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Consumer Lending Jobs in Rochester, NY (NOW HIRING)

Five Star Bank

Lending Compliance Manager

Rochester, NY · On-site

$80K - $120K/yr

Prior Experience: 3+ years experience of bank consumer compliance, audit, or lending -OR- Required: * Education: Associate Degree * Prior Experience: 5+ years experience of bank consumer compliance ...

Five Star Bank

Indirect Loan Processor

Rochester, NY · On-site

$18 - $22/hr

Regular Full-Time Indirect Lending Rochester, NY, US Salary Range: $18.00 To $22.00 Hourly Purpose : The Loan Processor 1 - Indirect is responsible for processing loan applications from Branch staff ...

Five Star Bank

Loan Recovery Specialist

Rochester, NY · On-site

$24 - $31/hr

The Consumer Loan Workout Specialist is responsible for the final disposition of charged off ... Fair Lending, Privacy, SCRA, UDAAP, CFPB, Servicer Requirements, and Bank Policy and Procedures.

Mariner Finance

Sales Account Professional

Rochester, NY · On-site

$19.44 - $31.11/hr

Experience in lending, consumer loans, or collections. * Bachelor's degree. Responsibilities: * Make outbound calls to develop business, follow up on opportunities, and support account relationships.

Mariner Finance

Sales Account Professional

Rochester, NY

$19.44 - $31.11/hr

Experience in lending, consumer loans, or collections. * Bachelor's degree. Responsibilities: * Make outbound calls to develop business, follow up on opportunities, and support account relationships.

Mariner Finance

Sales Account Professional

Rochester, NY · On-site

$19.44 - $31.11/hr

Experience in lending, consumer loans, or collections. * Bachelor's degree. Responsibilities: * Make outbound calls to develop business, follow up on opportunities, and support account relationships.

NBT Bank

Home Lending Loan Underwriter

Fairport, NY · On-site

$27.18 - $36.25/hr

Strong personal and/or real estate lending background, including various Investor and Insurer guidelines * Strong organizational skills * Strong analytical and problem-solving skills * Excellent ...

NBT Bank

Senior Relationship Banker

Webster, NY · On-site

$20.10 - $26.79/hr

Previous customer service, sales, consumer, and business lending experience preferred * Experience demonstrating leadership skills Skills and Abilities: * Proficient reading, writing, communication ...

NBT Bank

Senior Relationship Banker

Webster, NY · On-site

$20.10 - $26.79/hr

Previous customer service, sales, consumer, and business lending experience preferred * Experience demonstrating leadership skills Skills and Abilities: * Proficient reading, writing, communication ...

Varsity Tutors

NMLS Tutor

Rochester, NY · Remote

$18 - $40/hr

... fair lending principles to customer scenarios. Emphasizes connecting regulatory requirements to practical mortgage origination workflows and consumer protection goals. * Curriculum Awareness ...

Genesee Regional Bank

Senior Underwriter

Rochester, NY · On-site

$43.26 - $48.08/hr

Underwrite residential portfolio loans, construction draw loans, consumer loans, and home equity ... lending partners (investors). * Develop and maintain thorough knowledge related to the different ...

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Showing results 1-20

All JobsConsumer Lending JobsConsumer Lending Jobs in Rochester, NY

Consumer Lending information

See Rochester, NY salary details

$45.9K

$106.2K

$199.9K

How much do consumer lending jobs pay per year?

As of Aug 16, 2026, the average yearly pay for consumer lending in Rochester, NY is $106,170.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,000.00 and $129,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in consumer lending, and how can they be addressed?

Professionals in Consumer Lending often encounter challenges such as managing complex loan applications, keeping up with changing regulatory requirements, and assessing the creditworthiness of diverse applicants. Success in this field requires staying detail-oriented, leveraging technology for efficient workflow management, and regularly updating your knowledge of lending regulations and credit policies. Building strong relationships with clients and collaborating closely with risk and compliance teams also helps navigate these challenges. Employers typically provide ongoing training and encourage open communication to create a supportive team environment.

How to get into consumer lending?

To enter consumer lending, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of lending regulations; some roles may require certification such as the Mortgage Loan Originator license. Gaining experience through internships or entry-level banking positions can also improve prospects.

What are the key skills and qualifications needed to thrive in consumer lending, and why are they important?

To thrive in Consumer Lending, you need a strong knowledge of financial products, credit analysis, and underwriting, often supported by a degree in finance, business, or a related field. Experience with loan origination systems (LOS), credit bureaus, and sometimes certifications like the Certified Consumer Lending Specialist (CCLS) can be advantageous. Excellent interpersonal skills, attention to detail, and the ability to explain complex financial information clearly help professionals stand out. These skills are crucial for building trust with clients, accurately assessing risk, and ensuring regulatory compliance in lending decisions.

What is a consumer lending?

A Consumer Lending job involves assisting individuals in securing loans for personal use, such as home mortgages, auto loans, or personal loans. Professionals in this field assess borrowers' financial backgrounds, explain loan terms, and guide them through the application process. They work for banks, credit unions, or financial institutions, ensuring compliance with lending regulations. Strong customer service, financial analysis, and communication skills are essential for success in this role.

What do consumer lenders do?

Consumer lenders evaluate and approve loan applications for individuals seeking personal loans, auto loans, or credit cards. They assess borrowers' creditworthiness, verify financial information, and determine loan terms, often using credit scoring tools and financial analysis skills.

What are the most commonly searched types of Consumer Lending jobs in Rochester, NY?

The most popular types of Consumer Lending jobs in Rochester, NY are:

What job categories do people searching Consumer Lending jobs in Rochester, NY look for?

The top searched job categories for Consumer Lending jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Consumer Lending jobs?

Cities near Rochester, NY with the most Consumer Lending job openings:

Consumer Lending jobs near you
Infographic showing various Consumer Lending job openings in Rochester, NY as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 78% Full Time, 18% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $106,170 per year, or $51 per hour.

Lending Compliance Manager

Five Star Bank

Rochester, NY • On-site

$80K - $120K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 24 days ago

Five Star Bank (New York) rating

7.9

Company rating: 7.9 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

79th of 171 rated banks

Job description

Purpose: The Compliance Manager is responsible for serving as the Bank’s subject matter expert and providing day to day compliance support to all loan originations to ensure ongoing compliance with applicable Federal and State regulatory requirements.


Essential Functions:

  • Serve as the Bank’s subject matter expert and assist with the administration of the Compliance Management Program to all lending units, updating policies and procedures on an annual basis.
  • Monitor and advise on changes in laws and regulatory trends impacting the Bank’s lending business and engage in regulatory change management.
  • Prepare an quarterly updates to risk assessments of all regulations applicable to loan originations. Maintain risk assessment format consistent with the Company’s risk and compliance frameworks, regulatory requirements and industry best practices.
  • Conduct periodic compliance monitoring, testing, and reviews of the Bank’s loans to identify any weaknesses in controls and to ensure ongoing compliance with regulatory requirements.
  • Provide timely, proactive, and accurate day to day compliance support to the Bank’s lending lines of business.
  • Review advertisements, marketing collateral, disclosures, agreements, notices and other customer documentation to ensure compliance with applicable regulatory requirements.
  • Review and work with various business lines daily on complaints received by the Bank. Ensure proper resolution and tracking is documented in the Bank’s complaint platform Salesforce. Review, write or edit various responses letters and compile documentation that is needed to be sent to the customer as a result of the complaint.
  • Confer on complaints for all topics to determine root cause, trend and other analysis for improvement opportunities, potential regulatory issues or training opportunities Bank wide.
  • Conduct vendor reviews as part of the Bank’s third-party risk management program to identify any regulatory gaps specific to the service or product offered. Ensure proper due diligence is completed from a compliance perspective.
  • Work with various business lines on Findings and Action Plans to ensure proper remediation. Complete testing and validation to ensure compliance with various policies and procedures to justify a completed remediation and closure verification.
  • Cross train on Loan Servicing Compliance responsibilities to provide coverage if needed.
  • Demonstrate the standards and principles of the Five Star experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work.


Job Related Qualifications – Education and Prior Experience:

Required:

  • Education: Bachelor’s Degree
  • Prior Experience: 3+ years experience of bank consumer compliance, audit, or lending

-OR-

Required:

  • Education: Associate Degree
  • Prior Experience: 5+ years experience of bank consumer compliance, audit, or lending

-OR-

Required:

  • Education: High School Diploma or equivalent
  • Prior Experience: 10+ years’ experience of bank consumer compliance, audit, or lending

Preferred:

  • Education: Bachelor’s Degree
  • Prior Experience: 3+ years experience of bank consumer compliance or audit
  • Licenses or Accreditation: Certified Regulatory Compliance Manager (CRCM)


Competencies:

  • Familiarity with federal and state laws and regulations relating to Consumer, Residential, Small Business and Commercial loans, and ability to apply them in a practical setting
  • Knowledge of Bank products, lines of business, and operations, with experience supporting the administration of a Compliance Management Program
  • Ability to manage multiple priorities and meet established deadlines
  • High ethical standards and ability to maintain a high degree of discretion and confidentiality
  • Good judgment and analytical ability to identify trends, interpret data, conduct root cause analysis, and apply findings to workflows to deliver timely, accurate, and proactive compliance guidance and advice
  • Excellent organizational, verbal and written communication skills and ability to interact positively with a wide variety of individuals
  • High degree of self-motivation and ability to make decisions independently
  • Possess attention to detail and high level of accuracy
  • Proficient with Microsoft applications especially Word and Excel with the ability to learn and utilize new and existing banking software applications


Physical Requirements:

  • Able to regularly sit for prolonged periods of time
  • Extensive computer usage is required


Benefits:

  • Medical, Dental, and Vision Insurance
  • Health Savings Account
  • Flexible Spending Account(s)
  • Company Paid Life Insurance, Long-Term Disability, and Short-Term Disability
  • Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity, Legal Insurance & Personal Accident
  • Tuition Reimbursement
  • Employee Referral Program
  • Wellness Reimbursement Program
  • Star Volunteer Program
  • Employee Banking and Financial Perks
  • Flexible Hybrid Work Schedule
  • Paid Time Off (PTO)
  • Company Paid Holidays


This job description is not exhaustive. The Compliance Manager – Lending position may be required to perform other duties as assigned, including supporting other talent development and planning work that supports the business success.


The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.

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