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Credit Risk Analytics Manager Jobs in San Clemente, CA

Chase

Environmental Credit Risk Sr Officer

Irvine, CA · On-site

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk ... Conduct collateral-asset analysis on real estate lending, management, and acquisition/disposition ...

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Credit Risk Analytics Manager information

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What cities near San Clemente, CA are hiring for Credit Risk Analytics Manager jobs?

Cities near San Clemente, CA with the most Credit Risk Analytics Manager job openings:

Credit Risk Analytics Manager jobs near you

Risk Management - Lead Credit Officer - Vice President

JPMorgan Chase & Co.

Irvine, CA • On-site

$90 - $120/hr

Other

Re-posted 2 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer within the Credit Risk team, you will evaluate and identify risks and interpret data to support management in making well‑informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high‑volume, and fast‑paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Job Responsibilities
  • Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate
  • Evaluate and manage risks in complex transactions
  • Mentor for more junior Credit Analysts and Credit Officers
  • Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal
  • Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities
  • Apply data analysis techniques to interpret results and provide insights and recommendations to management
  • Serve as a technical expert in addressing inquiries and resolving system‑related issues specific to credit risk analysis and management tools
  • Monitor industry trends and best practices in credit risk management to enhance decision‑making and maintain a competitive edge
Required Qualifications, Capabilities, and Skills
  • Bachelor's degree in a business or finance concentration
  • 7 years of experience in commercial real estate lending, credit analysis, or loan workouts
  • Thorough understanding of multifamily real estate property valuations and cash flow analysis
  • Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
  • Ability to manage competing priorities effectively in a collaborative, high‑volume environment while maintaining attention to detail
  • Excellent verbal and written communication and problem‑solving skills
  • Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed
  • Familiarity with regional commercial real estate markets and municipal regulations
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred Qualifications, Capabilities, and Skills
  • Advanced degree in a related field or real estate coursework
  • Experience as a loan underwriter in commercial real estate or agency lending (e.g. Fannie Mae or Freddie Mac)
  • Experience with proprietary credit risk management tools
  • Experience with large language model tools

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

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