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Credit Card Portfolio Manager Jobs (NOW HIRING)

Alliant

Director, Head of Credit Card Business

Chicago, IL · On-site

$149K - $256K/yr

Ensure resiliency of credit card line management, including portfolio segmentation, pricing and offer strategy, line assignment and management; balance growth, utilization, revenue optimization, loss ...

Snap Finance

Maintain a simple but visible portfolio/initiative tracker for our branded credit card. * Partner ... Ability to manage multiple initiatives simultaneously, with strong ownership and follow-through.

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Credit Card Portfolio Manager information

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$46.5K

$86.7K

$113K

How much do credit card portfolio manager jobs pay per year?

As of Sep 11, 2026, the average yearly pay for credit card portfolio manager in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

Are credit card portfolio managers paid well?

Credit card portfolio managers typically earn competitive salaries that reflect their experience, skills, and the size of the portfolio they manage. Salaries often include bonuses and benefits, with higher compensation for those working in large financial institutions or with specialized certifications. Overall, the role offers a financially rewarding career path within the banking and finance industry.

How much do credit card portfolio managers get paid?

Credit card portfolio managers typically earn a median annual salary between $70,000 and $130,000, depending on experience, location, and the size of the portfolio managed. Senior managers or those in high-cost areas can earn higher compensation, often supplemented with bonuses and incentives. Strong analytical skills and industry certifications can also influence salary levels.

How much do credit card portfolio managers make?

Credit card portfolio managers typically earn between $70,000 and $150,000 annually, depending on experience, location, and the size of the portfolio they oversee. Senior managers or those in large financial institutions can earn higher salaries, often supplemented with bonuses and incentives. Strong analytical skills and industry certifications can also influence compensation levels.

What does a credit card portfolio manager do?

A credit card portfolio manager oversees the performance and growth of a company's credit card products. They analyze customer data, monitor credit risk, develop strategies to increase profitability, and collaborate with marketing and risk teams to optimize the portfolio. Strong analytical skills and knowledge of credit risk management are essential in this role.

What cities are hiring for Credit Card Portfolio Manager jobs?

Cities with the most Credit Card Portfolio Manager job openings:

What states have the most Credit Card Portfolio Manager jobs?

States with the most job openings for Credit Card Portfolio Manager jobs include:

What are popular job titles related to Credit Card Portfolio Manager jobs?

For Credit Card Portfolio Manager jobs, the most frequently searched job titles are:

Infographic showing various Credit Card Portfolio Manager job openings in the United States as of September 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 66% In-person, 17% Hybrid, and 17% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

VP, Credit Card Portfolio

Suitland, MD • On-site

ANDREWS FEDERAL CREDIT UNION
Finance and Insurance • 201 - 500 employees
Learn more about ANDREWS FEDERAL CREDIT UNIONexternal

Full-time

Re-posted 21 days ago

Job description

Position Summary 

The Vice President, Credit Card Portfolio is responsible for leading the growth, profitability, and strategic direction of the credit card business for a $2.69B credit union. This executive owns portfolio performance, including new account growth, activation, spend, balances, interchange income, retention, and credit quality. The role combines portfolio management, analytics, product strategy, marketing optimization, and cross-functional leadership to drive sustainable growth while maintaining alignment with the credit union's risk appetite and member-first mission. 

Key Responsibilities 

  • Develop and execute a credit card growth strategy designed to increase card penetration, new account acquisition, active cardholders, purchase volume, outstanding balances, and overall portfolio profitability. 

  • Own portfolio performance and growth objectives, including new accounts, activation rates, card usage, outstanding balances, revolving balances, purchase volume, interchange revenue, net interest income, and return on assets. 

  • Lead acquisition strategies through pre-approved, pre-qualified, cross-sell, digital, branch, and partnership channels while optimizing approval rates, activation rates, and cost of acquisition. 

  • Drive activation and engagement strategies that improve first-use rates, increase active cardholders, and accelerate card usage and spend. 

  • Develop initiatives to increase purchase volume, transaction frequency, wallet share, rewards engagement, and average spend per active account. 

  • Lead retention and loyalty strategies designed to reduce portfolio attrition, improve active card retention, and increase customer lifetime value. 

  • Manage portfolio profitability through optimization of pricing, rewards, credit line management, balance transfer programs, promotional offers, and member engagement strategies. 

  • Oversee portfolio analytics across acquisition, activation, utilization, spend, revolve rate, attrition, profitability, and lifetime value to identify growth opportunities. 

  • Conduct segmentation, cohort, and vintage analyses to improve card penetration, utilization, balances, and profitability. 

  • Develop predictive models and forecasting methodologies to project portfolio growth, purchase volume, revolving balances, interchange revenue, profitability, attrition, and lifetime value. 

  • Evaluate and optimize credit line assignment, credit limit increase programs, and utilization strategies to increase responsible balance growth while maintaining acceptable risk levels. 

  • Work with Risk to monitor delinquency, charge-offs, loss rates, fraud losses, and credit quality indicators. 

  • Partner with Marketing to monitor campaign effectiveness using performance metrics and ROI analysis to improve conversion, activation, spend growth, and retention outcomes. 

  • Assess channel effectiveness across digital, branch, direct mail, and partnerships and adjust investment based on performance and ROI. 

  • Build business cases and financial projections for new products, enhancements, partnerships, and growth initiatives. 

  • Develop executive dashboards that track portfolio growth, active accounts, card penetration, balances, profitability, activation rates, retention, and credit quality. 

  • Present portfolio performance, forecasts, growth opportunities, and strategic recommendations to executive leadership and the Board. 

  • Lead, develop, and mentor a high-performing team focused on portfolio growth, analytics, profitability, and member engagement. 

Qualifications 

  • 10+ years of progressive experience in credit card portfolio management, consumer lending, payments, or retail banking. 

  • Bachelor’s degree required; advanced degree preferred. 

  • Demonstrated success growing a credit card portfolio within a credit union, regional bank, or similar-sized financial institution. 

  • Strong experience with portfolio analytics, P&L management, forecasting, segmentation, and growth strategy. 

  • Experience leading cross-functional initiatives across Marketing, Risk, Finance, Operations, and Product. 

  • Executive-level communication and leadership skills. 

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