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Credit Risk Data Science Jobs in Baltimore, MD (NOW HIRING)

Cymertek

Data Scientist

Annapolis Junction, MD · On-site

DEGREE (Level Desired) Bachelor's Degree DEGREE (Focus) Computer Science, Data Science, Statistics ... Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 ...

APGFCU

Product Manager - Lending Portfolio

Edgewood, MD · On-site

$91K - $155K/yr

Partner with Risk and Compliance to ensure all lending products align with regulatory requirements and credit policy. * Coordinate with Data & Analytics to build reporting and dashboards for each ...

APGFCU

Business Credit Officer

Edgewood, MD · On-site

Determine the credit risk profiles based on financial analysis and market conditions. * Analyze ... Compile and maintain economic data relevant to national, regional, and industry-specific trends.

APGFCU

Business Credit Officer

Edgewood, MD · On-site

$103 - $175/hr

Determine the credit risk profiles based on financial analysis and market conditions.Analyze ... Compile and maintain economic data relevant to national, regional, and industry-specific trends.

Staffed4U

Data Scientist

Linthicum Heights, MD

Identify outliers and trends to help track systems as they move through the Risk Management ... Engineering * Computer Science * Experience analyzing datasets and developing analytics.

Deloitte

Financial Risk Manager

Baltimore, MD · On-site

Join our team and use advanced data, AI, and emerging technologies with industry insights to help ... Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of ...

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All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Baltimore, MD

Credit Risk Data Science information

See Baltimore, MD salary details

$36.8K

$113.2K

$196.2K

How much do credit risk data science jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk data science in Baltimore, MD is $113,157.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,000.00 and $139,600.00 per year, depending on experience, location, and employer.

What is credit risk data science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What skills and qualifications are needed to thrive as a credit risk data scientist?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a credit risk data scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What are popular job titles related to Credit Risk Data Science jobs in Baltimore, MD?

For Credit Risk Data Science jobs in Baltimore, MD, the most frequently searched job titles are:

What job categories do people searching Credit Risk Data Science jobs in Baltimore, MD look for?

The top searched job categories for Credit Risk Data Science jobs in Baltimore, MD are:

What cities near Baltimore, MD are hiring for Credit Risk Data Science jobs?

Cities near Baltimore, MD with the most Credit Risk Data Science job openings:

Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Baltimore, MD as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $113,157 per year, or $54.4 per hour.

Data Scientist

Cymertek

Annapolis Junction, MD • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Key responsibilities

  • Analyze and interpret complex data

  • Develop predictive models

  • Collaborate with cross-functional teams

Job description

Data Scientist
LOCATION
Annapolis Junction, MD 20701
CLEARANCE
TS/SCI Full Poly (Please note this position requires full U.S. Citizenship)
KEY SUMMARY
Are you passionate about uncovering insights from complex data and driving data-informed decision-making? We are seeking a talented Data Scientist to join our team and play a pivotal role in analyzing, modeling, and transforming data into actionable solutions. In this position, you will collaborate with cross-functional teams, leverage advanced analytics techniques, and apply innovative tools to solve challenging problems. If you excel at blending technical expertise with creative thinking to deliver impactful results, we'd love to have you on our team!
*** Please note that our job openings are dynamic and can open or close quickly (much faster than we can publish). If you do not see an opening you are looking for, know that we see almost all types of positons. We strive to keep our listings up to date, but please consider submitting your current resume. Our team will work with you to identify the most recent opportunities that align with your skillset and career goals. We look forward to you joining our family. ***
SIMILAR CAREER TITLES
Data Analyst, Machine Learning Engineer, Data Engineer, Business Intelligence Analyst, Artificial Intelligence Specialist, Statistician, Predictive Modeler, Research Scientist, Quantitative Analyst, Big Data Specialist, etc.
DEGREE (Level Desired)
Bachelor's Degree
DEGREE (Focus)
Computer Science, Data Science, Statistics, Mathematics, Applied Mathematics, Engineering, Economics, Physics, Operations Research, Information Technology, etc.
ALTERNATE EXPERIENCE
General comment on degrees: Most contracts allow additional experience (4-5 years) in lieu of a Bachelor's Degree. Some contracts give 4-5 years experience credit for a Bachelor's Degree. Some contracts give 2 years experience credit for a Master's Degree. We will work with you to find the right fit.
POSITION RESPONSIBILITIES
  • Analyze and interpret complex data
  • Develop predictive models
  • Communicate data findings clearly
  • Design and implement algorithms
  • Ensure data quality and integrity
  • Collaborate with cross-functional teams

REQUIRED SKILLS
  • Proficiency in data manipulation tools (e.g., Python, R)
  • Experience with machine learning techniques
  • Strong statistical analysis skills
  • Knowledge of data visualization tools (e.g., Tableau, Power BI)
  • Familiarity with big data technologies (e.g., Hadoop, Spark)
  • Experience with data cleaning and preprocessing

DESIRED SKILLS
  • Experience with cloud platforms (e.g., AWS, GCP)
  • Knowledge of deep learning techniques
  • Expertise in natural language processing (NLP)
  • Understanding of database management systems
  • Experience in deploying models to production
  • Strong problem-solving and critical thinking abilities

PLUG IN to CYMERTEK - And design your future...
YOUR FOREVER CAREER STARTS HERE
Are you looking for more than just a job? Join a company where employees are treated like family, and your career is built to last. We are a growing small business and a trusted federal contractor offering full scope consulting services in information technology, cybersecurity, and analyst workforce development.
At our company, you come first. We're committed to creating an environment where you'll thrive professionally and personally. We provide meaningful, challenging work using cutting-edge technologies while investing in your growth and success. With direct access to company leadership, a laid-back and inclusive atmosphere, and exceptional work-life balance, you'll feel valued every day.
We also believe in taking care of our family - both yours and ours. Our benefits are phenomenal, family-friendly, and designed with your well-being in mind. From employee and family events to career-long support, we create a community you'll never want to leave.
Ready to make your next move the best one? Join us and experience the difference.
BENEFITS
  • Excellent Salaries
  • Flexible Work Schedule
  • Cafeteria Style Benefits
  • 10% - 401k Matching (Vested Immediately)
  • Additional 401k Profit Sharing
  • 30 days Paid Leave/Holiday (No Use or Lose!)
  • The day off for your birthday
  • Medical/Dental/Vision - 100% employee coverage. ($1200 allowance - or a bonus)
  • HSA/FSA
  • AFLAC
  • Long Term/Short Term Disability - 100% employee coverage. No cost to you.
  • Life Insurance - 100% employee coverage. No cost to you.
  • Additional Discretionary Life Insurance
  • Paid Training
  • No long, wordy reviews with tons of paperwork!!!
  • Referral bonus program with recurring annual payments

HOW TO APPLY
Email us atjobs@cymertek.comor apply today:www.cymertek.com
Want to see what our employees think? Clickhere .
EQUAL OPPORTUNITY EMPLOYER STATEMENT
Cymertek is proud to be an Equal Opportunity Employer committed to fostering an inclusive and diverse workplace. We embrace and celebrate differences in our employees, recognizing that a diverse workforce enhances our creativity, innovation, and overall success. At Cymertek, employment decisions are made based on merit, qualifications, and business needs without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by applicable laws. We believe in creating an environment where all individuals are treated with respect and dignity, and where opportunities for professional growth and advancement are accessible to everyone, regardless of background or identity.

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