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Credit Risk Analytics Manager Jobs in California

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

The primary responsibilities are managing the company's underwriting guidelines, credit risk ... analytical skills and the ability to lead and develop a team. Essential Functions * Establishes and ...

Brex

Director, Credit Risk

San Francisco, CA · Hybrid

$231K - $289K/yr

You'll oversee a multi-layered team of managers and credit professionals responsible for managing ... In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ...

New

Brex

Director, Credit Risk

San Francisco, CA · On-site

... Operations, Analytics, and Credit Policy to deliver scalable, customer-centric credit decisions * Lead, coach, and develop a high-performing organization of managers and credit professionals ...

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Credit Risk Analytics Manager information

See California salary details

$35.1K

$132.4K

$176.2K

How much do credit risk analytics manager jobs pay per year?

As of Jul 17, 2026, the average yearly pay for credit risk analytics manager in California is $132,429.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,000.00 and $160,700.00 per year, depending on experience, location, and employer.

How does a Credit Risk Analytics Manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What are the key skills and qualifications needed to thrive as a Credit Risk Analytics Manager, and why are they important?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

What does a Credit Risk Analytics Manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.
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Credit Risk Analytics Manager jobs near you
Manager, Consumer Credit Risk - Chatsworth

Manager, Consumer Credit Risk - Chatsworth

Premier America Credit Union

Chatsworth, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Job Type
Full-time
Description
Overview:
The Manager, Consumer Credit Risk is responsible for day-to-day execution, monitoring, analysis, and recommendation support related to consumer credit risk. This role manages assigned credit risk activities within established policies, risk appetite, underwriting standards, and strategic direction set by the Vice President. The position reviews portfolio performance, delinquency, losses, exception trends, approval performance, scorecard and decision-system outcomes, and other portfolio indicators to identify risk trends and recommend changes for management review and approval. The manager partners with underwriting, operations, systems, compliance, collections, branches, dealers, and third-party originators to support consistent, data-informed, compliant lending decisions.
What You Will Do:
  • Ensures timely resolution of escalated branch or member issues and complaints.
  • Maintains working knowledge of regulatory compliance related to member services and financial services area to include (but not limited to): BSA reporting requirements, OFAC, USA Patriot ACT, Red Flags, Regulation CC, Regulation D, Regulation E, Truth in Savings, Truth in Lending, Privacy, etc.
  • Responsible for ensuring team members maintain regular contact with branches, brokers, dealerships and third-party vendors.
  • Identifies credit risk trends and prepares recommendations for policy, process, pricing, underwriting, or system enhancements for management review, approval, and escalation as appropriate.
  • Maintains a well-trained, efficient and productive team and ensure efforts are coordinated to meet performance.
  • Monitors assigned team's performance to established goals and provides regular updates to management regarding achievements, challenges, and recommended support needs.
  • Responsible for effective coaching and development of each team member.
  • Serves as an authority on vehicle tax and registration rules by geography, keeping abreast of changes as they are announced and communicating them to the team in a timely manner.
  • Supports defined goals and objectives by coordinating assigned initiatives, tracking progress, and preparing status updates. Supports the development and standardization of credit risk procedures, controls, and reporting practices approved, to improve consistency and effectiveness.
  • Works directly with the Department Managers to ensure efficiency and consistency across all consumer-lending areas.
  • Executes assigned consumer credit risk monitoring, portfolio review, underwriting quality review, and lending control activities under the direction of department executive.
  • Assumes responsibility for the day-to-day support and guidance to assigned staff.
  • Performs ongoing credit risk assessment of assigned consumer loan products and escalates material trends, exceptions, and recommended actions to the executives, including unsecured, secured, auto loans, credit cards and other related products and services.
  • Monitors and analyzes economic conditions, portfolio performance, delinquency, charge-off, approval, exception, and loss trends to support risk adjustments and management reporting.
  • Develops team member capability in credit risk assessment, portfolio analysis, risk mitigation, exception management, and critical thinking while escalating performance, resource, or authority matters to management.
  • Works with Systems and lending partners to test, validate, and document decision-manager rules, automated approvals, scorecard logic, and system controls approved by management or applicable governance authority.
  • Assumes responsibility for establishing and maintaining effective communication and coordination with Premier America staff and management.
  • Maintains a satisfactory or better audit review.
  • Adhere strictly to compliance and operational risk controls in accordance to Premier America's and regulatory standards, policies, and practices.
  • Stay informed of trends and changes in the Consumer Lending field.
  • Attend seminars and professional conferences as necessary.

Requirements
What We Are Looking For:
  • A minimum of three (3) years of similar or related experience.
  • Bachelor's degree in Finance, Accounting, Economics or related field.
  • Strong knowledge of consumer credit risk management, underwriting standards, credit policy, portfolio monitoring, loss mitigation, regulatory requirements, and Credit Union operations, practices, and procedures.
  • Knowledge of consumer loan origination systems, automated decisioning tools, core systems, credit bureau data, reporting tools, and portfolio analytics used to evaluate and monitor credit risk.
  • Ability to use a personal computer and related software applications including Microsoft Word and Excel.
  • Excellent communication (verbal and written) skills.
  • Excellent supervisory and training abilities.
  • Strong people management skills including providing feedback, performance management, and development of direct reports.
  • Strong organizational and problem-solving skills, with the ability to multi-task.
  • Ability to work well under pressure.
  • Ability to maintain an effective and efficient workflow.

Pay Grade Info :
The base pay range for this position is: $96k to $120k annually
Perks Important to You:
Our Team Members enjoy the following rewards and benefits:
• Competitive pay
• Subsidized health care including medical, dental and vision
• FSA and HSA
• Company-Paid Life and A&D insurance
• Discounts on loans (must be a member)
• Paid Vacation, Holiday, and Sick time
• 401k Retirement Saving Plan with a 6% safe harbor employer match
• Educational Assistance Program and more!
Equal Opportunity Employer - Veterans / Disabled
Drug-free Workplace

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