-risk activity promptly. Lead in-depth ... A consumer report (including a credit report) and additional background reports are requested of ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Fraud Analyst Jobs

Credit Risk Fraud Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk fraud analyst jobs pay per year?

As of Jul 28, 2026, the average yearly pay for credit risk fraud analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

How does a Credit Risk Fraud Analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What are the key skills and qualifications needed to thrive as a Credit Risk Fraud Analyst, and why are they important?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What does a Credit Risk Fraud Analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.
More about Credit Risk Fraud Analyst jobs
What cities are hiring for Credit Risk Fraud Analyst jobs? Cities with the most Credit Risk Fraud Analyst job openings:
What states have the most Credit Risk Fraud Analyst jobs? States with the most job openings for Credit Risk Fraud Analyst jobs include:
What job categories do people searching Credit Risk Fraud Analyst jobs look for? The top searched job categories for Credit Risk Fraud Analyst jobs are:
Credit Risk Fraud Analyst jobs near you
Infographic showing various Credit Risk Fraud Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.
Fraud Analyst

Fraud Analyst

American Credit Acceptance

Spartanburg, SC • On-site

Full-time

Posted 15 days ago

American Credit Acceptance rating

7.3

Company rating: 7.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

The company will not sponsor employment visas (e.g., H-1B, TN, etc.) or provide immigration-related support for this position.
Summary / Objective
The Fraud Analyst I is responsible for creating a robust infrastructure by leveraging data to identify, analyze, and respond to fraud risk across dealer and account populations. This role will transform data into actionable insights by identifying trends, anomalies, and emerging risk indicators, and effectively communicating findings to varied audiences.
 
Through a data-driven approach, the analyst will identify fraud patterns, recommend risk-mitigating strategies, support investigative efforts, and assist in prioritizing fraud investigations at both the dealer and account level. The analyst will design and test fraud methodology, document investigative activity, and prepare written reports and presentations for internal and external decision-making. The analyst will also support and execute fraud-related projects, contribute to the development of new monitoring methodologies, and continuously enhance existing reporting and risk identification frameworks as fraud risks evolve.
 
Essential Functions
Responsibilities include, but are not limited to:
  • Data Analysis & Insight Generation
    • Analyze large and complex datasets to identify fraud patterns, emerging trends, and potential risk indicators.
    • Interpret data and translate findings into clear, actionable insights tailored to different audiences (e.g., investigators, leadership, cross-functional partners).
    • Identify gaps in existing fraud detection methodologies and recommend enhancements or new approaches based on observed risk trends, best practices and updates in laws and compliance regulations.
  • Decisioning & Investigation Initiation
    • Evaluate risk indicators and make informed decisions on when to initiate dealer-level and account-level fraud investigations.
    • Leverage established fraud frameworks while applying critical thinking to adapt to new or evolving risk scenarios.
    • Ensure relevant data and supporting documentation are collected, validated, and appropriately escalated.
  • Fraud Detection & Investigative Support
    • Apply investigative techniques to research suspicious behaviors and unusual activity across accounts and dealer relationships, and proactively adjust your analytical approach to better identify evolving patterns and emerging risks.
    • Provide analytical support to fraud investigators by supplying insights, trends, and supporting data to inform investigative directions and outcomes.
    • Assist in identifying root causes of fraud events and contribute to recommendations that prevent future occurrences.
  • Project Management & Continuous Improvement
    • Support and manage fraud-related projects, including process improvements, reporting enhancements, and risk detection initiatives.
    • Act as a problem solver by identifying inefficiencies, proposing solutions, and driving actionable outcomes.
    • Utilize existing tools, reporting, and methodologies while proactively developing new materials as fraud risks evolve or new patterns emerge.
    • Regularly evaluate data sources and other fraud analytic materials to maintain accuracy, relevance, and alignment with current practices.
  • Risk Assessment & Recommendations
    • Evaluate business processes for fraud-related risk exposure and control effectiveness.
    • Prepare clear, well-supported, data-driven recommendations to mitigate identified risks and improve fraud prevention efforts.
    • Partner with stakeholders to implement and track effectiveness of recommended solutions.
  • Reporting & Communication
    • Prepare structured, accurate reports and presentations that clearly communicate findings, trends, risks, and recommended actions.
    • Adapt communication style and level of detail based on the intended audience.
    • Maintain accurate documentation of analytical activities, methodologies, and decision rationale.
Qualifications
    • Strong analytical and critical thinking skills with the ability to interpret complex data and identify meaningful trends.
    • Ability to translate data into clear insights and communicate effectively to both technical and non-technical audiences.
    • Demonstrated problem-solving skills with the ability to recommend and drive actionable solutions.
    • Ability to make sound, data-driven decisions in ambiguous or evolving risk scenarios.
    • Foundational understanding of fraud risk, investigative concepts, or financial services (preferred).
    • Strong attention to detail, organization, and time management skills.
    • Proficiency in Microsoft Office, particularly Excel (data analysis, trend identification, reporting).
    • Ability to understand and apply policies, regulations, and internal controls.
    • Degree in related field or equivalent work experience preferred but not required.
    • Familiarity with SQL and/or AWS-based systems, including the ability to write and interpret basic-level code or queries to support fraud analysis, reporting, and process automation.
    • 2-3 years of relevant data analysis, fraud detection and prevention or strategy development experience preferred.
Supervisory Responsibility 
This position has no supervisory responsibilities.
 
Work Environment and Physical Demands 
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
 
Position Type/Expected Hours of Work 
This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m.  Hours may vary or exceed 40 in any given week, depending on the needs of the business.
 
Travel 
Up to 10% travel is expected for this position. 
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement  
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
California Privacy Notice 
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.

What American Credit Acceptance employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply