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Credit Associates Jobs (NOW HIRING)

Turtle

Credit Associate

Deer Park, TX

About the Role Turtle is seeking a talented professional in the Credit Associate role in Deer Park, TX. What You'll Do: * Contact customers regarding balances due * Contact customers or salespeople ...

M&T Bank

Commercial Credit Associate

Buffalo, NY

Overview: The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank. This position involves analyzing financial statements ...

Turtle

Credit Associate

La Porte, TX

About the Role Turtle is seeking a talented professional in the Credit Associate role in Deer Park, TX. What You'll Do: * Contact customers regarding balances due * Contact customers or salespeople ...

Turtle and Hughes

Credit Associate

La Porte, TX · On-site

$19.23 - $25/hr

About the Role Turtle is seeking a talented professional in the Credit Associate role in Deer Park, TX. What You'll Do: * Contact customers regarding balances due * Contact customers or salespeople ...

RightWorks Inc

Private Credit Associate

Boston, MA

Our analysts and associates benefit from the camaraderie of an existing and stable team as well as ... in credit investing or underwriting • Demonstrated analytical abilities and fluency with ...

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How much do credit associates jobs pay per hour?

As of May 31, 2026, the average hourly pay for credit associates in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Associate, and why are they important?

To thrive as a Credit Associate, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with credit management software, financial analysis tools, and proficiency in Microsoft Excel are commonly required. Excellent communication, negotiation, and problem-solving abilities help build client relationships and resolve credit issues effectively. These skills ensure accurate credit assessments, minimize financial risk, and support sound lending or collections decisions.

How do Credit Associates typically collaborate with other departments to resolve customer account issues?

Credit Associates frequently work closely with departments such as customer service, sales, and collections to resolve customer account issues efficiently. They may coordinate with sales teams to verify order details or credit terms, and partner with collections staff to address overdue accounts. Regular communication and teamwork are crucial, as Credit Associates often act as a bridge between customers and internal teams to ensure accurate account management and timely resolution of disputes.

What are Credit Associates?

Credit Associates are professionals who help clients manage and resolve their debts, often by negotiating with creditors to reduce the total amount owed or by setting up manageable repayment plans. They may work for debt settlement companies, financial institutions, or credit counseling agencies. Their primary goal is to assist individuals or businesses in improving their financial situations by finding solutions for outstanding debts and offering guidance on credit management. Credit Associates need strong communication and negotiation skills to effectively advocate for their clients. They also stay informed about financial laws and regulations to ensure compliance.

What is the difference between Credit Associates vs Credit Analysts?

AspectCredit AssociatesCredit Analysts
Required CredentialsHigh school diploma or equivalent; some roles may prefer associate's degreeBachelor's degree in finance, accounting, or related field; certifications like CFA are a plus
Work EnvironmentOffice settings, financial institutions, or corporate finance departmentsOffice environments, financial institutions, or consulting firms
Employer & Industry UsageUsed in banks, credit unions, and lending companies for credit review rolesCommon in banks, investment firms, and credit agencies for financial analysis
Common Search & Comparison IntentUnderstanding entry-level credit review rolesAnalyzing credit risk and financial data

Credit Associates typically handle credit review and basic financial assessments, often with less formal education requirements. Credit Analysts perform in-depth financial analysis, requiring higher education and certifications. Both roles are vital in credit decision processes but differ in complexity and qualifications.

More about Credit Associates jobs
What cities are hiring for Credit Associates jobs? Cities with the most Credit Associates job openings:
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Credit Associates jobs near you
Credit Associate

Credit Associate

Turtle

Deer Park, TX

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

Why Turtle?

At Turtle, we're redefining what it means to be an industry leader in electrical distribution, and we want you to be part of our exciting journey! For over 100 years, we've built a reputation for innovation, excellence, and exceptional customer service—and we're just getting started. We are a diverse, passionate team spread across the US, Canada, Mexico, and Puerto Rico, committed to growth, learning, and creating opportunities for each other. At Turtle, every day is a chance to make a real difference, solve complex challenges, and push the boundaries of what's possible. We believe in fostering an environment that inspires collaboration and sparks creativity, where employees are empowered to contribute to our mission and shape the future of the industry. If you're looking for a fast-paced, dynamic career where your ideas are valued and your growth is prioritized, Turtle is the place for you. Join us and be a part of a company that's making waves and empowering its people to do extraordinary things every single day!

About the Role

Turtle is seeking a talented professional in the Credit Associate role in Deer Park, TX.

What You'll Do:

  • Contact customers regarding balances due
  • Contact customers or salespeople regarding short paid or disputed invoices
  • Contact delinquent customers to collect payments Review and address orders on credit hold
  • Reduce delinquency and bad debt loss based on periodic credit reviews
  • Meet with customers to build relationships and promote better customer service
  • Use the lien and bond laws where applicable to help with collections
  • Provide support and service for designated branches for credit and collection functions
  • Responsible for contacting customers and requesting payment in a timely manner
  • Become familiar with tax laws in the applicable states
  • Review the aging reports on an ongoing basis
  • Make recommendations to restrict accounts when needed
  • Ensure credit limits assigned to existing customers are reasonable and supportable
  • Plan and maintain a systematic follow up process
What You'll Bring
  • Associate's degree preferred. Degree may be substituted for 3 years relevant experience in credit for the construction and industrial equipment industries.
  • Solid understanding of root cause analysis and process improvement concepts
  • Good negotiation skills
  • Strong Microsoft Excel skills
  • Highly detail oriented
  • Organized and excellent time management skills a must
  • Ability to work in a fast paced environment and handle multiple priorities
  • Construction or building material knowledge is a plus
What We Offer

We offer a competitive benefits package that includes:

  • 401(k) plan
  • Health insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Paid holidays
  • Vacation
  • Employee negotiated discounts
Who We Are

Founded in 1923, Turtle is a fourth-generation, family-owned, and three-generation women-owned business, and one of the nation's largest independent electrical and industrial distributors. Headquartered in Clark, NJ, our Electrical Distribution division operates 14 branches spanning from coast to coast. It is a significant force in the engineering and procurement of power distribution, automation, lighting, and energy projects, offering integrated services for the industrial and construction markets. Turtle Integrated provides on-site MRO procurement, cost-saving, and spend analytics across the US and in Canada, Puerto Rico, and Mexico.

What To Do Next

You can begin by filling out our application online. If you want to learn more about Turtle, please visit our website or our LinkedIn.

Turtle is proud to be is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, gender identity or expression, national origin, disability, genetic information, pregnancy, marital status, military or veteran status, or any other protected characteristic as outlined by federal, state, or local laws.

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