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Credit Risk Associate Jobs in Kentucky (NOW HIRING)

BlueStar US

Collections Specialist

Hebron, KY · On-site

$17.75 - $24/hr

... credit risk of potential and existing customers, all while providing excellent customer service ... Bachelor's or Associates Degree in Accounting, Finance, or Business Administration preferred, but ...

BlueStar

Collections Specialist

Hebron, KY · On-site

$17.75 - $24/hr

... credit risk of potential and existing customers, all while providing excellent customer service ... Bachelor's or Associates Degree in Accounting, Finance, or Business Administration preferred, but ...

BlueStar US

Collections Specialist

Hebron, KY · On-site

$17.75 - $24/hr

... credit risk of potential and existing customers, all while providing excellent customer service ... Bachelor's or Associates Degree in Accounting, Finance, or Business Administration preferred, but ...

BlueStar

Collections Specialist

Hebron, KY

$17.75 - $24/hr

... credit risk of potential and existing customers, all while providing excellent customer service ... Bachelor's or Associates Degree in Accounting, Finance, or Business Administration preferred, but ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Kentucky

Credit Risk Associate information

See Kentucky salary details

$43.4K

$94.9K

$158.9K

How much do credit risk associate jobs pay per year?

As of Jun 26, 2026, the average yearly pay for credit risk associate in Kentucky is $94,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,100.00 and $123,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Kentucky? The most popular types of Credit Risk jobs in Kentucky are:
What are popular job titles related to Credit Risk Associate jobs in Kentucky? For Credit Risk Associate jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Kentucky look for? The top searched job categories for Credit Risk Associate jobs in Kentucky are:
What cities in Kentucky are hiring for Credit Risk Associate jobs? Cities in Kentucky with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Kentucky as of June 2026, with employment types broken down into 83% Full Time, 13% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $94,942 per year, or $45.6 per hour.

Senior Credit Underwriter

THE PADUCAH BANK AND TRUST COMPANY

Paducah, KY

Full-time

Posted 8 days ago

Job description

Position Title:                         Senior Credit Underwriter

Department:                           Credit Services                      

Reports To (position):           Director of Credit Services               

General Summary/Purpose

This position works under the direction of the Director of Credit Services and with the Relationship Managers to provide financial and cash flow analysis, collateral analysis, and prepare loan approval packages for the appropriate approval authorities including the Officers’ Loan Committee and the Board of Directors.

Key Duties and Responsibilities

#1       Spreads and analyzes historical and projected financial statements for businesses and individuals                                                                                                          Percentage of time:  40%

#2       Creates credit approval packages demonstrating an ability to assess overall credit risk

and independently identify key issues related to sources of repayment, loan structure,

            industry risk, financial performance, collateral, and other relevant criteria across a

            multitude of industries and collateral types                                 Percentage of time:  40%

#3       Presents, or assists in presenting, credit packages for various approval authorities including Relationship Managers, Senior Management, Officers Loan Committee, and the Board of Directors

                                                                                                            Percentage of time:  10%

#4       Analyzes, and prepares reports on various aspects of the bank’s loan portfolio

                                                                                                            Percentage of time:  10%

Education, Training and Skills Required

(Identify the minimum required to perform the duties and responsibilities.)

____ Limited training normally acquired through high school education

____ Specialized education/training normally acquired through up to 18 months’ of higher education

____ Education/training equivalent to an Associates’ Degree

_X__ Education/training equivalent to a Bachelors’ Degree

____ Education/training equivalent to a Masters’ Degree

____ Advanced education/training in a recognized field of specialization, e.g. CPA, MBA

_X__ Other (please specify)

  • Bachelor’s Degree in business administration, finance, accounting or economics
  • General knowledge of financial statements and analysis
  • Strong analytical ability with effective written and verbal communication skills
  • Ability to organize and multi-task effectively in a deadline-driven environment
  • Ability to effectively lead teams toward company goal achievement

Experience Required

(Identify the minimum required to perform the duties and responsibilities as well as the type of experience required.)

____ None

____ Three months to one year

____ More than one year, fewer than three years

__X_ More than three years, fewer than five years

____ More than five years, fewer than eight years

___   More than eight years

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