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Credit Collections Analyst Jobs in Lancaster, SC

Credit, Collections & Insurance * Oversee enterprise customer credit policies, credit approvals ... Excellent analytical and problem-solving skills. * Strong communication and interpersonal skills to ...

Credit, Collections & Insurance * Oversee enterprise customer credit policies, credit approvals ... Excellent analytical and problem-solving skills. * Strong communication and interpersonal skills to ...

Credit, Collections & Insurance * Oversee enterprise customer credit policies, credit approvals ... Excellent analytical and problem-solving skills. * Strong communication and interpersonal skills to ...

... collections or general office procedures; or any combination of training, experience and education ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

... collections or general office procedures; or any combination of training, experience and education ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

... collections or general office procedures; or any combination of training, experience and education ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Loan Processor

Fort Mill, SC ยท On-site

$16.50 - $22/hr

Review entire credit report for accuracy. (I.E correct name (Jr, Sr etc.), property addresses ... Review and analyze appraisal reports for accuracy (I.E. Name & property address, value, and date of ...

Loan Processor

Fort Mill, SC ยท On-site

$16.50 - $22/hr

Review entire credit report for accuracy. (I.E correct name (Jr, Sr etc.), property addresses ... Review and analyze appraisal reports for accuracy (I.E. Name & property address, value, and date of ...

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Credit Collections Analyst information

See Lancaster, SC salary details

$13

$22

$29

How much do credit collections analyst jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for credit collections analyst in Lancaster, SC is $22.28, according to ZipRecruiter salary data. Most workers in this role earn between $18.85 and $26.06 per hour, depending on experience, location, and employer.

What is a credit collections analyst?

Credit Collections Analysts are professionals responsible for managing and analyzing a company's accounts receivable to ensure timely collection of outstanding payments from clients or customers. They assess credit risk, monitor overdue accounts, communicate with clients regarding payment issues, and develop strategies to minimize bad debt. Their role is vital in maintaining a healthy cash flow and reducing financial risk for the organization.

What are the key skills and qualifications needed to thrive as a credit collections analyst?

To thrive as a Credit Collections Analyst, you need a strong understanding of accounting principles, financial analysis, and credit risk assessment, often backed by a degree in finance or a related field. Familiarity with ERP systems, collections software, and proficiency in Excel are typically required, along with certifications such as the Credit Business Associate (CBA) being advantageous. Excellent negotiation, problem-solving, and interpersonal communication skills help in managing client relationships and resolving outstanding debts. These skills are vital for minimizing financial losses, optimizing cash flow, and maintaining positive business relationships.

How does a credit collections analyst typically collaborate with sales and customer service teams to resolve outstanding accounts?

Credit Collections Analysts frequently work alongside sales and customer service teams to address overdue accounts while maintaining positive client relationships. They coordinate with sales representatives to gain insights into customer payment behaviors and discuss possible solutions, such as payment plans or dispute resolutions. Additionally, they rely on customer service teams to communicate policy changes or clarify billing issues, ensuring that all parties are aligned in pursuing timely payments without compromising customer satisfaction. This cross-functional collaboration is essential for effective collections and for supporting overall business objectives.

What is the difference between Credit Collections Analyst vs Credit Analyst?

AspectCredit Collections AnalystCredit Analyst
Primary FocusRecovering overdue payments and managing collectionsAssessing creditworthiness and approving credit lines
Required SkillsDebt recovery, negotiation, communicationFinancial analysis, risk assessment, credit scoring
Work EnvironmentCollections departments, finance teamsBanking, lending institutions, corporate finance
CertificationsOften no formal certification, but experience valuedCertifications like CFA or credit-specific courses

While both roles involve credit management, the Credit Collections Analyst primarily focuses on recovering overdue payments and managing collections, whereas the Credit Analyst evaluates credit risk and approves credit lines. The roles share skills in financial analysis but differ in their core responsibilities and work environments.

What job categories do people searching Credit Collections Analyst jobs in Lancaster, SC look for?

The top searched job categories for Credit Collections Analyst jobs in Lancaster, SC are:

What cities near Lancaster, SC are hiring for Credit Collections Analyst jobs?

Cities near Lancaster, SC with the most Credit Collections Analyst job openings:

Infographic showing various Credit Collections Analyst job openings in Lancaster, SC as of August 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $46,341 per year, or $22.3 per hour.

Accounts Receivable and Credit Manager

The Agents Companies

Indian Trail, NC โ€ข On-site

$80K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


Job description

About the job

Accounts Receivable & Credit Manager

The Agents Companies is seeking an experienced Accounts Receivable & Credit Manager to lead our A/R, credit, and collections functions. This is a hands-on leadership role for a confident professional who enjoys managing people, analyzing financial information, building customer relationships, and improving processes.

The ideal candidate will have 5+ years of experience in A/R, credit, collections, or accounting, along with previous experience supervising, leading, or managing a team.

Responsibilities:

Accounts Receivable & Credit

  • Oversee daily A/R, collections, payment application, reconciliations, and account adjustments
  • Monitor aging reports and develop strategies to reduce past-due balances
  • Manage customer credit, payment terms, and credit risk
  • Handle escalated collection matters and negotiate payment arrangements
  • Review account discrepancies and work with customers and internal teams to resolve issues
  • Prepare and analyze A/R and collection reports for leadership

Leadership & Relationships

  • Lead, train, and develop A/R team members while establishing clear expectations and accountability
  • Improve departmental processes, efficiency, and accuracy
  • Work closely with Sales, Operations, Project Management, and leadership to resolve billing and payment issues
  • Build strong customer relationships while confidently handling difficult financial conversations

Qualifications

  • 5+ years of progressive experience in Accounts Receivable, Credit, Collections, Accounting, or a related field
  • Previous supervisory, leadership, or management experience preferred
  • Strong leadership, analytical, communication, negotiation, and interpersonal skills
  • Confident decision-maker with strong problem-solving abilities
  • Excellent organization and attention to detail
  • Experience with accounting software or ERP systems
  • Bachelor's degree in Accounting, Finance, Business, or related field preferred
  • Construction industry experience preferred

What We're Looking For

We're looking for a confident, analytical leader who can effectively manage both people and processes. The right candidate will be comfortable making decisions, negotiating with customers, developing employees, and taking ownership of the A/R function.

About The Agents Companies

At The Agents Companies, we believe business is about people first. We are a family-oriented company that values our employees, supports one another, and takes pride in building long-term relationships. We work hard, celebrate our successes, and create opportunities for our people to grow and make a meaningful impact.

Benefits:

  • Health, Dental & Vision Insurance
  • Health Savings Account (HSA)
  • Health FSA & Dependent Care FSA
  • 4% 401(k) Company Match
  • Life Insurance
  • Company-Paid Long-Term Disability Insurance
  • Paid Time Off
  • Additional employee benefits and programs

Location: Indian Trail, NC

Schedule: Fully onsite, Monday through Friday

Employment Type: Full-Time

Compensation: $80,000–$100,000, depending on experience