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Consumer Credit Analyst Jobs (NOW HIRING)

GREATER STATE BANK

CREDIT ANALYST

Mcallen, TX · On-site

The Credit Analyst will work primarily with the Credit Officer to analyze creditworthiness of commercial and/or consumer borrowers, prepare detailed credit memorandums, and support in underwriting ...

GREATER STATE BANK

CREDIT ANALYST

Mcallen, TX · On-site

The Credit Analyst will work primarily with the Credit Officer to analyze creditworthiness of commercial and/or consumer borrowers, prepare detailed credit memorandums, and support in underwriting ...

Synergy-Bank

Credit Analyst

Houma, LA · On-site

Key ResponsibilitiesCredit Analysis & Commercial Lending SupportPerform detailed credit analysis for commercial, consumer, and business loan requests.Analyze financial statements, tax returns, cash ...

Midstates Bank

Credit Analyst

Le Mars, IA · On-site

The primary role of the Credit Analyst is to provide administrative loan support for Commercial ... In addition, this position will provide financial services to Commercial, Ag and Consumer clients.

Midstates Bank

Credit Analyst

Le Mars, IA · On-site

The primary role of the Credit Analyst is to provide administrative loan support for Commercial ... In addition, this position will provide financial services to Commercial, Ag and Consumer clients.

First Investors Financial Services, Inc.

The Lease Credit Analyst I (Auto Underwriter) is responsible for reviewing and analyzing consumer credit applications, assessing credit history and risks, and providing decision outcomes within SFS ...

BTC Bank

Credit Analyst

Chillicothe, MO · On-site

Obtains loan request information from the agricultural lender or borrower to analyze credit ... Advanced knowledge of commercial, agricultural, construction, real estate and consumer loan ...

New

First Security Bank

Bank Credit Analyst

Overbrook, KS · On-site

Conduct detailed credit risk assessments for commercial and consumer loan applications. * Prepare comprehensive credit analysis reports and loan recommendations for approval committees. * Evaluate ...

FIRST ENTERPRISE BANK

CREDIT ANALYST

Oklahoma City, OK · On-site

The Credit Analyst is responsible for evaluating the creditworthiness of commercial and consumer loan applicants through detailed financial analysis, risk assessment, and ongoing portfolio monitoring.

GROVE BANK & TRUST

Senior Credit Analyst

Miami, FL · On-site

Senior Credit Analyst Miami, FL, US 4 days ago Requisition ID: 1066 SUMMARY ... Evaluates the financial condition of individuals and businesses applying for consumer, commercial ...

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Consumer Credit Analyst information

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$15

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How much do consumer credit analyst jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for consumer credit analyst in the United States is $34.99, according to ZipRecruiter salary data. Most workers in this role earn between $26.44 and $38.22 per hour, depending on experience, location, and employer.

What does a consumer credit analyst do?

A Consumer Credit Analyst evaluates individuals' creditworthiness by analyzing financial information, credit reports, and payment histories. They assess the risk associated with lending money or extending credit to consumers. Their work helps financial institutions make informed decisions on loan approvals, interest rates, and credit limits while minimizing potential losses from default. Consumer Credit Analysts also monitor existing accounts for signs of credit risk and may recommend actions to mitigate those risks.

What are the key skills and qualifications needed to thrive as a consumer credit analyst?

To thrive as a Consumer Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with credit analysis software, financial modeling tools, and credit bureau systems is typically required. Attention to detail, effective communication, and sound judgment are standout soft skills for this role. These abilities are crucial for accurately assessing credit risk, making informed lending decisions, and maintaining the financial health of lending institutions.

How does a consumer credit analyst typically collaborate with other departments within a financial institution?

Consumer Credit Analysts frequently work alongside loan officers, risk managers, and customer service teams to ensure accurate credit assessments and informed lending decisions. They review and analyze credit reports, financial statements, and payment histories, then communicate their findings and recommendations to relevant teams. Effective collaboration helps streamline the approval process, manage risk, and provide a positive experience for clients. Building strong relationships with colleagues in other departments is essential for success in this role.

What is the difference between Consumer Credit Analyst vs Loan Officer?

AspectConsumer Credit AnalystLoan Officer
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; certifications like CFA are commonRequires a bachelor's degree; licensing or registration may be needed depending on the loan type
Work EnvironmentMostly office-based, analyzing credit data and preparing reportsOffice setting with client interaction, processing loan applications
Employer & IndustryFinancial institutions, credit bureaus, banksBanks, credit unions, mortgage companies

Consumer Credit Analysts evaluate credit data to assess risk, while Loan Officers directly interact with clients to approve or deny loan applications. Both roles require financial knowledge and work within the banking and lending industry, but their daily tasks and focus differ.

Do consumer credit analysts make a lot of money?

Consumer credit analysts typically earn a median annual salary around $50,000 to $70,000, depending on experience, location, and employer. Advanced skills, certifications, and working in larger financial institutions can lead to higher compensation.

What qualifications do you need to be a consumer credit analyst?

A consumer credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Relevant skills include strong analytical abilities, knowledge of credit reporting and scoring, and proficiency with financial software or tools. Some positions may require industry certifications such as the Certified Credit Analyst (CCA) or similar credentials.

What cities are hiring for Consumer Credit Analyst jobs?

Cities with the most Consumer Credit Analyst job openings:

What states have the most Consumer Credit Analyst jobs?

States with the most job openings for Consumer Credit Analyst jobs include:

What are popular job titles related to Consumer Credit Analyst jobs?

For Consumer Credit Analyst jobs, the most frequently searched job titles are:

Consumer Credit Analyst jobs near you
Infographic showing various Consumer Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $72,775 per year, or $35 per hour.

CREDIT ANALYST

Mcallen, TX • On-site

GREATER STATE BANK
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This job post has expired 3 days ago. Applications are no longer accepted.

Job description

Job Description
Job Description

Position Description: Position Summary: The Credit Analyst position provides high level support to Commercial Lending Team and Credit Officer on day-to-day activities. The Credit Analyst will work primarily with the Credit Officer to analyze creditworthiness of commercial and/or consumer borrowers, prepare detailed credit memorandums, and support in underwriting decisions that align with the Bank’s policies and standards. This role works closely with the Lending Team, Credit Team, and other Personnel/Management to evaluate financial performance, assess repayment capacity, identify risk factors, and help maintain the Bank’s loan portfolio. The Credit Analyst will be responsible and accountable for adherence to Bank policies and procedures, as well as all applicable state and federal laws and regulations pertaining to banking. The ideal candidate for this position is analytical, detail-oriented, and capable of providing exceptional service and communication to both Bank employees and external customers.Essential Duties & Responsibilities: · Review and interpret financial statements, tax returns, cash flow analyses, and related potential borrower information to assess credit worthiness, repayment capacity, collateral adequacy, and overall risk.· Prepare comprehensive credit memorandums and loan presentations for management and Board committees while meeting established deadlines.· Perform financial spreading and market trend analysis.· Calculate and analyze key financial ratios and conduct industry/market research to support credit underwriting decisions.· Work closely with the Commercial Lending Team by analyzing all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and Greater State Bank files.· Assist with annual loan portfolio reviews as needed.· Maintain accurate records and documentation within loan and credit systems.· Comply with all established bank policies and procedures.· Effectively manage the Bank’s exposure to identified risks, and recommend appropriates structure in accordance with Greater State’s credit policy.· Oversee and manage financial information within credit files to assure current reports, statements, accounts receivable listings, and other information on customer accounts.· Effectively communicate with Bank Management, Loan Officers, Credit Team, and customers in a clear, accurate, and concise manner.· Manage a high volume of loan activity through new originations while maintaining confidentiality regarding new requests and existing portfolio.· Complete all assigned Compliance Training and adhere to security, audit, and compliance requirements.· Perform any other duties as defined by Management. Education, Work Experience, and Skills Requirements: · Bachelor's degree in Finance, Accounting, Business Administration, or related field is required.· Work experience in credit analysis, underwriting, accounting, or other related financial services is preferred.· Commercial Banking experience is a plus.· Understanding of financial statements/tax returns, cash flow analysis, and accounting principles.· Strong analytical, organizational, and problem solving skills.· Proficiency with Microsoft Office Suite (specifically Microsoft Excel) and other financial analysis/banking tools.· Ability to write professional correspondence and credit memos.Greater State Bank is an Equal Opportunity Employer

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