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Credit Reviewer Jobs (NOW HIRING)

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

New

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

New

Director, Credit Review

New York, NY · On-site

$123K - $154K/yr

We're seeking someone to join our Credit Review Group (CRG) at a Director level. CRG is a specialized team within the Internal Audit Division (IAD) which is responsible for the independent assessment ...

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

New

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

$93K - $189K/yr

The Credit Review Team Leader will report directly to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding ...

New

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Credit Reviewer information

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How much do credit reviewer jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for credit reviewer in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Reviewer, and why are they important?

To thrive as a Credit Reviewer, you need strong analytical skills, attention to detail, and a solid understanding of credit policies and financial statements, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial analysis software, and systems like Moody’s or Experian is typically required. Excellent communication, sound judgment, and integrity are essential soft skills for providing clear recommendations and maintaining trust with clients and stakeholders. These skills ensure accurate credit evaluations, minimize risk, and support sound lending decisions for the organization.

What are Credit Reviewers?

Credit Reviewers are financial professionals responsible for evaluating the creditworthiness of individuals or businesses applying for loans, credit cards, or lines of credit. They analyze financial statements, credit reports, and other relevant data to assess risk and determine whether to approve or deny credit applications. Their work helps financial institutions make informed decisions, maintain compliance with regulations, and manage risk exposure. Credit Reviewers play a crucial role in ensuring that lending practices are both profitable and responsible.

What are some common challenges Credit Reviewers face when evaluating complex loan applications?

Credit Reviewers often encounter challenges when assessing complex loan applications, particularly those involving multiple income streams, co-applicants, or unique collateral. Balancing thorough risk assessment with timely decision-making is key, as delays can impact customer satisfaction and business goals. Additionally, staying current with ever-evolving regulations and internal lending policies is crucial, requiring strong attention to detail and ongoing professional development. Collaboration with loan officers and underwriters is also essential to ensure all necessary information is accurately evaluated.
More about Credit Reviewer jobs
Infographic showing various Credit Reviewer job openings in the United States as of June 2026, with employment types broken down into 79% Full Time, 19% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Senior Credit Underwriter Reviewer (onsite/hybrid)

Senior Credit Underwriter Reviewer (onsite/hybrid)

AgriBank

Minneapolis, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago


Job description

Senior Credit Underwriter Reviewer (onsite/hybrid)
*Location Notice: AgriBank is currently headquartered in downtown St. Paul. Please be aware that we will be relocating to Richfield, MN in September 2026.
Position Overview
As a key member of the Credit team, you will be part of AgriBank's mission to support the people who feed the world. The Senior Credit Underwriter Reviewer collaborates with key stakeholders at AgriBank, including senior loan committee and executive leadership team (ELT) and the District Associations, to create/author the credit actions and recommendations that will fulfill the funding and credit needs of District owners/Associations that are larger in size or that have more complex operations; reviews individual Association and/or OFI loan files and internal credit review programs to determine the integrity and reliability of asset classification and credit administration; and provides subject matter expertise to less experienced team members.
Job Functions
Wholesale Lending/Underwriting and Monitoring
  • Serves as primary point of contact and provides supervisory oversight for an assigned portfolio of Associations, typically larger in size or with more complex issues.
  • Analyzes and monitors trends in financial performance, credit quality and capital adequacy for District Associations with up to $35 billion in total assets.
    • Underwrites the annual wholesale line of credit renewal/review report, utilizing information received from meetings with Association senior leadership, Association provided financial information requested, and from District information published by AgriBank.
      • Plans and leads meetings with Associations' Senior Leadership Teams, including developing the agenda to obtain information need to develop the Wholesale Line of Credit report and discussing the latest strategic initiatives of the Association and any important trends or deviations from plans/budgets
      • Identifies and communicates key issues, and document findings and recommendations
      • Presents key issues to AgriBank's Senior Credit Committee and fields Committee members' questions
    • Works with Association's Senior Leadership Teams and AgriBank's Relationship Management department to coordinate the annual review/renewal of District Associations' wholesale lines of credit
    • Authors the credit report highlighting the Association's risk profile, utilizing information received from the meetings with Association management teams and other available sources,
      • Identifies and documents key issues, risks and emerging trends
      • Develops wholesale loan terms and conditions recommendations upon which AgriBank's Senior Credit Committee can act
      • Recommends probability of default rating for each association
    • Leads presentation of key issues to AgriBank's Senior Credit Committee and ELT members and fields Committee members' questions
  • Perform Regulatory Oversight on portfolio of Associations
    • Monitors compliance to regulatory limits on lending to: 1) processing or marketing operations, 2) rural housing loans, and 3) similar entity loans
    • Reviews and approves YBS program of Associations,
    • Approves investment policies and investments held by Associations prior to Association seeking FCA approval,
    • Approves Association investments in Unincorporated Business Entities (UBEs)
    • Analyzes and acts on approval requests from Associations on charter amendments and communicate to FCA on conclusions reached
    • Analyzes and acts on approval requests of Association's merger or consolidation proposals, and provide analysis and recommendation to FCA
    • Reviews and acts on Association proposals for territory transfer and communicates to FCA

Association/OFI Credit Review
  • Reviewer in charge or assists in credit reviews at OFIs and/or associations multiple times throughout the year, which includes but is not limited to: communicating with association/OFI senior management to gather information, preparing the loan review sample, and reporting the findings to association/OFI senior management.
  • Reviews the largest and most complex loan structures/relationships
  • As Review in Charge, serves as a liaison throughout the review process to OFI senior management, AgriBank senior management, and Wholesale Loan Collateral Monitoring (WLCM) team.
  • Serves as an expert resource for WLCM team and is called upon to provide guidance on determining materiality/relevancy of audit findings. Provides secondary review of other reviewers work, including UCS classifications, probability of default ratings, and loss given default ratings consistent with guidance
  • Reviews the WLCM report and findings prepared by other team members

Processing Other Credit Actions
  • Works with the Association CEO, CFO, and CCO to obtain AgriBank approval for other special credit-related requests
  • Participates in reviewing and analyzing Association strategic requests regarding merger or dissolution plans
  • Drafts credit action reports to request approval of District Associations' other credit needs or to comply with regulatory/supervisory requirements
    • Gathers pertinent information from senior management of District Associations, identifies and communications key issues and risks, and documents findings and conclusions
    • Authors narratives that require minimal secondary editing
    • Presents key issues to Senior Credit Committee and fields Committee members' questions

Internal Credit Review (ICR) / Audit Report Monitoring
  • Completes Association monitoring activity; ensuring associations are submitting required information to AgriBank on a timely basis and the database/Laserfiche is accurate

Other Duties
  • From time to time, assists Commercial lending team in completing annual credit reviews on loans held in the retail portfolio
  • From time to time, assists commercial lending team in reviewing prior approval requests for OFI's
  • Represents the credit department by participating on work groups and other corporate activities
  • Mentors less experienced team members on subject matter as appropriate

*This job description is subject to change without notice.
Education and Experience
  • Bachelor's degree in economics, accounting, finance, business or related field
  • 4-6 years of related experience
  • Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Knowledge
  • Advanced knowledge of financial analysis
  • Advanced knowledge of production agriculture
  • Advanced knowledge of loan portfolio risk management concepts
  • Advanced knowledge of lending and loan risk management concepts
  • Advanced knowledge of credit review resources including, but not limited to, FCA Regulations, AgriBank Lending Manual, and Combined System Risk Rating Guidance
  • Advanced knowledge of credit analysis, loan structuring, and credit administration
  • Advanced knowledge of credit underwriting including, but not limited to, FCA Regulations, AgriBank Lending Manual, and Combined System Risk Rating Guidance
  • Intermediate knowledge of Generally Accepted Accounting Principles (GAAP)

Skills
  • Advanced proficiency with Microsoft Office Suite
  • Physical Requirements
  • Prolonged periods sitting at a desk and working on a computer
  • Must be able to lift up to 15 pounds at times
  • Some travel required

The AgriBank Advantage
You are the key differentiator in the marketplace and ultimately the most important factor in helping us fulfill our mission to support those who feed the world. We are committed to providing you with a competitive compensation and benefits package - your total rewards for making significant contributions to our business and making a difference on behalf of those we serve.
The typical base range for this role is between $88,000 - $134,000. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. The position is eligible for a discretionary annual incentive program driven by organization and individual performance.
Benefits
AgriBank benefits provide safety, security, and peace of mind for you and your family. Through comprehensive Total Rewards, access to financial tools and support, and personal services, our benefits demonstrate that employees' health and financial well-being are of primary importance. Wherever you are on life's continuum or what life transition you experience, our benefits support your health care needs and guide you along the path to retirement.
Collaboration and Staying Connected
  • Beautiful office with exceptional space to collaborate with your colleagues and friends
  • Monthly employee activities to keep groups connected and have fun!
  • Annual Employee Appreciation activities
  • Multiple recognition programs to celebrate each other's success

Work and Life
  • Paid time off
  • Company holidays
  • Floating holidays
  • Sick time
  • Right Work/Right Place hybrid work program
  • Dress for Your Day flexible wardrobe policy
  • Generous company match on employee donations

Growth and Development
  • Employee and leader career development toolkits
  • Tuition reimbursement
  • Internal and external resources and opportunities to grow personally and professionally

Health, Wellness and Investment/Retirement
  • Health care plan alternatives to fit your lifestyle, including:
  • Health Savings Account (HSA) and Flexible Spending Account (FSA)
  • Dental
  • Vision
  • Wellness reimbursement
  • Investment and retirement planning
    • Saving today for tomorrow is one of the smartest moves you can make. That's why AgriBank offers you a generous, competitive and flexible 401(k) plan for your financial well-being:
      • Fixed Employer Contribution = 3 percent
      • PLUS, Employer Matching Contribution = $1 for $1 match (vested fully after 4 years) on the first 6 percent of eligible compensation you save
  • Life and disability insurance plans for eligible team members and their families
  • Free exercise facility onsite for all employees
  • Parking and transportation discounts
  • Generous employee referral incentive

Join the dedicated professionals at AgriBank and put your skills to work ensuring farmers and rural communities have the innovative financial solutions they need to feed our neighbors and the world.
AgriBank will not sponsor a work visa (e.g., H1B, etc.) to fill this position.
Applicants requiring a reasonable accommodation for any part of the application process may contact us through the following methods: Phone: 651-282-8538 or Mail: AgriBank, Attn: Talent Recruiting, 30 E 7th Street, Suite 1600, St. Paul, MN 55101.
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
AgriBank FCB is an Equal Opportunity Employer (M/W/D/V) dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, gender, age, religion, national origin, handicapped status, veteran status, public assistance status or other condition or status prohibited by law.