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Consumer Lending Jobs in Rochester, NY (NOW HIRING)

Genesee Regional Bank

Underwriter

Rochester, NY

$38.46 - $43.25/hr

Update retail lending policies and operating procedures when necessary. * Assure proper maintenance of information in Credit and Legal Documentation Files. * Ensure the bank is meeting compliance ...

Genesee Regional Bank

Underwriter

Rochester, NY · On-site

$38.46 - $43.25/hr

Update retail lending policies and operating procedures when necessary. * Assure proper maintenance of information in Credit and Legal Documentation Files. * Ensure the bank is meeting compliance ...

KeyBank

Personal Banker

Batavia, NY · On-site

$18.25 - $22.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

Keybank

Personal Banker

Rochester, NY

$20.67 - $31.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

KeyBank

Personal Banker

Rochester, NY · On-site

$19 - $23.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

Keybank

Personal Banker

Rochester, NY

$20.67 - $31.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

KeyBank

Personal Banker

Rochester, NY · On-site

$19 - $23.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

KeyBank

Personal Banker

Rochester, NY · On-site

$19 - $23.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

Keybank

Personal Banker

Batavia, NY

$20.67 - $31.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

Keybank

Personal Banker

Rochester, NY

$20.67 - $31.25/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

Zwicker & Associates, P.C.

Legal Assistant

Rochester, NY · On-site

$20/hr

The most prestigious lending institutions trust Zwicker & Associates, P.C. to protect their legal ... Founded in 1991, Zwicker represents lenders in various consumer and commercial recovery efforts and ...

Zwicker & Associates, P.C.

Legal Assistant

Rochester, NY · On-site

$20/hr

The most prestigious lending institutions trust Zwicker & Associates, P.C. to protect their legal ... Founded in 1991, Zwicker represents lenders in various consumer and commercial recovery efforts and ...

KeyBank

Key Private Bank Relationship Manager

Rochester, NY · On-site

$96K - $181K/yr

Proven experience with and comprehensive understanding of consumer and commercial lending. * Excellent verbal and written communication skills. * Proficient in personal computer applications to drive ...

Keybank

Private Client Banker - Canandaigua

Canandaigua, NY · On-site

$25 - $38.46/hr

Opening personal and business accounts (consumer checking, small business, various deposit products, home equity, unsecured lending, certificates of deposit, etc.). * Developing strong partnerships ...

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Showing results 21-40

All JobsConsumer Lending JobsConsumer Lending Jobs in Rochester, NY

Consumer Lending information

See Rochester, NY salary details

$45.9K

$106.2K

$199.9K

How much do consumer lending jobs pay per year?

As of Aug 16, 2026, the average yearly pay for consumer lending in Rochester, NY is $106,170.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,000.00 and $129,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in consumer lending, and how can they be addressed?

Professionals in Consumer Lending often encounter challenges such as managing complex loan applications, keeping up with changing regulatory requirements, and assessing the creditworthiness of diverse applicants. Success in this field requires staying detail-oriented, leveraging technology for efficient workflow management, and regularly updating your knowledge of lending regulations and credit policies. Building strong relationships with clients and collaborating closely with risk and compliance teams also helps navigate these challenges. Employers typically provide ongoing training and encourage open communication to create a supportive team environment.

How to get into consumer lending?

To enter consumer lending, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of lending regulations; some roles may require certification such as the Mortgage Loan Originator license. Gaining experience through internships or entry-level banking positions can also improve prospects.

What are the key skills and qualifications needed to thrive in consumer lending, and why are they important?

To thrive in Consumer Lending, you need a strong knowledge of financial products, credit analysis, and underwriting, often supported by a degree in finance, business, or a related field. Experience with loan origination systems (LOS), credit bureaus, and sometimes certifications like the Certified Consumer Lending Specialist (CCLS) can be advantageous. Excellent interpersonal skills, attention to detail, and the ability to explain complex financial information clearly help professionals stand out. These skills are crucial for building trust with clients, accurately assessing risk, and ensuring regulatory compliance in lending decisions.

What is a consumer lending?

A Consumer Lending job involves assisting individuals in securing loans for personal use, such as home mortgages, auto loans, or personal loans. Professionals in this field assess borrowers' financial backgrounds, explain loan terms, and guide them through the application process. They work for banks, credit unions, or financial institutions, ensuring compliance with lending regulations. Strong customer service, financial analysis, and communication skills are essential for success in this role.

What do consumer lenders do?

Consumer lenders evaluate and approve loan applications for individuals seeking personal loans, auto loans, or credit cards. They assess borrowers' creditworthiness, verify financial information, and determine loan terms, often using credit scoring tools and financial analysis skills.

What are the most commonly searched types of Consumer Lending jobs in Rochester, NY?

The most popular types of Consumer Lending jobs in Rochester, NY are:

What job categories do people searching Consumer Lending jobs in Rochester, NY look for?

The top searched job categories for Consumer Lending jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Consumer Lending jobs?

Cities near Rochester, NY with the most Consumer Lending job openings:

Consumer Lending jobs near you
Infographic showing various Consumer Lending job openings in Rochester, NY as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 78% Full Time, 18% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $106,170 per year, or $51 per hour.

Underwriter

Genesee Regional Bank

Rochester, NY

$38.46 - $43.25/hr

Full-time

Posted 22 days ago

Job description

Salary Range: $38.46 – $43.25/ hr.

PRIMARY RESPONSIBILITY:

Underwrite residential mortgage loans for sale in the secondary market, as well as portfolio mortgages, home equity loans/lines.

ESSENTIAL FUNCTIONS:

  • Underwrite Conventional mortgage loans pursuant to secondary market guidelines.
  • Underwrite residential portfolio loans.
  • Underwrite home equity loans and lines, providing approvals within stipulated time frames.
  • Underwrite FHA, USDA, VA and residential construction loans (after satisfactory transition period)
  • Develop and maintain expert knowledge base related to underwriting requirements of correspondent lending partners (investors).
  • Develop and maintain good working relationships with bank loan originators, sales staff and processors.
  • Update retail lending policies and operating procedures when necessary.
  • Assure proper maintenance of information in Credit and Legal Documentation Files.
  • Ensure the bank is meeting compliance requirements for the residential lending business.
  • Maintain strong knowledge base on Bank Policies, Laws and Regulations that govern residential mortgage lending.
  • Prepare and issue commitment letters and provide to Loan Officers.
  • Active participation in demonstrating the behaviors outlined in the GRB Experience.

EDUCATION AND EXPERIENCE:

Bachelor’s degree, preferably in a business-related discipline plus a minimum of 5 years’ experience underwriting mortgage loans and retail lending credit analysis, or the equivalent combination of education and experience.

  • Active CHUMS # required (may be obtained after satisfactory training/ transition period)
  • SAR ID# and SONYMA experience preferred.
  • Expert knowledge with FHA regulations and underwriting guidelines.
  • Knowledge and experience in the secondary market arena.
  • Knowledge of Fannie Mae DU, Freddie Mac LP, and GUS.

COMPETENCIES:

  • Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
  • Lead by example. Identify current or potential problems, take ownership and see them through to resolution.
  • Act as a unified team. Possess strong interpersonal skills including the ability to proactively communicate with and help others, within and across departments.
  • Ability to work independently. Seek and incorporate feedback on your performance from management, coworkers and clients.
  • Ability to work in a fast-paced, deadline driven environment.
  • Demonstrated PC literacy.

PHYSICAL DEMANDS:

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

WORK ENVIRONMENT:

The work environment is indoor and climate-controlled office setting.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state or local law.

THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.

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