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Credit Manager Jobs in Ripley, MS (NOW HIRING)

Our full-time Manager Development Program is designed to provide our Manager Trainees with the ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Our full-time Manager Development Program is designed to provide our Manager Trainees with the ... We provide individuals with responsible access to credit to help them achieve their financial goals.

Loan Assistant/Specialist (Agricultural)

Booneville, MS · On-site

$30K - $37K/yr

Applies technical knowledge of farm financing and credit, financial management concepts and practices, farm operations, land use and value, production and marketing of various crops and livestock ...

New

Parts Specialist

New Albany, MS · On-site

$14.25 - $19.25/hr

This position will also support store management in the accomplishment of assigned tasks. Bilingual ... Process exchanges and returns for credit in a friendly manner, and in accordance with company ...

Parts Specialist

Ripley, MS · On-site

$16.50 - $22/hr

This position will also support store management in the accomplishment of assigned tasks. Bilingual ... Process exchanges and returns for credit in a friendly manner, and in accordance with company ...

Minimum 2 years of relationship management experience selling banking product * Proficient in credit underwriting fundamentals and prior credit experience including financial analysis * Knowledge of ...

... into management with our career development programs. • Stock Ownership - Become a Waffle House stockholder after 90 days. • Immediate Tip Payouts - Take home all cash tips daily! Credit card ...

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Showing results 1-20

Credit Manager information

See Ripley, MS salary details

$23.2K

$61.7K

$117.5K

How much do credit manager jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit manager in Ripley, MS is $61,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,800.00 and $84,300.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What cities near Ripley, MS are hiring for Credit Manager jobs?

Cities near Ripley, MS with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Ripley, MS as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $61,651 per year, or $29.6 per hour.

Community Manager (Part-Time) | Fairview Apartments

ALCO Management

New Albany, MS • On-site

$18.50 - $22.50/hr

Part-time

Retirement, PTO

Re-posted 9 days ago


Job description

SUMMARY OF POSITION

The Community Manager is responsible for the overall day-to-day operations of the assigned property, including financial performance, regulatory compliance, resident satisfaction, and property condition. This role provides leadership to site staff, oversees maintenance and vendor operations, and ensures the community remains safe, well-maintained, and market ready.

The Community Manager drives strong net operating income through effective budgeting and cost control while maintaining strict adherence to State and Federal Fair Housing laws, Project-Based Section 8, and Tax Credit program requirements. This position fosters positive resident relationships to support retention in a fast-paced, ever-changing environment.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Property Operations & Financial Performance
• Oversee all aspects of daily property operations.
• Develop and manage annual operating and capital budgets.
• Achieve strong net operating income through cost control and financial oversight.
• Monitor rental collections, posting, and invoice processing.
• Complete and submit required company and regulatory reports accurately and timely.

Regulatory Compliance
• Maintain strict adherence to State and Federal Fair Housing laws.
• Ensure compliance with Project-Based Section 8 and Tax Credit program requirements.
• Monitor and enforce resident lease obligations.

Team Leadership & Oversight
• Provide direction and supervision to property maintenance and site staff.
• Ensure compliance with company personnel policies and procedures.
• Promote safe work practices and ensure the safety of the site and its occupants.
• Communicate effectively with staff, residents, vendors, and corporate leadership.

Property Condition & Vendor Management
• Ensure all physical aspects of the property are fully functional and properly maintained.
• Conduct regular property inspections.
• Ensure units are market ready and meet company standards.
• Bid, negotiate, and manage vendor service contracts and special projects.

Resident Experience
• Engage regularly with residents, proactively addressing concerns and fostering positive relationships.
• Support resident retention initiatives and community satisfaction efforts.

WORK ENVIRONMENT

Ability to lead and operate effectively in a fast-paced, ever-changing environment.

QUALIFICATIONS

• Solid understanding and experience with Project-Based Section 8 and Tax Credit programs.
• Strong financial management skills, including budgeting, forecasting, and cost control.
• Ability to multi-task and meet deadlines.
• Professional and effective communication skills.
• Proficiency in Microsoft Office (Excel, Word, Outlook).
• Ability to travel for training and occasional business meetings.
• High School diploma or equivalent required; some college strongly preferred.

COMPENSATION & BENEFITS

The hourly range for this position is $18.50 – $22.50 hourly.Final compensation will be determined based on experience, qualifications, certifications, geographic considerations (where applicable), and internal equity.

In addition to base pay, eligible team members may participate in performance-based incentives where applicable.

ALCO offers a comprehensive benefits package that includes 401(k) with company contribution; paid time off; and paid holidays.

Pre-Employment Requirements:
All offers of employment are contingent upon successful completion of a background check and drug screening, in accordance with ALCO’s policies and applicable law.
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ALCO Management is committed to building a team that reflects the communities we serve. We welcome candidates from all backgrounds and experiences. Every qualified applicant will receive consideration for employment without regard to race, color, ethnicity, national origin, ancestry, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, age, marital status, disability, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law.

ALCO reserves the right to adjust responsibilities and expectations based on business needs. Candidates may be required to complete assessments, background checks, and reference checks as part of the hiring process. By applying, you acknowledge that you have reviewed the role, understand the expectations, and consent to be contacted using the information you provide.
No Search Firms:
ALCO Management does not accept unsolicited resumes or candidate submissions from search firms or recruiting agencies. Submissions made without a current written agreement with ALCO will not create an obligation for payment of any fees, including if the candidate is hired.

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