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Credit Manager Jobs in Ridgecrest, CA (NOW HIRING)

Ross Stores

Area Supervisor

Ridgecrest, CA

Safeguards confidential information, cash and credit card information and merchandise. * Ensures ... Manages Work Processes * Business Acumen * Plans, Aligns & Prioritizes * Builds Talent

Ross Stores

Area Supervisor

Ridgecrest, CA · On-site

Safeguards confidential information, cash and credit card information and merchandise. Ensures ... Manages Work Processes Business Acumen Plans, Aligns & Prioritizes Builds Talent Collaborates ...

Walgreens

Senior Pharmacy Technician

Ridgecrest, CA · On-site

Attends training and completes PPLs requested by Manager and acquires continuing education credits. Maintains knowledge and skill in healthcare and pharmacy, including latest news and developments.

Walgreens

Senior Pharmacy Technician

Ridgecrest, CA · On-site

Attends training and completes PPLs requested by Manager and acquires continuing education credits. Maintains knowledge and skill in healthcare and pharmacy, including latest news and developments.

Walgreens

Certified Pharmacy Technician

Ridgecrest, CA

$18 - $21.75/hr

Attends training and completes PPLs requested by Manager and acquires continuing education credits. Maintains knowledge and skill in healthcare and pharmacy, including latest news and developments.

Walgreens

Pharmacy Technician

Ridgecrest, CA · On-site

$17.50 - $21/hr

Attends training and completes PPLs requested by Manager and acquires continuing education credits. Maintains knowledge and skill in healthcare and pharmacy, including latest news and developments.

Walgreens

Certified Pharmacy Technician

Ridgecrest, CA · On-site

$18 - $21.75/hr

Attends training and completes PPLs requested by Manager and acquires continuing education credits. Maintains knowledge and skill in healthcare and pharmacy, including latest news and developments.

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Ridgecrest, CA

Credit Manager information

See Ridgecrest, CA salary details

$25.3K

$67.2K

$128.1K

How much do credit manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit manager in Ridgecrest, CA is $67,192.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,800.00 and $91,900.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Ridgecrest, CA?

The most popular types of Credit jobs in Ridgecrest, CA are:

What cities near Ridgecrest, CA are hiring for Credit Manager jobs?

Cities near Ridgecrest, CA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Ridgecrest, CA as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $67,192 per year, or $32.3 per hour.

Commercial Underwriter

LBC Mortgage

California City, CA • On-site

Full-time

Re-posted 13 days ago

Job description

About LBC Mortgage

LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.

We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.

Responsibilities
  • Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
  • Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
  • Analyze property details, exit strategies, deal structure, and overall risk
  • Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines
  • Review appraisals, comps, and market data to confirm property value and feasibility
  • Issue approvals and conditions, ensuring fast and clear communication with the team
  • Work closely with Loan Officers, Processors, and Management to move loans efficiently
  • Identify red flags early and provide clear recommendations
  • Ensure adherence to internal guidelines and lending policies
Requirements
  • 2+ years of underwriting experience in Hard Money / Private Lending (required)
  • Strong understanding of Fix & Flip and Bridge loan underwriting
  • Ability to evaluate ARV-based deals, rehab scopes, and budgets
  • Strong knowledge of appraisals, title reports, insurance, and entity structures
  • Strong attention to detail and ability to work in a high-volume, fast-paced environment
  • Excellent communication skills and ability to make confident decisions
Preferred Qualifications
  • Experience underwriting DSCR and rental investment loans
  • Experience with Ground-Up Construction loans
  • Familiarity with Encompass or other mortgage/loan CRM systems
  • Strong knowledge of investor real estate lending across multiple states
Why Join LBC Mortgage
  • Established company with strong leadership and long-term stability
  • Growing private lending division with strong pipeline
  • Opportunity for career growth into Senior Underwriter / Underwriting Manager role
  • Competitive compensation based on experience
  • Remote flexibility and supportive team environment