ZipRecruiter

Log In

1

Credit Risk Data Science Jobs in Baltimore, MD (NOW HIRING)

ASR Group

Regional Credit Manager

Baltimore, MD

... Credit Risk Monitor reporting services. The RCM will synthesize such external data with internal profit profile data to determine and recommend optimal credit terms and then convey those ...

Atlantic Union Bank

Senior Credit Officer II

Columbia, MD · On-site

$81.28 - $135.73/hr

Ability to effectively analyze data in order to accurately assess risk from a cash flow, collateral, industry, local market conditions and management perspective in order to ensure appropriate credit ...

next page

Showing results 1-20

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Baltimore, MD

Credit Risk Data Science information

See Baltimore, MD salary details

$36.8K

$113.2K

$196.2K

How much do credit risk data science jobs pay per year?

As of Jun 28, 2026, the average yearly pay for credit risk data science in Baltimore, MD is $113,157.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,000.00 and $139,600.00 per year, depending on experience, location, and employer.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Baltimore, MD? For Credit Risk Data Science jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Baltimore, MD look for? The top searched job categories for Credit Risk Data Science jobs in Baltimore, MD are:
What cities near Baltimore, MD are hiring for Credit Risk Data Science jobs? Cities near Baltimore, MD with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Baltimore, MD as of June 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, 1% Temporary, and 3% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $113,157 per year, or $54.4 per hour.
Credit & Collections Manager

Credit & Collections Manager

KCI Technologies Inc.

Sparks, MD • On-site

Full-time

Posted 3 days ago

KCI Technologies rating

7.8

Company rating: 7.8 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

172nd of 356 rated engineering

Job description

Overview

Join us as we Rise to the Challenge

At KCI, we're building an enduring company that provides unparalleled value to our employee-owners. We make our mark designing and delivering our world-class solutions, so we invest deeply in developing our team. We reward integrity and commitment, and when we do well, you do well. Our people have freedom to innovate, unlimited growth, a voice that matters, a lifestyle that works, and skin in the game. Because life's more fun when you own it.

THE COMPANY

KCI Technologies, Inc. is a 100% employee-owned engineering, consulting and construction firm serving clients throughout the United States. KCI is recognized as an industry leader, employing cutting-edge technologies, management practices and strategic growth initiatives. Employee ownership fosters an entrepreneurial spirit, encourages technical expertise, and shapes strategic planning.

Duties, Responsibilities & OtherThe Credit & Collections Manager plays a critical role in safeguarding the firm's financial performance by proactively managing credit risk and optimizing cash flow across a diverse portfolio of engineering projects. This position partners closely with Project Managers, Contracts, and Accounting leadership to ensure disciplined receivables management while maintaining strong client relationships in a complex, contract-driven environmentStrategic Credit Risk Management

  • Evaluate the financial strength and credit profile of public and private sector clients, including municipalities, developers, contractors, and commercial entities

  • Establish and oversee credit limits and payment terms aligned with contractual obligations and firm risk tolerance

  • Analyze financial statements, credit data, and historical payment trends to identify risk exposure

  • Proactively flag high-risk accounts and recommend mitigation strategies to leadership

Receivables & Cash Flow Optimization

  • Oversee collections across project-based billing structures, including progress billings, milestone payments, retainage, and final invoices

  • Drive timely resolution of past-due balances through professional client engagement and cross-functional coordination

  • Partner with Project Managers to address billing disputes tied to scope, contract terms, change orders, or approval delays

  • Monitor retainage balances and ensure release in accordance with project completion milestones

Contractual & Regulatory Alignment

  • Interpret and apply contract payment provisions, including net terms, retainage clauses, and billing requirements

  • Ensure compliance with public and private sector contractual obligations

  • Support documentation and coordination related to lien rights, notices, or other risk mitigation actions

Reporting & Performance Analytics

  • Deliver executive-level reporting on aging trends, credit exposure, DSO, and project-level receivables

  • Monitor key performance indicators to identify opportunities for improving collection cycle times

  • Provide data-driven insights and recommendations to strengthen cash flow performance

Process Leadership & Cross-Functional Collaboration

  • Contribute to the evolution of credit and collections policies tailored to a professional services environment

  • Maintain comprehensive documentation of credit decisions and collection activity

  • Collaborate with Accounting, Project Management, and Business Development to proactively manage financial risk and client satisfaction

Specialized Experience Preferred:

  • 3+ years of experienceworking for an engineering, construction, or professional services firm
  • Proficiency in Microsoft Dynamics 
  • Strong communication, negotiation, and analytical skills
  • Experience with public sector clients, municipalities, or government contracts
  • Familiarity with retainage, progress billing, and lien laws
  • Experience supporting Project Managers and contract administrators
Qualifications
  • Bachelor's degree in Accounting or Business with a major in accounting or equivalent experience required.  
  • Minimum of 7 years' experience of accounting/credit/AR experience.
  • Federal Acquisition Regulation (FAR) reporting/knowledge preferred.
  • Pre-employment drug screening is a condition of employment.
  • A satisfactory background check is the absence of a criminal record, which bears a demonstrable relationship to the applicant/employee's suitability to perform the required duties and responsibilities of the position.
Employment Type: FULL_TIME

What KCI Technologies employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply