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Credit Risk Associate Jobs in Mansfield, TX (NOW HIRING)

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Credit Risk Associate information

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$44.8K

$98K

$164K

How much do credit risk associate jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk associate in Mansfield, TX is $97,969.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,200.00 and $127,300.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are popular job titles related to Credit Risk Associate jobs in Mansfield, TX?

For Credit Risk Associate jobs in Mansfield, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Mansfield, TX look for?

The top searched job categories for Credit Risk Associate jobs in Mansfield, TX are:

What cities near Mansfield, TX are hiring for Credit Risk Associate jobs?

Cities near Mansfield, TX with the most Credit Risk Associate job openings:

Infographic showing various Credit Risk Associate job openings in Mansfield, TX as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $97,969 per year, or $47.1 per hour.

Risk, Capital Risk, Associate / Vice President, Dallas

Goldman Sachs, Inc.

Dallas, TX • On-site

Full-time

Re-posted 26 days ago


Goldman Sachs rating

7.8

Company rating: 7.8 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

88th of 174 rated banks


Job description


Risk, Capital Risk, Associate / Vice President, Dallas
The Capital Risk team within the Risk Division provides an independent view into the capital decisions across the firm. The team advises on firmwide capital management decisions. Coverage also includes monitoring, analyzing, interpreting, and challenging the firm's regulatory capital requirements and capital management processes. This involves working very closely with stakeholders across the firm, including trading desks, Controllers, Legal, Corporate Treasury and Technology, and will require a strong control mindset. Other responsibilities include oversight of the firm's capital strategy and the firm's proximity to capital requirements.
The team also provides independent second-line oversight and challenge of regulatory capital interpretations, including critically assessing ambiguity in regulatory text, reviewing and challenging interpretative conclusions, and ensuring consistent and defensible implementation across the firm.
RESPONSIBILITIES
  • Provide independent oversight of the capital management framework, ensuring that capital adequacy assessments and distribution strategies are consistent with the firm's risk appetite and the stress capital buffer requirements.
  • Understanding capital regulations and determining appropriate capital interpretations
  • Monitoring, summarizing, and challenging the impact of and risk appetite associated with the implementation of the regulatory capital rules
  • Communicating thoughtful analysis on sophisticated regulatory capital matters to senior managers, businesses, risk departments, and other impacted areas
  • Assessing the impact of capital regulation on individual transactions, new products, and business proposals
  • Validation of regulatory capital requirement approaches and calculations
  • Understanding and challenging the firm's overall capital management strategy
  • Independently identify ambiguities or inconsistencies in regulatory requirements, and provide second-line review and challenge of interpretative positions, ensuring conclusions are well-supported, aligned to rule text, and robust under audit and regulatory scrutiny
  • Ensure consistent application of regulatory capital interpretations across the firm by driving alignment between policy and implementation, supported by clear and well-documented rationale

SKILLS AND EXPERIENCE REQUIRED
  • Minimum of 5 years of relevant capital management experience
  • Knowledge of the end-to-end execution of the annual CCAR cycle
  • Perform independent review and challenge of stress testing results
  • Experience in project management and project governance
  • Experience in the interpretation of regulatory rules (e.g. 12 CFR 217, CRR, draft PRA rulebook), including translation into business impact
  • Strong ability to articulate and defend interpretations to senior stakeholders and across control functions
  • Strong attention to detail, intellectual curiosity, and commitment to excellence
  • Strong organizational skills - ability to manage a constantly evolving inflow of projects and priorities
  • Effective communicator - both orally and in writing
  • Team player - ability to maintain mutual support within a high-profile team.
  • Self-motivated, proactive, and willing to take on additional responsibilities, ability to run with issues, and get involved, as necessary.
  • Ability to conduct research, analyze technical regulatory papers and identify relevant issues
  • Understanding of banking organizations, financial products; ability to analyze new trades and businesses with particular focus on regulatory capital implications

ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869