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Credit Manager Jobs in Stevenson Ranch, CA (NOW HIRING)

... manage job scope and complexity of assigned business at the departmental and/or division level ... credit policies, laws/regulations, financial services, and regulatory trends that impact business ...

Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA lending initiatives and ensure accurate credit documentation and risk assessment. Basic ...

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Credit Manager information

See Stevenson Ranch, CA salary details

$25.9K

$68.7K

$131K

How much do credit manager jobs pay per year?

As of Aug 25, 2026, the average yearly pay for credit manager in Stevenson Ranch, CA is $68,718.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,600.00 and $93,900.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What are the most commonly searched types of Credit jobs in Stevenson Ranch, CA?

The most popular types of Credit jobs in Stevenson Ranch, CA are:

What job categories do people searching Credit Manager jobs in Stevenson Ranch, CA look for?

The top searched job categories for Credit Manager jobs in Stevenson Ranch, CA are:

What cities near Stevenson Ranch, CA are hiring for Credit Manager jobs?

Cities near Stevenson Ranch, CA with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Stevenson Ranch, CA as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $68,718 per year, or $33 per hour.

Credit Products Analyst I

Beverly Hills, CA


Flagstar Bank
Commercial Banking • 5 - 10K employees

8.1

Company rating: 8.1 out of 10

Based on 52 frontline employees who took The Breakroom Quiz

65th of 172 rated banks

People enjoy working here

Good employer

Recommended by parents


$47K - $79K/yr

Full-time

Medical, Dental, Vision, Life

Posted 10 days ago


Job description

Position Title

Credit Products Analyst I

Location

Beverly Hills, CA 90212

Job Summary

The Commercial Credit Analyst I is an entry-level role designed to develop foundational experience in commercial credit risk and lending. This position supports Credit Products Specialists in underwriting and monitoring commercial loans across various business segments within Commercial & Private Banking. The Analyst will develop essential skills in financial statement analysis, risk assessment, and loan structuring while ensuring compliance with bank policies and regulations. Primary responsibilities include financial statement analysis, risk rating generation, credit due diligence, and portfolio monitoring. Analysts will also assist in preparing credit approval memoranda and market analysis.

Job Responsibilities:

JOB RESPONSIBILITIES

Credit Monitoring & Analysis

  • Spread financial statements and assess trends.
  • Generate risk ratings and accompanying analyses.
  • Track and review covenant compliance and borrowing base reports.
  • Conduct annual and periodic portfolio reviews.
  • Perform ongoing credit due diligence.

Loan Underwriting & Structuring Support

  • Assist Credit Products Specialists in structuring new loans and modifications.
  • Support the preparation of credit approval memoranda.
  • Prepare market and collateral analysis.
  • Order and review due diligence reports (e.g., appraisals, environmental reports, credit reports).

Professional Development & Training

  • Participate in credit training programs.
  • Attend deal screen meetings to gain exposure to credit decision-making.
  • Engage in mentoring opportunities with senior team members.

Special Projects & Process Improvement

  • Assist with updating credit policies and procedures.
  • Develop efficiencies in credit analysis workflows.
  • Support ad hoc projects as needed.
  • Uses independent judgement and discretion to make decisions.
  • Analyzes and resolves problems.

ADDITIONAL ACCOUNTABILITIES

  • Performs special projects, and additional duties and responsibilities as required.
  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

  • Education level required: Undergraduate Degree (4 years or equivalent)in Finance, Accounting, Economics, or a related discipline.
  • Minimum experience required: 1+ Years.

Job Competencies:

  • Financial Acumen: Basic understanding of financial statements and credit risk fundamentals.
  • Analytical Thinking: Ability to interpret financial data, identify trends, and assess risk factors.
  • Detail Orientation: Ensures accuracy in financial analysis and reporting.
  • Time Management: Capable of handling multiple tasks while meeting deadlines.
  • Collaboration & Communication: Works effectively with internal teams; strong verbal and written communication skills.
  • Technology Proficiency: Proficient in Microsoft Excel (spreadsheets, basic financial modeling), Word, and PowerPoint.
  • Learning Agility: Willingness to develop expertise in commercial lending and credit risk.
  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.
  • Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
  • Physical demands (ADA): No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer


We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information:Benefits | Flagstar Bank

Pay Range

$47,007.00 - $79,484.00

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.



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