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Credit Manager Jobs in Houston, MS (NOW HIRING)

bestway

Credit Manager

Tupelo, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Tupelo, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Bestway Rental, Inc.

Credit Manager

Tupelo, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Huntington

Credit Review Team Leader Sr

Tupelo, MS · On-site +1

$125K - $255K/yr

The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding ...

Huntington

Credit Review Team Leader Sr

Tupelo, MS · On-site +1

$125K - $255K/yr

The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding ...

bestway

Delivery Specialist

Tupelo, MS · On-site

... credit manager by learning the "4 Key Principles of Customer Interaction." Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 ...

bestway

Sales Representative

Tupelo, MS · On-site

... credit manager by learning the "4 Key Principles of Customer Interaction." Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 ...

bestway

Sales Representative

Tupelo, MS

... credit manager by learning the "4 Key Principles of Customer Interaction." Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 ...

bestway

Delivery Specialist

Tupelo, MS · On-site

... credit manager by learning the "4 Key Principles of Customer Interaction." Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 ...

Bestway Rental, Inc.

Sales Representative

Tupelo, MS · On-site

... credit manager by learning the "4 Key Principles of Customer Interaction." Position Type / Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Saturday 8:00 ...

Huntington

PCG Loan Portfolio Manager- Senior

Tupelo, MS · On-site +1

Administers portfolio in compliance with Credit Policy including timely recognition for watch list, non-accrual, and charge-offs. * Works closely with PFG Relationship Managers and other team members ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Houston, MS

Credit Manager information

See Houston, MS salary details

$22.7K

$60.2K

$114.7K

How much do credit manager jobs pay per year?

As of Sep 3, 2026, the average yearly pay for credit manager in Houston, MS is $60,167.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,000.00 and $82,300.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What cities near Houston, MS are hiring for Credit Manager jobs?

Cities near Houston, MS with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Houston, MS as of August 2026, with employment types broken down into 81% Full Time, 17% Part Time, 1% Contract, and 1% Nights. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $60,167 per year, or $28.9 per hour.

Credit Manager

bestway

Tupelo, MS • On-site

Full-time

Re-posted 20 days ago

Job description

Summary / Objective

At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals that help our customers achieveproduct ownership through on time renewals.

Essential Functions

  • Greeting customers as they enter the store.

  • Be a Bestway brand ambassador who affects andpromotes Bestway's commitment to have the best products at the best pricesdelivered by the best people in the business.

  • Support all efforts to improve revenue andprofit growth.

  • Achieve credit standards by using the "4 KeyPrinciples of Customer Interaction", Bestway's Policy and Procedures whileabiding by State and Federal laws.

  • Must bring energy and enthusiasm to exceedcustomer service expectations.

  • Be proficient at the Credit and Sales Minutes.

  • Build great customer relationships by utilizingcommunication and service skills to ensure customer retention and enhance thecustomer's experience during all customer interactions.

  • Establish professional communication and problemsolving skills with customers and co-workers.

  • Use logistics to manage Sales Representatives tothe most efficient manner on deliveries, returns, service calls, and fieldcollections.

  • Be responsible for maintaining, organizing,protecting, and storing products in stock room area and possess the ability tolead Sales Representatives to assist you.

  • As a brand ambassador always represent yourselfand your company in a professional manner.

  • Have the ability to learn, develop, and teachthe skill to assemble products as well as do minor touch ups, repairs, andrefurbishment to ensure all products are rent ready within 48 hours.

  • Must be competent at explaining the rentalagreement and 7 Steps to Renewals.

  • Must ensure maintenance and upkeep for vehicles.

  • Complete all other tasks assigned at thediscretion of management.

Competencies

  • Have the opportunity to advance to Store andDistrict Manager positions.

  • Be able to explain the rental agreement and havea thorough understanding of how it works.

  • Develop collection skills to help grow ourcustomer base by learning to utilize the "4 Key Principles of CustomerInteraction."

  • Successfully lead staff and daily operations ofthe store in the absence of the manager.

  • Engage in continuous self-development.

Position Type /Expected Hours of Work

This is a full-time position. Days and hours of work are Monday throughSaturday

8:00 a.m. to 6 p.m. and will require additional hours asneeded.

The Credit Manager Position is required to embrace andrepresent the Bestway's Bring It Values!

  • Caring

  • Integrity

  • Servant Leadership

  • Ownership

  • Fun

Apply