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Collateral Analyst Jobs in Baltimore, MD (NOW HIRING)

T Rowe Price

Portfolio Analyst- Equity

Baltimore, MD · On-site

... collateral, etc.) used by Investment Management, portfolio specialists and the Business Units ... Proven analytical skills Strong communication skills FINRA Requirements FINRA licenses are not ...

SAIC

Target Analyst Reporter

Fort George G Meade, MD

$120K - $160K/yr

The Target Analyst Reporter prioritizes, assesses, evaluates and reports information obtained from passive and active collection, network evaluation and analysis, combined with related collateral ...

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All JobsCollateral Analyst JobsCollateral Analyst Jobs in Baltimore, MD

Collateral Analyst information

See Baltimore, MD salary details

$18

$37

$55

How much do collateral analyst jobs pay per hour?

As of Jul 31, 2026, the average hourly pay for collateral analyst in Baltimore, MD is $37.88, according to ZipRecruiter salary data. Most workers in this role earn between $27.45 and $51.35 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate certain tasks performed by collateral analysts, such as data analysis and risk assessment, but it is unlikely to fully replace the role. Human judgment remains essential for interpreting complex information and making nuanced decisions in credit analysis. Professionals in this field may need to develop skills in data interpretation and AI tools to stay relevant.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit facilities to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets and financial software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and top executives can earn $500,000 or more annually. These positions often require extensive experience, advanced degrees, and strong industry networks, with compensation frequently including bonuses and incentives.

What jobs make $1,000,000 a year?

In the context of a Collateral Analyst, earning $1,000,000 annually is uncommon and typically requires senior-level positions in finance, investment banking, or hedge funds, often involving significant bonuses and incentives. High-paying roles in finance may require advanced certifications, extensive experience, and a strong track record. Most professionals in this field do not reach this income level without progressing into executive or partner roles over many years.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
More about Collateral Analyst jobs
What are popular job titles related to Collateral Analyst jobs in Baltimore, MD? For Collateral Analyst jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Collateral Analyst jobs in Baltimore, MD look for? The top searched job categories for Collateral Analyst jobs in Baltimore, MD are:
Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in Baltimore, MD as of July 2026, with employment types broken down into 73% Full Time, 3% Part Time, and 24% Contract. Highlights an 61% Physical, 5% Hybrid, and 34% Remote job distribution, with an average salary of $78,781 per year, or $37.9 per hour.

Collateral Analyst I (Open to Baltimore, MD & York, PA locations)

M&T Bank

Baltimore, MD • Hybrid

$22.61 - $37.67/hr

Full-time

Re-posted 8 days ago

M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 185 frontline employees who took The Breakroom Quiz

88th of 170 rated banks

Job description

Overview:

Hybrid 4 days in office, salary dependent on location

Analyze, review and evaluate the validity, formula valuations, credit worthiness and collectability of accounts receivable to reduce risk of charge-offs and to correlate the findings and results with the customers eligibility to borrow.

Primary Responsibilities:
  • Analyze, review and evaluate monthly customer accounts receivable aging's to ascertain validity for portfolio of formula based lines of credit. Calculate ineligible figure utilizing aging information from customer. Calculate collateral availability and process line of credit requests accordingly. Work directly with customer to resolve discrepancies. Analyze and review clients financial statements, reporting discrepancies. Work directly with Loan Examiners and Loan Administration Department. Identify suspected deficiencies in field examinations, reporting deficiencies to management. Prepare collateral and loan trend reporting. Report delinquent reporting exceptions.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Education and Experience Required:

Associate's degree

1 year commercial banking or related experience

Strong math skills and proficient with Microsoft Office

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBaltimore, Maryland, United States of America

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