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Consumer Credit Associate Jobs (NOW HIRING)

F&M Bank

The Consumer Credit Underwriter is responsible for evaluating the creditworthiness of individuals ... Associate or college degree in business, finance, accounting, management, or related field ...

F&M Bank

Consumer Credit Underwriter

Nashville, TN · On-site

The Consumer Credit Underwriter is responsible for evaluating the creditworthiness of individuals ... Associate or college degree in business, finance, accounting, management, or related field ...

Johnson Financial Group

The Consumer Credit Underwriter ensures that all loans, extensions, modifications, renewals ... Our Associates are expected to willingly accept new responsibilities to support our success; this ...

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Peoples Bank

Consumer Credit Analyst I

Marietta, OH · On-site

That's why we seek to create a great benefits package for our associates including: 401(k) ... credit applications. Will assist in the on-going training of consumer loan principles to new ...

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Consumer Credit Associate information

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$10

$25

$64

How much do consumer credit associate jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for consumer credit associate in the United States is $25.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.68 per hour, depending on experience, location, and employer.

What is the difference between Consumer Credit Associate vs Loan Processor?

AspectConsumer Credit AssociateLoan Processor
CredentialsTypically high school diploma; some roles prefer relevant certificationsHigh school diploma; some roles may require mortgage or loan processing certifications
Work EnvironmentBanking or financial institutions, customer service focusMortgage or lending companies, document review and data entry
Employer & IndustryFinancial services, retail bankingMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

The Consumer Credit Associate and Loan Processor roles both operate within the financial and lending industries, often requiring similar credentials and working environments. While the Consumer Credit Associate primarily focuses on assessing creditworthiness and customer interactions, the Loan Processor handles the detailed review and processing of loan applications. Both positions are essential in the lending process and are frequently compared by job seekers in the financial sector.

What are the duties of a consumer credit associate?

A consumer credit associate evaluates credit applications, reviews financial information, and determines creditworthiness for individuals. They also process loan documents, communicate with clients, and ensure compliance with lending policies, often using credit reporting tools and maintaining accurate records.

What states have the most Consumer Credit Associate jobs?

States with the most job openings for Consumer Credit Associate jobs include:

What are popular job titles related to Consumer Credit Associate jobs?

For Consumer Credit Associate jobs, the most frequently searched job titles are:

Consumer Credit Underwriter

On-site

F&M Bank
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Posted 12 days ago

Job description

The Consumer Credit Underwriter is responsible for evaluating the creditworthiness of individuals applying for consumer loans, ensuring decisions align with lending policies, regulations, and risk management standards. The Consumer Credit Underwriter plays a critical role in protecting the lender’s interest by ensuring only qualified borrowers receive credit, while also supporting loan growth and customer satisfaction. The role blends analytical, compliance, and customer service responsibilities in a fast-paced lending environment.

Key Duties and Responsibilities
  • Review and analyze loan applications : Examine credit reports, financial statements, tax returns, and other documentation to assess repayment ability and risk
  • Evaluate creditworthiness : Knowledge and ability to Manually Underwrite, understanding and apply policy guidelines to manually underwritten loans. Determine if applicants meet lending criteria, considering income, savings, payment history, and debt levels.
  • Make credit decisions : Approve, counter-approve, or deny loan requests within established credit policy and compliance guidelines
  • Compliance and policy adherence : Ensure all underwriting decisions follow federal, state, and industry regulations
  • Customer service : Respond to inquiries from internal teams and customers, explain decisions, and resolve issues in a timely manner.
  • Collaboration : Work with loan officers, originators, and senior underwriters to gather documentation, and discuss issues.
  • Specialized loan types : Underwrite installment loans, home equity loans, HELOCs, and other consumer products
QualificationsEducation
  • Associate or college degree in business, finance, accounting, management, or related field, preferred
Experience
  • 1–3+ years in consumer loan underwriting, with experience evaluating installment, HELOANS, and HELOCs
Knowledge and Skills
  • Able to maintain high production and quality
  • Strong analytical and financial analysis skills
  • Knowledge of consumer lending products and practices
  • Familiarity with credit reports and lending regulations
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