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Credit Risk Associate Jobs in New Jersey (NOW HIRING)

Cross River

Associate, CRE Underwriter

Fort Lee, NJ · Hybrid

$75K - $125K/yr

Assess credit risk, establish viability of sources of repayment, and determine appropriate loan structures * Manage third party engagements and order necessary searches to complete the underwriting ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in New Jersey

Credit Risk Associate information

See New Jersey salary details

$50.8K

$111K

$185.8K

How much do credit risk associate jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk associate in New Jersey is $110,980.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,100.00 and $144,200.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in New Jersey? The most popular types of Credit Risk jobs in New Jersey are:
What are popular job titles related to Credit Risk Associate jobs in New Jersey? For Credit Risk Associate jobs in New Jersey, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in New Jersey look for? The top searched job categories for Credit Risk Associate jobs in New Jersey are:
What cities in New Jersey are hiring for Credit Risk Associate jobs? Cities in New Jersey with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in New Jersey as of August 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $110,980 per year, or $53.4 per hour.

Associate Portfolio Manager - Residential Mortgage Backed Securities

Lord Abbett.com

Jersey City, NJ • On-site

Full-time

Medical, Retirement

Posted 7 days ago

Job description

About Lord Abbett:

Founded in 1929, Lord Abbett is an independent firm with a singular focus on the management of money. Over the course of our history, we’ve earned a sterling reputation for our leadership, influence, and innovation in the asset management industry. Today, our independent perspective, our commitment to active management, and our intelligent product design continue to make us relevant to individual and institutional investors.

From the very beginning, we’ve recognized that our people are our greatest asset. As an investment-led, investor-focused firm, we value intellectual curiosity, teamwork, and collaboration across the organization.

We’re looking for people with a keen interest in working for a trusted leader in the asset management industry, a desire to expand their knowledge, and a passion for delivering a client experience that exceeds expectations.

 
Now that you know our history, are you ready to be part of our future?

Job Overview:

We are seeking an Associate Portfolio Manager to support the management of portfolios with a focus on non-agency Residential Mortgage-Backed Securities. This individual will work closely with senior portfolio managers and research analysts to help drive and implement investment decisions across a full range of RMBS subsectors on behalf of a range of fixed income mandates at Lord Abbett.

This role is suited for an experienced investor who combines strong analytical capabilities with a growing track record of RMBS portfolio construction, credit risk management, interest rate and convexity management, and security selection alpha. The position offers principal risk-taking responsibility in portfolio construction, risk management, and idea generation within a collaborative, team-oriented environment


  • Generate recommendations and implement RMBS trades, leveraging research and risk management resources for decision-making across a heterogenous set of mandates
  • Collaborate with other portfolio managers, research analysts, and traders to screen and prioritize RMBS with the best risk-adjusted returns
  • Monitor portfolio positioning and achieve or maintain desired risk objectives and targets across a range of parameters
  • Perform portfolio simulations and projections including excess and total return forecasts
  • Opine on relative value within RMBS and maintain documentation supporting investment decisions
  • Communicate trade color and commentary to the broader team and department
  • Manage trade lifecycles including security setup process, compliance checks, and post trade quality checks for analytical integrity
  • Update relevant market data pertaining to valuations, supply, trading activity
  • Build and maintain external relationships with trading, banking, and syndicate desks to ensure our team retains top-of-funnel access to opportunities
  • Partner with research analysts to incorporate fundamental insights into portfolio decisions
  • Stay current on housing market trends, interest rate dynamics, and policy developments impacting residential real estate
  • Prepare and communicate investment views and portfolio updates to senior stakeholders

  • 5–10 years of relevant experience in RMBS research, trading, portfolio management, or portfolio construction
  • Strong understanding of a wide range of security types within the RMBS landscape
  • Exceptional analytical and quantitative skills, with experience in financial modeling and risk analysis, inclusive of duration, convexity, and credit
  • Flexibility to think deeply about individual security risk as well as broadly, across securities within a portfolio, and across suites of portfolios
  • Familiarity with key drivers of mortgage markets, including prepayments, credit performance, and interest rate sensitivity
  • Demonstrated ability to contribute to investment decisions and portfolio outcomes
  • Effective communication skills, with the ability to articulate investment views clearly and succinctly
  • Detail-oriented with strong organizational skills and the ability to manage multiple priorities
  • Collaborative mindset with a proactive approach to problem-solving and idea generation
  • Bachelor’s degree required; CFA or progress toward the designation preferred
  • Proficiency in Excel and familiarity with market analytics tools such as Bloomberg, Intex, or similar platforms preferred

Lord Abbett is a leading global independent, privately held investment management company. We are active managers and invest where we believe we have a repeatable edge and can deliver alpha for our clients. Our vision is to be the most respected asset manager in the world, admired for our people, our performance, our relationships, and our organizational agility. This inspires the three pillars of our culture.

  • Principles-Based - We empower our leaders to create an environment of trust.
  • Performance-Oriented - We inspire our people to embody our values, excellence, responsibility, transparency & collaboration.
  • Purpose-Driven - We instill a passion for always putting our clients' interests first. 

We were honored to be ranked #1 in Barron’s Best Fund Families for 2024 and to have earned recognition as one of the Best Places to Work in Money Management by Pensions & Investments for five consecutive years.

Compensation Information: Annual base salary for this role is $175,000 - $225,000. Salary is estimated for this role. Actual pay may be different.

Discretionary Bonus: Role may be eligible to receive an annual discretionary bonus. Discretionary bonuses are determined by several factors including, but not limited to, firm, team, and individual performance. 

Benefits: Lord Abbett is committed to offering a competitive total rewards package to all eligible employees. Offerings include competitive total compensation, retirement plans, competitive health and well-being plans. To learn more about what we offer, please visit Careers | Lord Abbett

Lord Abbett is an equal employment opportunity employer. We are committed to providing equal employment opportunities to all qualified individuals without regard to the following legally protected characteristics: race, color, religion, sex, pregnancy, national origin, age, physical or mental disability, marital status, sexual orientation, sexual identity, caregiver status, military/veteran status, or any other characteristic protected by local, state or federal law. All employment decisions at Lord Abbett are based solely on the applicant’s relevant experience, skills and qualifications.

Important notice to Search Firms - Please Read Carefully
Without prior written agreement, Lord Abbett does not accept unsolicited submissions from employment agencies, search firms, placement services, or any similar provider (“Search Firms”) for employment opportunities. All candidates submitted by Search Firms to any employee or partner at our company without a written Search Firm agreement in place will be deemed the sole property of our company. In such circumstances, no fee, commission, or other compensation will be paid to such Search Firm in the event a candidate is hired by our company. To the extent a Search Firm has a written agreement in place, all introductions are position specific and should be directed to HR or the hiring manager, so we kindly request no unsolicited phone calls or emails.

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