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Credit Business Associate Jobs (NOW HIRING)

This is an 8-12 month program where the associate is active in the operation of the business. This ... Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial ...

Collections Specialist

Boston, MA · On-site

$55K - $65K/yr

Professional certification such as Certified Commercial Collector (CCC) or Credit Business Associate (CBA) * Experience with enterprise resource planning (ERP) systems * Knowledge of legal billing ...

Collections Specialist

Boston, MA · On-site

$20 - $27.25/hr

Professional certification such as Certified Commercial Collector (CCC) or Credit Business Associate (CBA) * Experience with enterprise resource planning (ERP) systems * Knowledge of legal billing ...

... new credit business via interaction with existing or prospective customers to gather key ... Some high school coursework High School diploma Some college Associates Degree Bachelor's Degree ...

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Credit Business Associate information

See salary details

$10

$25

$64

How much do credit business associate jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for credit business associate in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Business Associate, and why are they important?

To thrive as a Credit Business Associate, you need a solid understanding of financial analysis, credit risk assessment, and business operations, often supported by a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit management software, ERP systems, and financial reporting tools is typically required, and certifications like NACM’s Credit Business Associate (CBA) can be beneficial. Strong attention to detail, analytical thinking, and effective communication skills help you manage credit portfolios and build relationships with clients. These competencies are crucial for making informed credit decisions, minimizing risk, and supporting the company’s financial stability.

What are Credit Business Associates?

Credit Business Associates are professionals who support the credit department of an organization by evaluating credit applications, analyzing financial data, and assisting in the decision-making process regarding credit approvals. They help ensure that customers or clients meet the necessary credit criteria while minimizing risk to the company. Their responsibilities may also include maintaining credit records, contacting clients for additional information, and collaborating with other departments to resolve credit-related issues. Typically, they report to a credit manager or supervisor and play a key role in managing the financial health of the business.

How does a Credit Business Associate typically interact with other departments within a financial institution?

Credit Business Associates regularly collaborate with departments such as sales, risk management, and underwriting. They often gather financial data and client information from account managers or sales teams to assess creditworthiness. Effective communication with risk and compliance teams is essential to ensure that all credit proposals adhere to company policies and regulations. This cross-functional interaction helps streamline the credit approval process and provides a comprehensive view of client risk, making teamwork and strong interpersonal skills important in this role.

What is the difference between Credit Business Associate vs Credit Analyst?

AspectCredit Business AssociateCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, business, or related field; some roles may require certifications like CFA or credit-specific trainingUsually a bachelor's degree in finance, economics, or related; certifications like CFA or credit training are common
Work EnvironmentOffice setting within banks, financial institutions, or corporate finance teamsOffice-based, often within banks, credit agencies, or investment firms
Employer & Industry UsageUsed by banks, lending institutions, and corporate finance departmentsCommon in banks, credit rating agencies, and investment firms

The Credit Business Associate and Credit Analyst roles share similar educational backgrounds and work environments, often within financial institutions. While the Credit Business Associate focuses on supporting credit processes and client interactions, the Credit Analyst primarily evaluates creditworthiness and financial data. Both roles are essential in credit risk management, with overlapping skills and industry usage.

More about Credit Business Associate jobs
What cities are hiring for Credit Business Associate jobs? Cities with the most Credit Business Associate job openings:
What states have the most Credit Business Associate jobs? States with the most job openings for Credit Business Associate jobs include:
What job categories do people searching Credit Business Associate jobs look for? The top searched job categories for Credit Business Associate jobs are:

Credit Trainee

FERGUSON

Santa Ana, CA • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Ferguson Waterworks rating

9.8

Company rating: 9.8 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

1st of 336 rated retail wholesalers


Job description

Credit Trainee

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together we build better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

We are excited to offer a great opportunity to join the credit team as a Credit Trainee!

We are seeking an early career professional with drive, a great attitude and willingness to learn our credit business. We will teach you everything you need to know to be successful in a long term and rewarding career with Ferguson!

Our Program:

The Credit Trainee program is designed to accelerate your career in credit by teaching you the basics. We will provide mentoring, coaching and on the job learning with a strong commitment by our credit leadership team to be there for you every step of the way!

This is an 8–12 month program where the associate is active in the operation of the business. This includes time in the warehouse, on the sales counter, riding with delivery drivers, shadowing operations, visiting and/or leading meetings with customer, and learning the technical aspect of the extension of trade credit.

The core competencies that will be taught are outlined below.

  • Systems and processes
  • Emotional Intelligence
  • Understanding of Sales Process
  • Collections Management
  • Credit Management
  • Customer Relations and Visitation
  • Secondary Security
  • Uniform Commercial Code
  • Financial Statement

Upon successful completion of the program, the associate will have an entry-level working knowledge of how to extend credit to the trade professional and build customer relationships.

Qualifications:
  • 0-3 years work experience post bachelor's degree or equivalent work experience in lieu of a bachelor's degree.
  • Ability and desire to work in a fast paced, customer service driven company with a strong desire to enter a career credit development program.
  • Strong communication and interpersonal skills including face-to-face conversations, conversations by phone, and presenting in front of groups.
  • Ability to build relationships with high emotional intelligence and people skills is a must.
  • Willingness to learn and be part of a team!

Career Path:

This is more than a job — it's the start of a career. We are preparing the associate to be a functioning Credit Manager. The Credit Manager will own a portfolio of accounts with millions in account receivable, where they will be responsible for the extension of credit and collection of the A/R. They will be expected to be engaged in the business, build relationships with customers and sales, visit customers on an ongoing basis, and grow business while achieving an acceptable return on receivables investment. The Credit Manager will report to the Area Credit Manager.

A successful and highly functioning Credit Manager will move forward into the Area Credit Manager role, where A/R responsibilities will increase and where there is an opportunity to manage people.

Location/Relocation:

Ferguson is a nationwide company. Your initial training location will be based in Santa Ana, CA for the first 8-12 months. You must be open to relocation after your training program. The ability to be open to living in a new location and being adventurous is required! We will provide a relocation allowance at that time. We can look at the region you prefer or if open across the US.

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

Pay Range:

$26.17 - $39.24

Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

This role is Bonus or Incentive Plan eligible.

Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information