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Credit Risk Analyst Jobs in Austin, TX (NOW HIRING)

HP Products

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

FERGUSON

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

HP Products

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Lighting Unlimited

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

SUPPLY.com

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Ferguson Enterprises

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Ferguson Enterprises

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Ferguson Enterprises Inc.

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Lighting Unlimited

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

SUPPLY.com

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Abrigo

Senior Consultant

Austin, TX · On-site +1

... credit risk. We are seeking highly motivated candidates with deep expertise in credit and lending, strong analytical skills, and a strategic mindset. The ideal candidate will have a well-rounded ...

Abrigo

Senior Consultant

Austin, TX · On-site +1

... credit risk. We are seeking highly motivated candidates with deep expertise in credit and lending, strong analytical skills, and a strategic mindset. The ideal candidate will have a well-rounded ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Austin, TX

Credit Risk Analyst information

See Austin, TX salary details

$36.7K

$112.9K

$195.7K

How much do credit risk analyst jobs pay per year?

As of Sep 11, 2026, the average yearly pay for credit risk analyst in Austin, TX is $112,853.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,800.00 and $139,200.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Austin, TX?

The most popular types of Credit Risk Analyst jobs in Austin, TX are:

What are popular job titles related to Credit Risk Analyst jobs in Austin, TX?

For Credit Risk Analyst jobs in Austin, TX, the most frequently searched job titles are:

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The top searched job categories for Credit Risk Analyst jobs in Austin, TX are:

What cities near Austin, TX are hiring for Credit Risk Analyst jobs?

Cities near Austin, TX with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Austin, TX as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $112,853 per year, or $54.3 per hour.

Credit Analyst - Banker Development Program

Austin, TX • On-site

Socket.dev
Network Security • 1 - 10 employees
Learn more about Socket.devexternal

Other

Posted 10 days ago

Job description

PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as aCredit Analystthrough ourCommercial Banking Development Program, a full-time, post-graduate program beginning inSummer 2027. This entry-level position offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking.

During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank’s risk appetite and regulatory standards.


PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.

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