1

Credit Risk Analyst Jobs in Seattle, WA (NOW HIRING)

Underwriter IV- LIHTC/Tax Credit

Seattle, WA · On-site

$91K - $202K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan ...

Credit Analyst II/III

Tacoma, WA · On-site

$88K - $132K/yr

  • Medical

  • Life

  • Retirement

Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirements. * Reviews and evaluates business financial reports, prepares written ...

Credit Analyst CRE

Seattle, WA

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Credit Analyst CRE

Seattle, WA · On-site

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Credit Analyst CRE

Seattle, WA · On-site

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Credit Analyst CRE

Seattle, WA

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Credit Analyst CRE

Seattle, WA · On-site

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Credit Analyst CRE

Seattle, WA · On-site

$28 - $43.27/hr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Senior Credit Analyst - CRE

Seattle, WA

$82K - $123K/yr

  • Medical

  • Life

  • Retirement

  • PTO

... and risk of financing requests within the framework of the Bank's credit culture and current ... Ability to analyze and interpret general business periodicals, professional journals and technical ...

Community CRE Underwriter

Kirkland, WA · On-site

$78K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models, using both quantitative and qualitative rating ...

Community CRE Underwriter

Seattle, WA · On-site

$78K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models, using both quantitative and qualitative rating ...

Credit Analyst (remote WA)

Bellevue, WA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Showing results 21-40

Credit Risk Analyst information

See Seattle, WA salary details

$42.1K

$129.6K

$224.8K

How much do credit risk analyst jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk analyst in Seattle, WA is $129,600.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,900.00 and $159,900.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk Analyst jobs in Seattle, WA?

The most popular types of Credit Risk Analyst jobs in Seattle, WA are:

What are popular job titles related to Credit Risk Analyst jobs in Seattle, WA?

For Credit Risk Analyst jobs in Seattle, WA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Seattle, WA look for?

The top searched job categories for Credit Risk Analyst jobs in Seattle, WA are:

Infographic showing various Credit Risk Analyst job openings in Seattle, WA as of August 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $129,600 per year, or $62.3 per hour.

Underwriter IV- LIHTC/Tax Credit

PNC Bank

Seattle, WA • On-site

$91K - $202K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago


PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 345 frontline employees who took The Breakroom Quiz

91st of 171 rated banks


Job description

Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
  • Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. Serves as subject matter expert for certain asset classes. Serves as a coach, work lead and trainer for the group.
  • Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required.
  • Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. May perform relevant pre-approval and post-approval activities.
  • Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
  • Knowledge of IRS Code Section 42 and 47, equity structures and documentation, market research (including onsite inspections and market comp analysis), and 3rd party or external guidelines.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsCredit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk AssessmentsCompetenciesAccuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial ServicesWork ExperienceRoles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s)LicensesNo Required License(s)Pay TransparencyBase Salary: $91,000.00 - $202,800.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 05/18/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visitpncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.


What PNC Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom