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Consumer Credit Analyst Jobs in Spring, TX (NOW HIRING)

Star Furniture

Credit Analyst

Houston, TX · On-site

$20/hr

The Credit Analyst will be part of our Credit Team, playing a critical role in maintaining customer ... Evaluate and decision consumer credit applications * Identify risk and research unresolved credit ...

Texas Gulf Bank

Senior Credit Analyst

Houston, TX · On-site

... consumer loan processing, as well as a basic knowledge of related state and federal loan ... credit analysis at a financial institution. The preferred candidate will possess more than two ...

Glacier Bancorp, Inc.

Credit Analyst II

Houston, TX · On-site

Performs financial analysis, complete annual review loan packages, and make recommendations on ... size of all credit types (commercial, consumer, residential, equipment, Small Business ...

Glacier Bancorp, Inc.

Credit Analyst II

Katy, TX · On-site

Performs financial analysis, complete annual review loan packages, and make recommendations on ... size of all credit types (commercial, consumer, residential, equipment, Small Business ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Katy, TX · On-site

Performs financial analysis, complete annual review loan packages, and make recommendations on ... size of all credit types (commercial, consumer, residential, equipment, Small Business ...

Foothills Bank

Senior Credit Analyst

Houston, TX · On-site

Performs financial analysis, complete annual review loan packages, and make recommendations on ... size of all credit types (commercial, consumer, residential, equipment, Small Business ...

New

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of ... Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as ...

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All JobsConsumer Credit Analyst JobsConsumer Credit Analyst Jobs in Spring, TX

Consumer Credit Analyst information

See Spring, TX salary details

$13

$31

$54

How much do consumer credit analyst jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for consumer credit analyst in Spring, TX is $31.14, according to ZipRecruiter salary data. Most workers in this role earn between $23.51 and $33.99 per hour, depending on experience, location, and employer.

What does a consumer credit analyst do?

A Consumer Credit Analyst evaluates individuals' creditworthiness by analyzing financial information, credit reports, and payment histories. They assess the risk associated with lending money or extending credit to consumers. Their work helps financial institutions make informed decisions on loan approvals, interest rates, and credit limits while minimizing potential losses from default. Consumer Credit Analysts also monitor existing accounts for signs of credit risk and may recommend actions to mitigate those risks.

What are the key skills and qualifications needed to thrive as a consumer credit analyst?

To thrive as a Consumer Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with credit analysis software, financial modeling tools, and credit bureau systems is typically required. Attention to detail, effective communication, and sound judgment are standout soft skills for this role. These abilities are crucial for accurately assessing credit risk, making informed lending decisions, and maintaining the financial health of lending institutions.

How does a consumer credit analyst typically collaborate with other departments within a financial institution?

Consumer Credit Analysts frequently work alongside loan officers, risk managers, and customer service teams to ensure accurate credit assessments and informed lending decisions. They review and analyze credit reports, financial statements, and payment histories, then communicate their findings and recommendations to relevant teams. Effective collaboration helps streamline the approval process, manage risk, and provide a positive experience for clients. Building strong relationships with colleagues in other departments is essential for success in this role.

What is the difference between Consumer Credit Analyst vs Loan Officer?

AspectConsumer Credit AnalystLoan Officer
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; certifications like CFA are commonRequires a bachelor's degree; licensing or registration may be needed depending on the loan type
Work EnvironmentMostly office-based, analyzing credit data and preparing reportsOffice setting with client interaction, processing loan applications
Employer & IndustryFinancial institutions, credit bureaus, banksBanks, credit unions, mortgage companies

Consumer Credit Analysts evaluate credit data to assess risk, while Loan Officers directly interact with clients to approve or deny loan applications. Both roles require financial knowledge and work within the banking and lending industry, but their daily tasks and focus differ.

Do consumer credit analysts make a lot of money?

Consumer credit analysts typically earn a median annual salary around $50,000 to $70,000, depending on experience, location, and employer. Advanced skills, certifications, and working in larger financial institutions can lead to higher compensation.

What qualifications do you need to be a consumer credit analyst?

A consumer credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Relevant skills include strong analytical abilities, knowledge of credit reporting and scoring, and proficiency with financial software or tools. Some positions may require industry certifications such as the Certified Credit Analyst (CCA) or similar credentials.
Consumer Credit Analyst jobs near you
Infographic showing various Consumer Credit Analyst job openings in Spring, TX as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $64,762 per year, or $31.1 per hour.

Credit Analyst

Houston, TX • On-site

Star Furniture
See more jobs at Star Furnitureexternal

$20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago

Key responsibilities

  • Evaluate and decision consumer credit applications.

  • Monitor active accounts and identify risk or unresolved credit-related questions.

  • Collaborate with other departments, vendors, and partners to ensure quality lending decisions.

Job description

Description
About Star Furniture:At Star Furniture, we know it's not simply furniture. It's Thanksgiving dinner, late-night chats, gameday get-togethers, and more. At Star Furniture, we set the stage for where life happens. With deep Texas roots, we've spent over 100 years perfecting a premium shopping experience-one that's built on quality products, a broad selection, and honest practices. We put our customers first, and they feel it at every touchpoint.
WE'RE TOLD WE'RE DIFFERENT. AND WE AGREE-WE'RE DIFFERENT BY DESIGN.
Our Mission:Our mission is to be the preferred home furnishings provider for Texas families who value style, quality, and affordability. By providing exceptional service to our guests and community.
Company ValuesAs a Company, we're guided by four core values. They impact our long-term strategy, day-to-day business interactions, and our relationships, while helping us stay true to ourselves and Vision.
INTEGRITY / SERVICE / ACCOUNTABILITY / RESPECT
About The Role:
The Credit Analyst will be part of our Credit Team, playing a critical role in maintaining customer relationships while managing overall financial risk. This position is responsible for reviewing and decisioning credit applications, monitoring active accounts, and working directly with the store network. The Credit Analyst works closely with the Sales, Accounting, Collections and Customer Care Teams, to ensure quality lending decisions while providing a high-level customer experience. This position plays a strong part in the company's fair lending and risk management strategies.
Reports To: Credit Manager
Essential Functions:
  • Evaluate and decision consumer credit applications
  • Identify risk and research unresolved credit related questions
  • Collaborate with other departments, vendors, and partners
  • Assist with training needs throughout the sales network

Requirements:
  • Our ideal candidate will have a 2+ years of finance or credit related experience
  • A preferred background in banking, retail lending, credit, mortgage, auto financing, or similar
  • Ability to maintain a flexible schedule. Weekend hours required

Education & Qualifications:
  • High school Diploma required, advanced education a plus
  • Preferred office related experience in finance, banking, or retail

Supervisory Responsibility: None.
Work Environment: This position operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, tablets, and other office equipment.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk and/or hear. The employee frequently is required to stand, walk, use hands and fingers, handle or feel, and reach with hands and arms.
Position Type / Expected Hours of Work: This is position and hours of work would routinely be 40+ hours per week and requires working every Friday, Saturday, Sunday, and Monday. Given the nature of the position, there may be occasions that extra hours and travel may be required.
What Star Offers: Benefits are an important part of the total compensation that Star offers. Star is dedicated to offering competitive compensation enhanced by a variety of benefits that allow team members to choose whether to participate based on their needs. Some of the benefits offered include:
  • Comprehensive health care options (medical, telemedicine, dental and vision)
  • 401(k)
  • Generous Employee Discount
  • Paid Time Off
  • Voluntary Long-Term Disability
  • Voluntary Life Insurance

(Waiting periods may apply to the above)

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