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Contract Fintech Software Engineer Jobs in Riverside, CA

Quilt Software

Senior Software Engineer

Irvine, CA · On-site

$131.50K - $173.40K/yr

About the Role We are seeking an experienced Senior Software Engineer to join one or more product ... Experience with POS systems, eCommerce, or fintech * Familiarity with PCI DSS, SOC 2, or financial ...

Quilt Software

Senior Software Engineer

Irvine, CA · On-site

$131.50K - $173.40K/yr

About the Role We are seeking an experienced Senior Software Engineer to join one or more product ... Experience with POS systems, eCommerce, or fintech * Familiarity with PCI DSS, SOC 2, or financial ...

Transcend Softech LLC

Embedded Software Engineer

Irvine, CA · On-site

$141.20K - $185.70K/yr

Irvine, California (onsite) Duration: Long Term Contract/Full time option as well. Job Overview: We are looking for an experienced Embedded Software Engineer to join our engineering team. Key ...

Silvus Technologies

Embedded Software Engineer

Irvine, CA

$141.20K - $185.70K/yr

THE OPPORTUNITY Silvus is seeking an Embedded Software Engineer to join our Engineering Group ... S. government contracts. * All employment is contingent upon the successful clearance of a ...

JS Consulting

Senior Software Engineer

Irvine, CA · On-site

$131.50K - $173.40K/yr

Job Title- Senior Software Engineer Project Location - Irvine, CA (Onsite) Duration- 12+ months contract Visa- USC/ GC HM Notes: Previous subs only had experience at the application layer/app ...

Silvus Technologies

Embedded Software Engineer

Irvine, CA · On-site

$48.08 - $67.31/hr

THE OPPORTUNITY Silvus is seeking an Embedded Software Engineer to join our Engineering Group ... S. government contracts. * All employment is contingent upon the successful clearance of a ...

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Contract Fintech Software Engineer information

See Riverside, CA salary details

$66.2K

$153.9K

$214.4K

How much do contract fintech software engineer jobs pay per year?

As of May 29, 2026, the average yearly pay for contract fintech software engineer in Riverside, CA is $153,907.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,200.00 and $180,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Contract Fintech Software Engineer, and why are they important?

To thrive as a Contract Fintech Software Engineer, you need strong programming skills (often in Python, Java, or C#), a solid understanding of financial systems, and relevant software engineering experience. Familiarity with fintech platforms, cloud services (like AWS or Azure), APIs, and knowledge of security standards or certifications such as AWS Certified Developer or Certified Information Systems Security Professional (CISSP) are often required. Outstanding problem-solving, adaptability, and clear communication skills help you excel in dynamic, fast-paced contract environments. These competencies ensure you can quickly deliver secure, scalable solutions that meet the unique regulatory and technical demands of the fintech industry.

What are some common challenges faced by contract fintech software engineers when joining new projects?

As a contract fintech software engineer, one of the primary challenges is quickly adapting to unfamiliar codebases and domain-specific regulations, such as PCI DSS or AML requirements. You’ll often need to ramp up rapidly on proprietary systems and integrate with existing teams, all while meeting tight deadlines. Strong communication skills are essential, as you'll frequently collaborate with both in-house developers and non-technical stakeholders to ensure compliance and deliver robust solutions. Staying updated on evolving financial regulations and fintech technologies is also crucial for success in these dynamic environments.

What is a Contract Fintech Software Engineer?

A Contract Fintech Software Engineer is a technology professional who is hired on a temporary or project basis to develop, maintain, or enhance software solutions in the financial technology (fintech) sector. These engineers work with banks, startups, or financial institutions to build secure, scalable, and compliant applications such as payment systems, trading platforms, or digital wallets. They often possess strong skills in programming languages relevant to fintech, as well as knowledge of financial regulations and security best practices. Contract roles offer flexibility for both the engineer and the hiring company, typically focusing on short-term or specialized projects.

What is the difference between Contract Fintech Software Engineer vs Contract Software Developer?

AspectContract Fintech Software EngineerContract Software Developer
CredentialsRelevant coding skills, industry certifications (e.g., Fintech-specific), experience in finance techGeneral coding skills, various certifications depending on specialization
Work EnvironmentFinancial institutions, fintech startups, banking platformsVarious industries including tech firms, startups, corporate IT
Employer & Industry UsagePrimarily finance and fintech sectorsBroad, across multiple industries
Search & Comparison IntentFocus on finance-specific roles, fintech projectsGeneral software development roles

The Contract Fintech Software Engineer specializes in developing financial technology solutions within finance-focused environments, requiring industry-specific knowledge. In contrast, a Contract Software Developer has a broader scope, working across various industries without necessarily focusing on finance. The key differences lie in industry expertise and project focus, making the fintech engineer role more niche-specific.

What are the most commonly searched types of Fintech Software Engineer jobs in Riverside, CA? The most popular types of Fintech Software Engineer jobs in Riverside, CA are:
What are popular job titles related to Contract Fintech Software Engineer jobs in Riverside, CA? For Contract Fintech Software Engineer jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Contract Fintech Software Engineer jobs in Riverside, CA look for? The top searched job categories for Contract Fintech Software Engineer jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Contract Fintech Software Engineer jobs? Cities near Riverside, CA with the most Contract Fintech Software Engineer job openings:
Contract Fintech Software Engineer jobs near you
Senior Software Engineer

Senior Software Engineer

Quilt Software

Irvine, CA • On-site

$131.50K - $173.40K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 21 days ago

Job description

About Quilt Software
Ever wondered how your favorite local shops compete with the big guys? That's where we come in. We're Quilt Software, providing Main Street's unsung heroes - from quirky cheese shops to family-run jewelry stores - with the tools they need to compete. Last year, we helped 14,000+ shops make over $2 billion in sales with our family of industry-specific software solutions.
If you get a kick out of supporting local businesses, love great software, and want to be part of a company that's powering Main Street, we'd love to chat. Come join us in our quest to keep local retail not just alive, but thriving!
About the Role
We are seeking an experienced Senior Software Engineer to join one or more product engineering teams building mission-critical Point of Sale and eCommerce SaaS platforms. This role balances technical execution, hands-on development, and cross-functional collaboration in a highly regulated, high-availability environment.
You will contribute to delivering secure, scalable, and reliable payment solutions while upholding a strong engineering culture.
Key Responsibilities
Technical Execution & Development
  • Write, review, and maintain high-quality code across backend, frontend, and/or mobile systems.
  • Uphold coding standards and architecture best practices.
  • Participate in design and code reviews, contributing constructive feedback to peers.
  • Contribute to technical documentation and architectural designs.
  • Champion a culture of accountability, quality, and continuous improvement.

Cross-Functional Collaboration
  • Communicate technical ideas and plans clearly in team settings.
  • Translate product and business goals into well-scoped technical solutions.
  • Communicate progress, risks, and tradeoffs to engineering teams and stakeholders.
  • Work closely with customer support and operations on merchant-impacting issues.

Delivery & Engineering Excellence
  • Partner with Product, Design, Compliance, SRE, and Operations to deliver POS, payment, loyalty, gift card, and other features end-to-end.
  • Contribute to sprint planning, delivery predictability, incident follow-ups, and technical debt management.
  • Implement and advocate for best practices in code quality, testing, observability, and CI/CD.
  • Help guide architectural decisions for high-throughput, low-latency systems.

Cloud-Based Point of Sale & Platform Features
  • Inventory Management and PO sync: Items matrices, Vendor Catalog, Purchase Order Management, Multi-store inventory.
  • CRM: Customer details capture, purchase history tracking, targeted marketing campaigns, gift card management, and loyalty rewards.
  • Sales & Promotions: Custom discounts, bulk pricing, time-sensitive promotions, and bundled offers.
  • Reporting & Analytics: Detailed dashboards and exportable reports covering best-sellers, profit margins, and more.
  • Employee Management: User roles, time tracking, permissions, and cross-location metrics.
  • Payment: Integration with Quilt Payment or external payment providers.
  • eCommerce Sync: Integration with Quilt's internal eCommerce module or platforms like Shopify and DoorDash.
  • Support platform reliability, uptime, and data integrity for merchants and partners.
  • Participate in incident response and post-mortems, contributing to long-term fixes.
  • Support PCI DSS, SOC 2, and other compliance requirements.

Required Qualifications
  • 5+ years of software engineering experience.
  • Hands-on, full-stack development experience with React (frontend) and PHP/MySQL (backend) .
  • Experience building and operating SaaS platforms at scale.
  • Strong understanding of modern backend systems (APIs, microservices, databases, cloud infrastructure).
  • Experience working in regulated or compliance-heavy environments with strong technical documentation practices.
  • Effective communicator with the ability to collaborate across teams.

Preferred Qualifications
  • Experience with POS systems, eCommerce, or fintech
  • Familiarity with PCI DSS, SOC 2, or financial compliance standards.
  • Experience with cloud platforms (AWS, GCP, or Azure).
  • Background in distributed systems, event-driven architectures, or real-time transaction processing.

What We Offer
  • Opportunity to build software that powers real-world commerce at scale.
  • Competitive salary and equity package.
  • Comprehensive benefits (health, dental, vision, 401k, etc.).
  • Flexible work environment.
  • Strong emphasis on engineering quality and career growth.

Location: In-Person: Irvine, CA, Charlotte, NC or Provo, UT
Salary: 115-130k base salary + bonus
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Notice - Employment Scams
Communication from our team regarding job opportunities will only be made by a Quilt Software employee with an @quiltsoftware.com email address. We do not conduct interviews over email or chat platforms, and we will never ask you to provide personal or financial information such as your mailing address, social security number, credit card numbers, or banking information. If you believe a scammer is contacting you, please mark the communication as "phishing" or "spam" and do not respond.

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