Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Structured Finance - Structured Credit Alternative Products, Associate Director - Austin
Austin, TX · On-site
Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Structured Finance - Structured Credit Alternative Products, Associate Director - Austin
Austin, TX · On-site
Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Structured Finance - Structured Credit Alternative Products, Associate Director - Austin
Austin, TX · Hybrid
Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Structured Finance - Structured Credit Alternative Products, Associate Director - Austin
Austin, TX · Hybrid
Demonstrated competency in credit analysis * Proficiency with rating agency methodologies and experience assessing credit risk Why Choose Fitch: * Hybrid Work Environment: 3 days a week in office ...
Credit Analyst II
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
Credit Analyst II
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
Senior Credit Analyst
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
Senior Credit Analyst
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
Senior Credit Analyst
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
Senior Credit Analyst
Austin, TX · On-site
Performs financial analysis, complete annual review loan packages, and make recommendations on ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...
The position will sit on the Accounting & FP&A leadership team and report to the VP, Accounting and FP&A. Key Responsibilities Counterparty Risk & Credit Support · Own Treaty Oak's framework for ...
Quick apply
The position will sit on the Accounting & FP&A leadership team and report to the VP, Accounting and FP&A. Key Responsibilities Counterparty Risk & Credit Support · Own Treaty Oak's framework for ...
Director Capital Markets
Round Rock, TX · On-site
Assesses credit risk of portfolio through continuous monitoring of financial trends, understanding of industry drivers and competitive landscape through peer analysis, provides sound and cogent risk ...
Director Capital Markets
Round Rock, TX · On-site
Assesses credit risk of portfolio through continuous monitoring of financial trends, understanding of industry drivers and competitive landscape through peer analysis, provides sound and cogent risk ...
Director Capital Markets
Round Rock, TX · On-site
Assesses credit risk of portfolio through continuous monitoring of financial trends, understanding of industry drivers and competitive landscape through peer analysis, provides sound and cogent risk ...
Director Capital Markets
Round Rock, TX · On-site
Assesses credit risk of portfolio through continuous monitoring of financial trends, understanding of industry drivers and competitive landscape through peer analysis, provides sound and cogent risk ...
Senior Fraud Analyst
Austin, TX · On-site
Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... The ideal candidate will work closely with other fraud and risk, and product owners on the team to ...
Senior Fraud Analyst
Austin, TX · On-site
Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... The ideal candidate will work closely with other fraud and risk, and product owners on the team to ...
Manages delegated authority for credit analysts in the Division served Assists in the management of loan and leases in the Division served in an effort to maintain acceptable risk levels and carry ...
Manages delegated authority for credit analysts in the Division served Assists in the management of loan and leases in the Division served in an effort to maintain acceptable risk levels and carry ...
... risk levels and carry out association goals and objectives. • Hires, and evaluates credit analysts in the Division served. • Consults and works closely with Chief Credit Officer, Directors of ...
... risk levels and carry out association goals and objectives. • Hires, and evaluates credit analysts in the Division served. • Consults and works closely with Chief Credit Officer, Directors of ...
Credit Officer
Austin, TX · Hybrid
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Credit Officer
Austin, TX · Hybrid
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Will oversee the staff of Association Credit Analysts and provide for the administration and flow ... Work directly with EVP, Chief Credit Officer in setting acceptable risk tolerance levels for the ...
Will oversee the staff of Association Credit Analysts and provide for the administration and flow ... Work directly with EVP, Chief Credit Officer in setting acceptable risk tolerance levels for the ...
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Credit Officer
Austin, TX · Hybrid
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Credit Officer
Austin, TX · Hybrid
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Quick apply
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit * Must possess proven ability to think critically and communicate results concisely ...
Will oversee the staff of Association Credit Analysts and provide for the administration and flow ... Work directly with EVP, Chief Credit Officer in setting acceptable risk tolerance levels for the ...
Will oversee the staff of Association Credit Analysts and provide for the administration and flow ... Work directly with EVP, Chief Credit Officer in setting acceptable risk tolerance levels for the ...
Credit Officer
Austin, TX · On-site
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Credit Officer
Austin, TX · On-site
The position will assist the Directors in the analysis, servicing, and reporting of the loan ... Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct ...
Credit Risk Analyst information
See Austin, TX salary details
$36.7K - $51.1K
4% of jobs
$51.1K - $65.6K
5% of jobs
$65.6K - $80K
14% of jobs
$81.1K is the 25th percentile. Wages below this are outliers.
$80K - $94.5K
21% of jobs
The median wage is $101.7K / yr.
$94.5K - $109K
11% of jobs
$109K - $123.4K
12% of jobs
$133.3K is the 75th percentile. Wages above this are outliers.
$123.4K - $137.9K
12% of jobs
$137.9K - $152.3K
11% of jobs
$152.3K - $166.8K
5% of jobs
$166.8K - $181.3K
4% of jobs
$181.3K - $195.7K
1% of jobs
$36.7K
$112.9K
$195.7K
How much do credit risk analyst jobs pay per year?
What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?
What does a Credit Risk Analyst do?
What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?
How much does a Credit Risk Analyst make?
What Does a Credit Risk Analyst Do?
A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.
Will a credit analyst be replaced by AI?
How much do risk analysts get paid?
What is the difference between Credit Risk Analyst vs Credit Analyst?
| Aspect | Credit Risk Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the risk of default on loans and credit products | Evaluating creditworthiness of individual or business applicants |
| Required Credentials | Typically a degree in finance, economics, or related field; certifications like CFA or credit-specific courses | Similar credentials; often the same certifications or degrees |
| Work Environment | Financial institutions, risk management departments | Banks, lending institutions, credit departments |
| Industry Usage | Commonly used in risk assessment and management | Primarily in lending and credit evaluation |
While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.
What do credit risk analysts do?
Structured Finance - Structured Credit Alternative Products, Director - Austin
Fitch SolutionsAustin, TX • Hybrid
Other
Retirement
Posted 10 days ago
Job description
As one of the world's top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.
At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a "challenger mindset," you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.
Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group
Fitch Ratings is seeking a Director to join its Structured Credit Alternative Products group in our Austin office.
The individual will focus on new transaction proposals that incorporate securitization principals of various types of rated note feeders, synthetic risk transfers, structured credit loan facilities, CLO lite structures, and other private credit transactions backed by debt.
About the Team:
- A collaborative, team-oriented work environment where excellent communication skills are essential
- An opportunity to be a lead coverage analyst at a global rating agency
- A role that aids debt capital markets in making more informed decisions through timely, insightful, and forward-looking rating actions and research
How You'll Make an Impact:
- Analyze critical credit, legal, and structural elements of transaction proposals
- Acting as primary or secondary analyst for transaction ratings in a highly dynamic sector. This includes forming analytical views and recommendations, presenting these to rating committees and defending credit views in discussions with issuers and investors
- Contribute to the development of rating criteria, including forming recommendations to bolster analysis and iteratively improve existing frameworks
- Lead and/or support sector trend research reports and projects
You May be a Good Fit if:
- You hold a Bachelor's or Master's degree in a quantitative discipline such as finance, accounting, or economics
- You have at least 8 years of experience in the financial industry, preferably but not necessarily related to Structured Credit, Structured Finance, Fund Finance or Corporate Direct Lending
- You possess strong analytical thinking, intellectual curiosity, and attention to detail
- You demonstrate a high level of personal responsibility, initiative, and self-management
- You are proficient with the Microsoft Office suite; knowledge of programming languages is a plus but not required
What Would Make You Stand Out:
- Ability to convey complex subjects clearly and concisely
- Open-mindedness and ability to understand alternative viewpoints
- Demonstrated competency in credit analysis
- Proficiency with rating agency methodologies and experience assessing credit risk
Why Choose Fitch:
- Hybrid Work Environment: 3 days a week in office required based on your line of business and location
- A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
- Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
- Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
- Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
- Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
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About Fitch Solutions
Sourced by ZipRecruiter
Company size
501 - 1,000 Employees
Headquarters location
New York, NY, US
Year founded
2008