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Credit Manager Jobs in Ridgecrest, CA (NOW HIRING)

WILLIAM W PROFESSIONAL STAFFING

Be Seen First

SBA Business Development Officer (Direct Bank)- Remote

California City, CA · Remote

$85K - $117K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The selected candidate will manage the business-development process from initial prospecting and financial evaluation through credit presentation, commitment, and transaction funding. The ideal ...

WILLIAM W PROFESSIONAL STAFFING

Be Seen First

SBA Business Development Officer (Direct Bank)- Remote

California City, CA · Remote

$85K - $117K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The selected candidate will manage the business-development process from initial prospecting and financial evaluation through credit presentation, commitment, and transaction funding. The ideal ...

T-Mobile USA, Inc.

Retail Associate Manager

Ridgecrest, CA

$57K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Manage discounting and credits. Education : * High School Diploma/GED (Required) Work Experience : * 1 year customer service and/or sales experience, retail environment preferred (Preferred ...

T-Mobile

Retail Associate Manager

Ridgecrest, CA · On-site

$57K - $100K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Manage discounting and credits. Education : * High School Diploma/GED (Required) Work Experience : * 1 year customer service and/or sales experience, retail environment preferred (Preferred ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Ridgecrest, CA

Credit Manager information

See Ridgecrest, CA salary details

$25.3K

$67.2K

$128.1K

How much do credit manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit manager in Ridgecrest, CA is $67,192.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,800.00 and $91,900.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Ridgecrest, CA?

The most popular types of Credit jobs in Ridgecrest, CA are:

What cities near Ridgecrest, CA are hiring for Credit Manager jobs?

Cities near Ridgecrest, CA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Ridgecrest, CA as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $67,192 per year, or $32.3 per hour.

eSupport Specialist I (10185)

ALTAONE FEDERAL CREDIT UNION

Ridgecrest, CA

$17.69 - $25.73/hr

Full-time

Posted 13 days ago

Job description

Role
  • Performs a variety of duties in the areas of, but not limited to, daily operations of various E-Services components (Bill Payer, online/mobile banking), credit/debit/ATM card maintenance/management and card fraud.
Major Duties and Responsibilities
  • Processes and posts member financial transactions including, but not limited to, visa cash advances, visa payments/reversals, debit/credit travel notifications, debit/credit activations, address changes, account closures, and visa dividend corrections received via member mail, fax or email. Posts transactions for CLG, FMRD, Finance and HR. Receives and processes statement requests, visa audits and visa fee reversals. Assist internal member with debit/credit/ATM card services, as well as all electronic service needs.
  • Processes debit/credit card maintenance, such as travel notifications, capturing/reordering cards, correcting name mailing records, and processing merchant reports (exception reports, collections/return items, dispute reports, voucher reports, etc.) on a daily basis.
  • Assists organization staff with telephone and ticket inquiries. Provides friendly, prompt, professional and accurate services and supports all members and organization staff to troubleshoot e-service and/or debit/credit issues.
  • Troubleshoots e-services and card services issues, partnering with IT Support, vendors and resources as needed.
  • Performs other related duties as assigned.
  • Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Experience
  • Six months to two years of similar or related experience.

Education/Certifications/Licenses

  • A high school diploma or GED is required.

Interpersonal Skills

  • Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications generally require shorter and not in-depth discussions.

Other Skills

  • Able to operate a 10-key calculator, telephone, and computer keyboard.

Physical Requirements

  • Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 15 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

  • Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

Mental and/or Emotional Requirements

  • Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

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