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Credit And Collections Jobs in Puerto Rico (NOW HIRING)

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Credit Repair Sales Executive

San Juan, PR · On-site

$25K - $30K/mo

Position Summary The Credit Repair Sales Representative is responsible for generating new business ... Collections or financial services (preferred) Skills * Strong communication and closing skills

DreamFinders

Collections

San Juan, PR · On-site

$18.25 - $24.50/hr

Consulting and helping clients with in case of billing and credit problems * Managing payments and refund operations * Developing measures encouraging timely payments * Managing historical records of ...

DreamFinders

$18.25 - $24.50/hr

Consulting and helping clients with in case of billing and credit problems * Managing payments and refund operations * Developing measures encouraging timely payments * Managing historical records of ...

Alivia Health

PR · On-site

$15.25 - $20.50/hr

G uaynabo, Puerto R ico The Collections Specialist is responsible for auditing accounts receivable generated in the medical billing cycle, ensuring the accuracy of the information before final ...

Alivia Health

PR · On-site

$15.25 - $20.50/hr

G uaynabo, Puerto R ico Collections Specialist es responsable de auditar las cuentas por cobrar generadas en el ciclo de facturación médica, asegurando la exactitud de la información antes del ...

Rent-A-Center

Subgerente de Credito

Trujillo Alto, PR

$12.26 - $17/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Socket.dev

Sr Manager, Chief Risk Officer

San Juan, PR · On-site

$180 - $260/hr

The incumbent is the owner of all analytical and modeling tools for decisioning in areas such as origination, competitive pricing, collections, forecasting, credit scorecards, credit loss reserve ...

Toyota

Sr Manager, Chief Risk Officer

San Juan, PR · On-site

The incumbent is the owner of all analytical and modeling tools for decisioning in areas such as origination, competitive pricing, collections, forecasting, credit scorecards, credit loss reserve ...

Marriott

PR · On-site

$78K - $102K/yr

Balances credit card ledgers. Verifies contracts for groups and performs credit reference checks ... Uses problem solving methodology for decision making and follow up. Makes collections calls if ...

Marriott

Accounting & Cost Manager

Dorado, PR · On-site

$78K - $102K/yr

Balances credit card ledgers. Verifies contracts for groups and performs credit reference checks ... Uses problem solving methodology for decision making and follow up. Makes collections calls if ...

Deca Analytics

Junior Accountant (AR)

San Juan, PR · On-site

$46K - $58K/yr

... Tax Credits, local and federal grants, and private or government-backed debt programs. POSITION ... Client Communication & Collections Support * Send routine account statements and payment reminders ...

Deca Analytics

Junior Accountant (AR)

San Juan, PR · On-site

$46K - $58K/yr

... Tax Credits, local and federal grants, and private or government-backed debt programs. POSITION ... Client Communication & Collections Support * Send routine account statements and payment reminders ...

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Credit And Collections information

What is a credit and collections specialist?

Credit and Collections professionals are responsible for assessing the creditworthiness of potential customers, setting credit limits, and ensuring that payments are collected on time. They work to minimize financial risk for their organization by monitoring accounts receivable, following up on overdue payments, and negotiating payment plans if necessary. These professionals play a key role in maintaining healthy cash flow and customer relationships while adhering to company policies and legal regulations.

What are the key skills and qualifications needed to thrive as a credit and collections specialist?

To excel as a Credit and Collections Specialist, you need strong analytical abilities, knowledge of credit risk assessment, and familiarity with accounting principles, often supported by a degree in finance or business. Expertise in credit management software (such as SAP or Oracle), spreadsheets, and sometimes certification like the Credit Business Associate (CBA) is often required. Excellent negotiation, communication, and problem-solving skills set top performers apart in this field. These abilities ensure timely payments, minimize financial risk, and help maintain positive client relationships essential for a company’s financial health.

What are some common challenges faced in a credit and collections role, and how can they be effectively managed?

Professionals in Credit and Collections often encounter challenges such as negotiating with customers over past-due accounts, handling high account volumes, and balancing the need for cash flow with maintaining customer relationships. Effective management of these challenges involves strong communication skills, familiarity with legal and regulatory guidelines, and the ability to analyze credit reports and payment histories. Utilizing up-to-date collection software and collaborating closely with sales and customer service teams can also help streamline processes and improve collection rates while keeping customer satisfaction in mind.

What is the difference between Credit And Collections vs Accounts Receivable Specialist?

AspectCredit And CollectionsAccounts Receivable Specialist
Primary FocusAssessing credit risk, collecting overdue paymentsManaging invoicing, recording payments, maintaining accounts
CredentialsCredit training, financial analysis skillsAccounting knowledge, ERP software experience
Work EnvironmentFinance or collections department, often high-pressureAccounting or finance department, detail-oriented
Common Industry UsageBanking, finance, credit firmsCorporate finance, accounting departments

While both roles involve financial transactions, Credit And Collections focuses on evaluating creditworthiness and recovering overdue payments, whereas Accounts Receivable Specialists handle invoicing, recording payments, and maintaining customer accounts. Understanding these differences helps employers and job seekers target the right skills and responsibilities for each position.

What is the career path for credit and collections?

A career in credit and collections typically starts with entry-level roles such as collections specialist or credit analyst. Progression can lead to senior positions like credit manager, collections supervisor, or credit director, often requiring experience, strong analytical skills, and knowledge of credit risk assessment tools. Certifications such as Certified Credit and Collection Professional (CCCP) can enhance advancement opportunities.

What is the job of credit and collections?

The job of credit and collections involves assessing customers' creditworthiness, setting credit limits, and managing the collection of outstanding debts. Professionals in this role use financial analysis, communication skills, and collection tools to ensure timely payments and minimize bad debt for a company.

What are popular job titles related to Credit And Collections jobs in Puerto Rico?

For Credit And Collections jobs in Puerto Rico, the most frequently searched job titles are:

What job categories do people searching Credit And Collections jobs in Puerto Rico look for?

The top searched job categories for Credit And Collections jobs in Puerto Rico are:

Credit And Collections jobs near you
Infographic showing various Credit And Collections job openings in Puerto Rico as of August 2026, with employment types broken down into 87% Full Time, 3% Temporary, and 10% Contract. Highlights an 85% In-person, 10% Hybrid, and 5% Remote job distribution.

Associate, Delinquency Management (Internal Collections)

Oriental Bank

Bayamon, PR • On-site

$15.75 - $21.50/hr

Full-time

Re-posted yesterday

Job description

The Associate, Delinquency Management (Internal Collections) is responsible for the collection management of auto loans, personal loans, credit cards and overdrafts. Achieving this payment collection by contacting the client telephonically. Position works on-site in Bayamon, PR.
MAIN DUTIES & RESPONSIBILITIES:
  • Determine which factors are affecting the debtor's responsibility to keep the account up-to-date; offering counsel about all the alternatives the institution offers in order to regularize his or her debt.
  • Receives the clients credit or cash payments, prepares their receipts and processes the payment's, on the day same day it is received, in Oriental Bank's internet payment system.
  • Transcribes all of the payment collections performed in the collection information system.
  • Prepares maintenance documents in order to update the client's information on the system. Such as the residency address, work address and/or telephone changes.
  • Develops daily production report.
  • Offers his or her direct supervisor recommendations, in relation to accounts that were adjusted based on the clients economic conditions and the unit's risk.
  • Discusses with his or her supervisor the cases that have not been resolved in order to determine the best course of action.
  • Document in the internal collection adjuster work tool everything related to his or her client interaction. Detailing the interaction with the client, the obtained result of the client's approach, payments received, etc. Will also document the adjuster's handling result, for those collection adjuster's in training whom do not have access and/or any collection adjuster who has a medical restriction that prohibits the programs use.
  • Identify the problems that affect the payment handling and collection, such as missing clients, units ceded to a third party or broker, etc.
  • When there is a third party involved, collect all of the necessary information.
  • Other duties may be assigned.

MINIMUM REQUIREMENTS:

  • Associate's Degree in Business Administration, Finance, Accounting or any other related area from a qualified institution required.
  • Two (2) years experience in jobs related to money collection highly desirable.
  • Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.
  • Knowledge of Federal and State Regulations, Procedures and Policies that regulate auto loans.
  • Effective technical and practical knowledge regarding payment collections.
  • Procedural and policy knowledge regarding the auto loan's overdue payments collection.
  • Excellent presentation, communication and writing skills.
  • Able to understand and follow written and verbal instructions.
  • Ability to act and handle difficult situations.
  • Treats delicate situations respectfully and discreetly.
  • Solves mathematical calculations swiftly and accurately.
  • Manages and operates the Collections Information System, calculators, and other office equipment.
  • Capable of exerting analysis, problem resolutions, detail-oriented and execute various task simultaneously, while maintaining the quality standards.

WORK AUTHORIZATION & ELEGIBILITY:

  • Legally authorized to work in the US is required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization.
  • Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization.

Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities)

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