Contractual Mid Penn Bank Jobs (NOW HIRING)

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Regular Full Time Mount Laurel Township, NJ, US

A great banking experience starts with a great team! To support our continued growth, Mid Penn Bank is actively seeking a Commercial Loan Officer to support our growth in Mount Laurel, New Jersey!

We believe that our ongoing success depends upon a skilled, satisfied, and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities.

Position Overview

The Commercial Loan Officer is responsible for developing commercial loan business relationships. This individual will actively prospect for business opportunities to grow the loan portfolio and work with existing customers to broaden and deepen existing relationships. The Commercial Loan Officer is an active member of the bank's sales team and is expected to appropriately introduce customers and prospects to internal bank partners to help ensure the customer's full financial needs are met.

Essential Duties and Responsibilities

• Develops new and existing commercial loan business relationships.
• Requests applicant financial statements, credit reports, and other information pertinent to the loan applicant's evaluation to help ensure loan meets established lending requirements.
• Interviews loan applicants and collects and analyzes financial and related data to determine the general creditability of the prospect and the merits of the specific loan request; establishes and negotiates the terms under which credit will be extended, including the costs, repayment, and collateral requirement.
• Compiles loan packages and facilitates negotiation of loan structure with applicant; ensures loan agreements are complete and accurate according to Bank policy; ensures timely loan closing and funding activities; approves loans within established lending authority.
• Maintains credit quality and portfolio administration within bank guidelines including participation in the collection of delinquent accounts.
• Serves as a member of the Bank's sales team; identifies qualified referrals, makes group sales calls where these types of calls will improve the opportunity for new business development.
• Maintains an active role in community affairs to improve Bank’s visibility in the area; serves on various civic committees to increase Bank community involvement.
• Maintains a working knowledge of Bank operating policies and procedures which impact commercial services.
• Effectively utilizes the bank’s Customer Relationship Management program to track customer sales and service activities as well as cultivate prospective opportunities within the office’s market area.

Education & Qualifications

• A B.S. or B.A. degree in a related field normally required; specialized banking education and training.
• A minimum of three (3) to five (5) years' experience in related positions normally required.
• Formal credit training and/or commercial credit analyst experience strongly preferred.
• Valid Driver’s License is required.
• Regular and predictable attendance is required.

Pay Transparency

We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $100,268 - $160,430.

Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement.

In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.

EEO Statement

Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria.

Equal Opportunity Employer–Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.