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Credit Manager Jobs in Ripley, MS (NOW HIRING)

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

Officer • Both Overview Surface Warfare Officers lead at sea by managing ship operations, combat ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

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Credit Manager information

See Ripley, MS salary details

$23.2K

$61.7K

$117.5K

How much do credit manager jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit manager in Ripley, MS is $61,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,800.00 and $84,300.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What cities near Ripley, MS are hiring for Credit Manager jobs?

Cities near Ripley, MS with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Ripley, MS as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $61,651 per year, or $29.6 per hour.

Surface Warfare Officer

U.S. Navy

Baldwyn, MS

Full-time

Medical, Dental, Vision, Retirement

Re-posted 1 hour ago


United States Navy rating

6.4

Company rating: 6.4 out of 10

Based on 380 frontline employees who took The Breakroom Quiz

43rd of 50 rated military and defense


Job description

Job Title: Surface Warfare Officer
Category / Component: Officer • Both

Overview
Surface Warfare Officers lead at sea by managing ship operations, combat systems, navigation, and warfare tactics to ensure mission readiness across the Fleet on destroyers, cruisers, amphibious ships, littoral combat ships, and auxiliaries.

Key Responsibilities
Direct shipboard watch teams and coordinate flight and underway operations; oversee navigation, engineering, weapons, and combat systems readiness; plan and execute maritime warfare, logistics, and amphibious operations; train and mentor Sailors, drive maintenance and material readiness, and prepare the ship for inspections, certifications, and deployments.

What to Expect
Experience high tempo deployments and underway periods interspersed with maintenance and basic training phases; assume broad leadership responsibilities early, making decisions under time pressure in complex situations; rotate through multiple departments and billets to gain experience in operations, engineering, combat systems, and administration; frequent time at sea with demanding schedules.

Work Environment
Sea tours aboard surface combatants and amphibious or support ships, with shore assignments at training commands, fleet and joint staffs, and other shore activities worldwide; work in combat information centers, bridges, engineering spaces, and command and control spaces at sea; office, classroom, and simulator environments ashore that support training, planning, and staff duties.

Pathways, Training & Advancement
Commissioning via the United States Naval Academy, NROTC, or Officer Candidate School followed by Basic Division Officer training and shipboard qualifications; earn the Surface Warfare Officer qualification through experience and demonstrated proficiency; attend advanced schools in tactics, engineering, and combat systems as you progress; complete joint professional military education and other leadership courses while advancing to department head, executive officer, and commanding officer assignments.
Primary accession through USNA, NROTC, or OCS with selection into the Surface Warfare community; Reserve affiliation opportunities for prior service Surface Warfare Officers with billets in training, staff, and operational support roles.

Qualifications
All Navy jobs require meeting general enlistment or commissioning standards, which typically include:

Eligibility to serve in the United States Navy, which may involve United States citizenship or other legal residency and work status, depending on the program and current law and policy
A high school diploma or equivalent for enlisted positions, and a bachelor’s or qualifying professional degree for officer positions
Meeting age limits that vary by program and are set in law and Navy policy. Some communities have more restrictive age ranges
Meeting medical, vision, and dental standards, including body composition and physical fitness requirements, with some jobs requiring more demanding standards
Meeting character and conduct standards, including background screening
Achieving required test scores for your program, such as the Armed Services Vocational Aptitude Battery for enlisted roles or officer qualification tests for officer programs
Eligibility for a security clearance when required for your rating or designator
Additional qualifications can include specific skills, education, licensure, or experience that are unique to a job or community and will be reviewed with you by a recruiter.

Additional qualifications for this job may include:
United States citizenship; bachelor’s degree in any field, with strong leadership potential and technical aptitude; ability to obtain a security clearance; medical qualification for sea duty, including readiness to serve in shipboard environments at sea and in port; willingness to accept worldwide assignment and deployment.

Education
Education benefits are available through standard Navy programs such as Tuition Assistance, the Post-9/11 GI Bill, ACE-recommended college credit for Navy training, Navy COOL-funded certifications, USMAP apprenticeships, and other Navy College Program opportunities. Specific options depend on the Sailor’s status, training, and current Navy policy.

Pay, Benefits & Service
Pay, benefits, and service commitments follow standard Navy Active and/or Reserve policies for this type of role, including basic pay, allowances when eligible, health coverage, and retirement options. Exact entitlements, special pays, and service obligations depend on program, component, years of service, and current law and Navy guidance.

Incentives
Incentives such as bonuses, special pays, and loan repayment may be available at times for specific ratings or communities, but they change frequently and cannot be guaranteed. Applicants must confirm current incentives and eligibility with an official Navy recruiter or authoritative Navy source.

Notes and Disclaimers
This description is a general overview of typical duties, training, and opportunities in this community. It does not replace official Navy instructions, policies, or contracts and does not guarantee specific assignments, training, incentives, or outcomes. Actual opportunities depend on Navy needs, individual performance, screening results, and current law and policy.


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About US Navy

Sourced by ZipRecruiter

Industry

National security, national security and international affairs, public safety statistics centers and offices, guided missile and space vehicle manufacturing and public administration

Company size

10,000+ Employees

Headquarters location

Washington, DC, US

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