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Credit Manager Jobs in Mobile, AL (NOW HIRING)

Metals USA

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

Credit Manager Credit Manager Metals USA is seeking an experienced Credit Manager to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk ...

Metals USA Holdings Corp.

Credit Manager

Mobile, AL · On-site

$80K - $90K/yr

Credit Manager Metals USA is seeking an experienced Credit Manager , to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that ...

Farmers Home Furniture

Credit Manager

Saraland, AL

... credit operations. * Manages and oversees the activities and operations of the accounts receivable and collection areas. * Reviews and evaluates applications; investigates and verifies financial ...

Farmers Home Furniture

Credit Manager

Saraland, AL · On-site

... credit operations. * Manages and oversees the activities and operations of the accounts receivable and collection areas. * Reviews and evaluates applications; investigates and verifies financial ...

Farmers Home Furniture

Credit Manager

Saraland, AL · On-site

... credit operations. * Manages and oversees the activities and operations of the accounts receivable and collection areas. * Reviews and evaluates applications; investigates and verifies financial ...

Farmers Home Furniture

Credit Manager

Saraland, AL · On-site

... credit operations. * Manages and oversees the activities and operations of the accounts receivable and collection areas. * Reviews and evaluates applications; investigates and verifies financial ...

Rent-A-Center

Assistant Manager - Credit

Foley, AL · On-site

$17.50 - $18/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Foley, AL · On-site

$17.50 - $18/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

The Citizens Bank

Regional Credit Officer

Pascagoula, MS · On-site

$120 - $180/hr

Provide bank management with timely and accurate information relating to the overall credit quality of its loan portfolio. * Evaluate and approve complex commercial credit requests, modifications ...

New Horizons Credit Union

Be Seen First

Bank Branch Manager

Mobile, AL · On-site

New Horizons Credit Union's history offers a unique story of progress and growth. Our story begins ... Manages employee performance and development by consistently coaching, mentoring, recognizing, and ...

Alabama Credit Union

Branch Manager - Loxley

Loxley, AL · On-site

At Alabama Credit Union, our employees feel good about their careers. We create an environment rich ... Ensures proper training, resources, and performance management are provided for staff to meet ...

Alabama Credit Union

Branch Manager - Loxley

Loxley, AL · On-site

$25.51 - $38.26/hr

Job Type Full-time Description At Alabama Credit Union, our employees feel good about their careers ... management are provided for staff to meet member service expectations and branch goals; Coaches and ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Mobile, AL

Credit Manager information

See Mobile, AL salary details

$25.3K

$67.1K

$128K

How much do credit manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit manager in Mobile, AL is $67,139.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,700.00 and $91,800.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Mobile, AL?

The most popular types of Credit jobs in Mobile, AL are:

What job categories do people searching Credit Manager jobs in Mobile, AL look for?

The top searched job categories for Credit Manager jobs in Mobile, AL are:

What cities near Mobile, AL are hiring for Credit Manager jobs?

Cities near Mobile, AL with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Mobile, AL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $67,139 per year, or $32.3 per hour.

Credit Manager

Metals USA

Mobile, AL • On-site

$80K - $90K/yr

Other

Re-posted 13 days ago

Metals USA rating

8.4

Company rating: 8.4 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

64th of 421 rated retail wholesalers

Job description

Credit Manager

Credit Manager Metals USA is seeking an experienced Credit Manager to join our growing financial services team in Mobile, AL. The ideal candidate will have experience in credit risk analysis that aligns with the size, industrial complexity and customer profile of our company. The Credit Manager will be responsible for managing credit risk, conducting customer research and financial analysis while ensuring compliance.

Duties and Responsibilities:

  • Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
  • Manages collection process of delinquent accounts and establishes relationship with collection agencies and attorneys.
  • Resolves disputes with customers and other departments as they relate to risk management.
  • Analyzes credit applications for terms of sale and credit limits.
  • Ensures that customer financial reports are prepared and submitted to leaders and other sales staff on a consistent basis.
  • Collaborates with sales team to improve credit quality, cash flow, and reduce delinquent accounts.
  • Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
  • Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
  • Sets and changes credit terms as required.
  • Sets and ensures compliance with corporate credit policy.
  • Implements liens to major delinquent accounts as needed.
  • Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
  • Ensures an accurate and timely monthly, quarterly and year end close.
  • Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
  • Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
  • Manages accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
  • Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.

Metals USA offers a competitive starting salary of $80,000 - $90,000 (DOE) and benefits plus upward mobility professional growth.

Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.

  • Bachelor degree or associate degree in accounting, business administration, finance or a similar field
  • Minimum of three years experience with formal credit authority, financial risk analysis and/or credit policy ownership in industrial/fabrication/manufacturing related environment
  • Ability to communicate effectively
  • Strong analytical and organization skills
  • Proficiency in Microsoft Office Suite and accounting software
  • Candidate must pass pre employment drug testing

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