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Credit Coach Jobs (NOW HIRING)

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL · On-site

Maintains records and files on all credit transactions, including correspondence and documents ... to coach employees on how to describe and sell appropriate products and services to members, and ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL

Maintains records and files on all credit transactions, including correspondence and documents ... to coach employees on how to describe and sell appropriate products and services to members, and ...

Giant Bicycle

CREDIT SUPERVISOR

Boulder, CO · On-site

$65K - $75K/yr

Supervise, coach, and develop AR/Credit team members to drive performance and accountability * Ensure compliance with internal controls, policies, and audit requirements * Partner cross-functionally ...

Giant Bicycle

CREDIT SUPERVISOR

Boulder, CO · On-site

$65K - $75K/yr

Supervise, coach, and develop AR/Credit team members to drive performance and accountability * Ensure compliance with internal controls, policies, and audit requirements * Partner cross-functionally ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL · On-site

$22.76 - $34.13/hr

Maintains records and files on all credit transactions, including correspondence and documents ... to coach employees on how to describe and sell appropriate products and services to members, and ...

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How much do credit coach jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for credit coach in the United States is $22.44, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.52 per hour, depending on experience, location, and employer.

What are some typical challenges Credit Coaches face when helping clients improve their credit scores?

Credit Coaches often encounter clients who are discouraged or overwhelmed by their financial situation. A common challenge is educating clients about complex credit terms and helping them develop realistic, actionable plans for debt repayment and credit improvement. Coaches must balance empathy with accountability, guiding clients to make sustainable changes while navigating diverse backgrounds and financial histories. Collaboration with other financial professionals may also be necessary to provide comprehensive support.

What is the definition of credit?

In the context of a credit coach, credit refers to a person's credit history and credit score, which reflect their ability to repay borrowed money. It is based on financial behaviors such as borrowing, repayment, and debt management, and is used by lenders to assess creditworthiness. Understanding credit is essential for advising clients on improving their financial health and managing loans effectively.

Does credit mean I owe money?

In the context of a credit coach role, credit refers to a person's credit history and score, which reflect their borrowing and repayment behavior. Having good credit indicates responsible management of debts, while owing money is a separate aspect of financial obligations. Credit does not automatically mean you owe money, but unpaid debts can negatively impact your credit profile.

What is the difference between Credit Coach vs Credit Counselor?

AspectCredit CoachCredit Counselor
CertificationsGenerally no specific certifications required, but certifications like NCCO can be beneficialOften required to have certifications such as NCC or AFC
Work EnvironmentPrivate coaching sessions, online or in-person, focusing on financial habitsNon-profit or credit counseling agencies, providing group or individual sessions
Employer & Industry UsageFinancial coaching firms, personal finance companies, or independent consultantsNon-profit credit counseling agencies, government programs

While both Credit Coaches and Credit Counselors help individuals improve their financial health, Credit Coaches typically focus on personalized financial habits and goal setting without necessarily providing debt management plans. Credit Counselors often work within agencies to offer debt repayment strategies and credit education. The roles overlap in client education but differ in scope and setting.

Is 500 a poor credit score?

A credit score of 500 is considered poor by credit reporting agencies and can make it difficult to qualify for loans or favorable interest rates. Credit coaches often advise improving your score through responsible credit use, paying bills on time, and reducing debt to increase your creditworthiness.

What are the key skills and qualifications needed to thrive as a Credit Coach, and why are they important?

To thrive as a Credit Coach, you need a solid understanding of personal finance, credit reporting, and debt management, often backed by experience in financial counseling or related certifications. Familiarity with credit analysis tools, budgeting software, and credit bureau systems is typically required. Strong interpersonal skills, patience, and the ability to communicate complex financial concepts clearly help build trust and motivate clients. These skills are crucial for effectively guiding individuals toward improved credit health and long-term financial stability.

What is a Credit Coach?

A Credit Coach is a financial professional who helps individuals understand, manage, and improve their credit. They provide personalized advice on topics like building credit, repairing poor credit, managing debt, and understanding credit reports and scores. Credit Coaches also educate clients on best practices for maintaining good credit health and may assist in creating action plans to achieve specific financial goals. Their guidance can be valuable for those looking to qualify for loans, lower interest rates, or simply gain better control over their financial future.

How to pay off $30,000 in debt in 1 year?

A credit coach can help develop a detailed repayment plan by assessing income, expenses, and debt types. Strategies include creating a strict budget, prioritizing high-interest debt, increasing income through side jobs, and possibly consolidating or negotiating lower interest rates. Consistent tracking and discipline are essential to achieve the goal within a year.
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What job categories do people searching Credit Coach jobs look for? The top searched job categories for Credit Coach jobs are:
Credit Coach jobs near you
Director, Commercial Credit

Director, Commercial Credit

Tulsa Federal Credit Union

Tulsa, OK • On-site

Full-time

Posted 28 days ago

Job description

PRIMARY RESPONSIBILITIES
  • Review and approve commercial credit requests within delegated lending authority.
  • Provide guidance and direction on complex commercial credit relationships, including owner-occupied real estate, investment real estate, C&I, construction, and participation loans.
  • Ensure financial analysis, cash flow modeling, collateral analysis, and guarantor evaluations are thorough and well documented.
  • Maintain high standards for credit presentations and loan approval memorandums.
  • Oversee exception tracking and approval processes. Ensure compliance with NCUA regulations, internal policies, and sound commercial lending practices.
  • Assist in maintaining and updating commercial loan policies and underwriting guidelines.
  • Coordinate with internal audit, compliance, loan review, and external examiners during examinations and audits.
  • Monitor and report key credit risk metrics to executive leadership and committees.
  • Identify emerging credit risks and recommend proactive mitigation strategies.
  • Support ACL/CECL methodologies and portfolio reporting processes in partnership with finance and risk management teams.
  • Lead, mentor, and develop commercial credit staff, fostering a collaborative and accountable culture.
  • Establish performance expectations, coaching plans, and professional development opportunities for team members.
  • Promote strong communication and partnership between underwriting, lending, operations, and executive leadership.
  • Participate in strategic planning and organizational leadership initiatives
  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
  • Performs other duties as assigned.

QUALIFICATIONS
To perform the job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION AND EXPERIENCE
  • Bachelor's degree in Finance, Business or related field or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
  • Minimum 10 years of progressive commercial credit and lending experience, preferably within a financial institution or credit union environment.
  • Minimum 5 years of leadership or management experience, preferably within commercial credit administration.

SKILLS AND COMPETENCIES
  • Strong knowledge of commercial credit principles, financial statement analysis, cash flow analysis, and loan structuring.
  • Demonstrated ability to manage portfolio risk and support strategic commercial growth.
  • Strong understanding of regulatory compliance, loan policy governance, and credit risk management practices.
  • Excellent leadership, coaching, and team development skills.
  • Strong written and verbal communication skills, including executive and Board-level presentation abilities.
  • Ability to exercise sound judgment and make independent credit decisions.
  • Proficient with commercial loan systems, financial analysis software, and Microsoft Office applications.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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