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Credit Risk Analytics Manager Jobs in Modesto, CA

MOCSE FEDERAL CREDIT UNION

DATA ARCHITECT

Modesto, CA

$44.72 - $55.90/hr

Risk Management & Fraud Analytics * Develop real-time fraud monitoring dashboards and transaction ... Contribute to attaining Credit Union objectives by accomplishing related results as assigned.

Tri Counties Bank

Relationship Associate

Modesto, CA

$22 - $28/hr

... credit analysis purposes. Collects necessary financial documents to satisfy ticklers and renewal requirements. • Helps with customer onboarding, due diligence and other associate risk management ...

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How much do credit risk analytics manager jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for credit risk analytics manager in Modesto, CA is $49.29, according to ZipRecruiter salary data. Most workers in this role earn between $12.40 and $64.71 per hour, depending on experience, location, and employer.

What does a credit risk analytics manager do?

A Credit Risk Analytics Manager is responsible for analyzing and managing the credit risk exposure of a financial institution or organization. They develop and implement risk assessment models, analyze large sets of financial data, and create strategies to minimize potential losses from credit defaults. Their work involves collaborating with other departments, such as lending, underwriting, and compliance, to ensure that the company's credit policies are effective and aligned with regulatory requirements. Additionally, they report on risk trends and provide insights to support business decision-making.

What are the key skills and qualifications needed to thrive as a credit risk analytics manager?

To thrive as a Credit Risk Analytics Manager, you need a strong background in quantitative analysis, risk assessment, and finance, typically supported by a degree in mathematics, statistics, finance, or a related field. Proficiency in statistical software (such as SAS, R, or Python), data visualization tools, and familiarity with regulatory frameworks like Basel III are essential. Strong problem-solving, communication, and leadership skills help you effectively interpret complex data and guide cross-functional teams. These capabilities are crucial to accurately assess credit risk, inform business decisions, and ensure compliance with industry regulations.

How does a credit risk analytics manager typically collaborate with other departments to manage risk effectively?

A Credit Risk Analytics Manager works closely with various teams such as underwriting, finance, IT, and compliance to gather data, implement risk models, and ensure regulatory requirements are met. This collaboration often includes presenting analytical findings to senior management, advising on credit policy adjustments, and supporting product development with risk assessments. Effective communication and teamwork are essential, as the manager translates complex data insights into actionable strategies that align with business goals. Cross-functional collaboration also helps identify potential risks early and ensures the company’s credit strategies are robust and up-to-date.

What job categories do people searching Credit Risk Analytics Manager jobs in Modesto, CA look for?

The top searched job categories for Credit Risk Analytics Manager jobs in Modesto, CA are:

What cities near Modesto, CA are hiring for Credit Risk Analytics Manager jobs?

Cities near Modesto, CA with the most Credit Risk Analytics Manager job openings:

Credit Risk Analytics Manager jobs near you

Credit Analyst I- Commercial Credit Lending

Oakdale, CA • On-site

Oak Valley Community Bank
51 - 200 employees
Learn more about Oak Valley Community Bankexternal

$24.04 - $33.65/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New

Job description

Position: Credit Analyst I

Location: Oakdale, CA 
Job Type: Full-Time
Department: Credit Administration
Reports To: VP Credit Department Manager
Salary Range: $50,000 – $70,000 annually [$24.04 per hour- $33.65 per hour]
FLSA Status: Non-Exempt 

Additional Compensation: Employees may be considered for annual performance-based salary increases; eligibility and amount are determined by individual performance and business needs.

Total Compensation: In addition to base pay, this position may include performance-based salary increases. Oak Valley Community Bank also offers a comprehensive benefits package that includes medical, dental, vision, retirement savings with employer match, paid time off, and other voluntary benefits. Final compensation will be based on skills experience, and internal equity.

About the Role:

As a Commercial Banking Credit Analyst I, you will play a crucial role in our banking institution by analyzing credit data and financial information of our clients to determine the risk involved in lending money. You will be responsible for assessing the creditworthiness of our clients and making recommendations to the credit committee. Your work will directly impact the success of our lending operations and the overall financial health of our institution. You will be expected to maintain a high level of accuracy and attention to detail in your work.

Minimum Qualifications:

  • Bachelor's degree in finance, accounting, economics, or related field
  • 1-2 years of experience in credit analysis or related field
  • Strong analytical and problem-solving skills
  • Excellent attention to detail and accuracy
  • Ability to work independently and as part of a team

Preferred Qualifications:

  • Experience in commercial lending [Agriculture lending a plus]
  • Knowledge of lending regulations and compliance
  • Strong communication and interpersonal skills
  • Ability to adapt to changing priorities and deadlines

Responsibilities:

  • Analyze financial data and credit information of clients to determine their creditworthiness
  • Prepare credit reports and make recommendations to the credit committee
  • Monitor and assess the credit risk of existing clients
  • Ensure compliance with lending policies and regulations
  • Collaborate with other departments to ensure smooth and efficient lending operations

Skills:

As a Credit Analyst I, you will utilize your strong analytical and problem-solving skills to assess the creditworthiness of our clients. You will need to have excellent attention to detail and accuracy in your work to ensure the integrity of our lending operations. Strong communication and interpersonal skills will be beneficial in collaborating with other departments and presenting your findings to the credit committee. Knowledge of lending regulations and compliance will also be useful in ensuring that our institution is operating within legal and ethical boundaries. Finally, the ability to adapt to changing priorities and deadlines will be essential in this fast-paced and dynamic role.


**This is an onsite position, located in Oakdale, CA.


Equal Pay & Opportunity Statement

Oak Valley Community Bank complies with the California Equal Pay Act and SB 642 requirements. Compensation decisions are based on experience, skills, and business needs, without regard to sex, gender identity, gender expression, race, or any other protected characteristic. We are an equal opportunity employer committed to diversity, equity, and inclusion.