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Credit Risk Analyst Jobs in Seattle, WA (NOW HIRING)

Banner Bank

Credit Analyst (remote WA)

Bellevue, WA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Banner Bank

Credit Analyst (remote WA)

Bellevue, WA · Remote

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Banner Bank

Credit Analyst (remote WA)

Seattle, WA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Banner Bank

Credit Analyst (remote WA)

Bellevue, WA · Remote

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Banner Bank

Credit Analyst (remote WA)

Seattle, WA · Remote

Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise ...

Robert Half

Credit Manager

Auburn, WA · On-site

$90K - $100K/yr

Assess customer credit requests by reviewing applications, analyzing payment risk, and recommending appropriate credit exposure levels to finance leadership. * Create and maintain customer account ...

Salal Credit Union

Senior Commercial Underwriter

Seattle, WA · On-site

$120K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Salal Credit Union

Senior Commercial Underwriter

Seattle, WA · Remote

$120K - $140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Salal Credit Union

Senior Commercial Underwriter

Seattle, WA · On-site +1

$140K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You\'ll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Salal Credit Union

Senior Commercial Underwriter

Seattle, WA · On-site +1

$114K - $159K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

GM Financial

GMF Sr Credit Analyst I - Zone C

Lynnwood, WA · On-site

$61 - $116/hr

  • Retirement

Analyze credit data to determine the degree of risk involved in extending credit. * Make decisions to approve or deny the extension of credit within set credit authority established by senior ...

Banner Bank

Quantitative Analyst

Seattle, WA · On-site +1

$88K - $104K/yr

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand time‑series models, including ARCH/GARCH, and have experience with time‑series and panel data analysis.

Banner Bank

Quantitative Analyst

Bellevue, WA · On-site +1

$88K - $104K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

You have experience developing models in PPNR, Credit Risk, or Market Risk. * You understand timeseries models, including ARCH/GARCH, and have experience with timeseries and panel data analysis.

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Showing results 41-60

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Seattle, WA

Credit Risk Analyst information

See Seattle, WA salary details

$42.1K

$129.6K

$224.8K

How much do credit risk analyst jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk analyst in Seattle, WA is $129,600.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,900.00 and $159,900.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Seattle, WA?

The most popular types of Credit Risk Analyst jobs in Seattle, WA are:

What are popular job titles related to Credit Risk Analyst jobs in Seattle, WA?

For Credit Risk Analyst jobs in Seattle, WA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Seattle, WA look for?

The top searched job categories for Credit Risk Analyst jobs in Seattle, WA are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Seattle, WA as of August 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $129,600 per year, or $62.3 per hour.

Credit Analyst (remote WA)

Banner Bank

Bellevue, WA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 9 days ago

Banner Bank rating

8.7

Company rating: 8.7 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

23rd of 171 rated banks

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.
In this role you'll
  • Investigate credit and financial information for prospective and existing commercial clients.
  • Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
  • Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
  • Support new, renewed, and existing loan requests ranging from simple to moderately complex.
  • Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.
 
What we're looking for
  • You hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
  • An equivalent combination of education and experience can be considered in lieu of a degree.
  • You bring two or more years of related credit or financial analysis experience (Required).
 
What helps you shine
  • You're comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
  • You bring solid analytical thinking and sound judgment to every credit investigation.
  • You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
  • You communicate clearly and professionally, both in writing and in conversation.
  • You understand federal and state regulations related to commercial lending.
  • You are proficient in Excel, Word, and other applicable systems.
 
 
Travel
  • 0%
Our Company Values
  • Do the right thing
  • Mutual respect
  • Teamwork
  • Accountability
 
What Our Team Says
"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."
Compensation & Benefits
  • Targeted starting salary range (based on experience): $30.34- 39.98
  • Annual incentive potential
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time and 11 company paid holidays
  • 401k (with up to 4% match)
  • Tuition reimbursement
 
Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
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