ZipRecruiter

Log In

1

Senior Credit Risk Manager Jobs in Modesto, CA (NOW HIRING)

next page

Showing results 1-20

All JobsCredit Risk JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Modesto, CA

Senior Credit Risk Manager information

See Modesto, CA salary details

$23.7K

$124.8K

$221.6K

How much do senior credit risk manager jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior credit risk manager in Modesto, CA is $124,763.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,100.00 and $153,000.00 per year, depending on experience, location, and employer.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What are popular job titles related to Senior Credit Risk Manager jobs in Modesto, CA?

For Senior Credit Risk Manager jobs in Modesto, CA, the most frequently searched job titles are:

What job categories do people searching Senior Credit Risk Manager jobs in Modesto, CA look for?

The top searched job categories for Senior Credit Risk Manager jobs in Modesto, CA are:

What cities near Modesto, CA are hiring for Senior Credit Risk Manager jobs?

Cities near Modesto, CA with the most Senior Credit Risk Manager job openings:

Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Modesto, CA as of August 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $124,763 per year, or $60 per hour.

CREDIT & COLLECTIONS SPECIALIST

Knife River Corporation

Stockton, CA • On-site

$22 - $29.50/hr

Full-time

Posted 9 days ago

Knife River rating

7.4

Company rating: 7.4 out of 10

Based on 64 frontline employees who took The Breakroom Quiz

295th of 545 rated manufacturers

Job description

A Credit and Collections Specialists will assist the Management Team with oversight of the credit and collection process throughout our California operations. This role collaborates with internal Operations and Legal teams to resolve account issues, ensure compliance with lien and construction laws, and support healthy aging standards and business growth.
Minimum Requirements:
  • Three to five years of collections, credit, accounts receivable, or related field
  • Knowledge of California lien and construction law
  • Strong written and verbal communication skills
  • Proficiency in Microsoft Office, especially Excel

Preferred Requirements:
  • Associate's Degree in Accounting, Finance, or Business Administration or 2 years of equivalent working experience in related field
  • Working knowledge of lien and construction laws in neighboring states
  • Familiarity with JD Edwards or a similar ERP/accounting system
  • Experience in the construction materials, building products, or related industry

Duties and/or Responsibilities:
  • Reviews and analyzes credit applications and supporting documentation to recommend appropriate credit limits
  • Calls on past due accounts
  • Monitors customer accounts and aging reports to identify collection issues and mitigate credit risk
  • Maintains accurate credit files, payment records, lien documentation, and account notes maintaining aging
  • Prepares preliminary notices, lien waivers, and related documentation in accordance with applicable laws and company procedures
  • Provides regular updates and recommendations regarding delinquent accounts, credit exposure, and collection activities
  • Maintains confidentiality of customer and financial information
  • Maintains a high level of moral and ethical standards at all times
  • Always works safely and takes action to prevent any and all unsafe actions, processes, and behaviors
  • Travel may be required
  • Perform other duties as assigned.

Knowledge, Skills, and Abilities:
  • Strong attention to detail and organizational skills
  • Ability to manage multiple priorities across different business units and meet deadlines in a fast-paced environment
  • Strong analytical and problem-solving abilities
  • Understanding of lien rights, construction law requirements, and related documentation
  • Demonstrated ability to evaluate account information and make sound recommendations
  • Ability to collaborate cross functionally with Operations and Legal teams to resolve complex account issues
  • Effective interpersonal skills with ability to build relationships and rapport with others
  • Professional communication skills including written and verbal for internal and external customers.

How to Apply:
If unable to apply online, mail completed application to:
PO Box 6099
Stockton, CA 95206-0099
Knife River is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, gender identity, sexual orientation, national origin, disability, protected Veteran status or any other protected category under applicable state/federal law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

What Knife River employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply