ZipRecruiter

Log In

1

Consumer Credit Manager Jobs (NOW HIRING)

F&M Bank

... management standards. The Consumer Credit Underwriter plays a critical role in protecting the lender's interest by ensuring only qualified borrowers receive credit, while also supporting loan growth ...

F&M Bank

Consumer Credit Underwriter

Nashville, TN · On-site

... management standards. The Consumer Credit Underwriter plays a critical role in protecting the lender's interest by ensuring only qualified borrowers receive credit, while also supporting loan growth ...

Lawrence Bank

Consumer Credit Underwriter

Nashville, TN · On-site

... management standards. The Consumer Credit Underwriter plays a critical role in protecting the lender's interest by ensuring only qualified borrowers receive credit, while also supporting loan growth ...

Johnson Financial Group

The Consumer Credit Underwriter ensures that all loans, extensions, modifications, renewals ... Managers with structuring and risk assessment of loan relationships. • Remains current on all ...

New

WPCU

Director, Consumer Credit

Dayton, OH · On-site

Director, Consumer Credit The Director, Consumer Lending is responsible for growing, managing, and controlling the Credit Union's consumer loan portfolio, including the credit card portfolio ...

WPCU

Director, Consumer Credit

Dayton, OH · On-site

Director, Consumer Credit The Director, Consumer Lending is responsible for growing, managing, and controlling the Credit Union's consumer loan portfolio, including the credit card portfolio ...

next page

Showing results 1-20

All JobsFinance And Insurance JobsCredit JobsConsumer Credit Manager Jobs

Consumer Credit Manager information

See salary details

$53K

$97.1K

$133.5K

How much do consumer credit manager jobs pay per year?

As of Sep 14, 2026, the average yearly pay for consumer credit manager in the United States is $97,136.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $108,500.00 per year, depending on experience, location, and employer.

What does a consumer credit manager do?

A Consumer Credit Manager oversees the credit-granting process for individuals seeking loans or credit from a financial institution. They are responsible for evaluating applicants’ creditworthiness, setting lending policies, approving or denying credit requests, and managing risks associated with consumer lending. Additionally, they often supervise a team of credit analysts and ensure compliance with relevant laws and regulations. Their role is crucial in maintaining a healthy loan portfolio while minimizing financial losses for the organization.

What are the key skills and qualifications needed to thrive as a consumer credit manager?

To thrive as a Consumer Credit Manager, you need in-depth knowledge of credit risk assessment, financial analysis, and lending regulations, typically supported by a degree in finance, business, or a related field. Familiarity with credit scoring systems, loan origination software, and regulatory compliance tools is essential. Strong decision-making, attention to detail, and effective communication are vital soft skills for leading teams and managing customer relationships. These skills ensure sound credit decisions, minimize risk, and maintain compliance, which are crucial for the financial health and reputation of the organization.

What are some typical challenges a consumer credit manager faces when balancing risk management with customer satisfaction?

Consumer Credit Managers often encounter the challenge of making sound lending decisions that minimize risk while ensuring a positive experience for customers. Balancing strict credit policies with the need to maintain customer relationships can be demanding, as denying credit can impact customer loyalty. Additionally, adapting to evolving regulations and leveraging new technologies for credit assessments requires continuous learning and flexibility. Successful managers proactively communicate with both their teams and customers to explain decisions and explore alternative solutions when possible.

What is the difference between Consumer Credit Manager vs Credit Analyst?

AspectConsumer Credit ManagerCredit Analyst
Required CredentialsBachelor's degree in finance, business, or related field; certifications like CAMS or CFP may helpBachelor's degree in finance, economics, or related field; certifications like CFA or CCFA are common
Work EnvironmentTypically in financial institutions, managing credit policies and overseeing credit approval processesOften in banks or lending companies, analyzing credit data to assess risk and make recommendations
Employer & Industry UsageUsed by banks, credit unions, and lending firms to manage consumer credit portfoliosEmployed by financial institutions to evaluate creditworthiness and inform lending decisions

While both roles involve working with credit, the Consumer Credit Manager oversees credit policies and manages credit risk at a higher level, whereas the Credit Analyst focuses on analyzing individual credit data to assess risk. The roles often overlap in skills and industry but differ in scope and responsibilities.

What cities are hiring for Consumer Credit Manager jobs?

Cities with the most Consumer Credit Manager job openings:

What states have the most Consumer Credit Manager jobs?

States with the most job openings for Consumer Credit Manager jobs include:

What are popular job titles related to Consumer Credit Manager jobs?

For Consumer Credit Manager jobs, the most frequently searched job titles are:

Infographic showing various Consumer Credit Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $97,136 per year, or $46.7 per hour.

Credit Risk Management Consumer Credit Manager - Mortgage & Home Equity

Birmingham, AL • On-site

Regions Financial Corporation
Finance and Insurance • 10K+ employees
Learn more about Regions Financial Corporationexternal

$134K - $188K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Regions Bank rating

8.3

Company rating: 8.3 out of 10

Based on 165 frontline employees who took The Breakroom Quiz

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
The Credit Risk Management Consumer Credit Manager is responsible for developing strategic and tactical recommendations that enhance Regions' ability to increase profitability, while managing overall portfolio risk. The officer is required to work within Regions' risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions' customers, shareholders and communities.
Primary Responsibilities
  • Recommends cohesive strategies that balance consumer loan growth, while managing risk
  • Recommends and implements comprehensive consumer credit policies
  • Provides governance oversight over Regions compliance with consumer credit policies
  • Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
  • Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth
  • Develops account management and collection prioritization strategies
  • Independently reports key risks and emerging risk
  • Interacts with senior management and will act as a liaison to business units on credit review management
  • Develops, attracts, and retains talent required to carry out roles and responsibilities
  • Mentors credit analysts

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
  • Bachelor's degree
  • Five (5) years of experience in consumer credit risk management

Skills and Competencies
  • Ability to evaluate, synthesize, organize, and interpret data and information
  • Ability to provide direction in underwriting requirements and origination automation strategies
  • Knowledge of quantitative analysis and static pool analysis
  • Strong technical skills, basic programming and statistical concepts
  • Strong verbal, written communication, and organizational skills
  • Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws

The Credit Risk Mgt Consumer Credit Manager role provides independent oversight of mortgage and home equity credit risk, establishing and monitoring adherence to risk appetite, challenging first-line lending decisions when appropriate, and providing credible risk reporting and governance to senior management and oversight committees.
Preferred experience -
  • Extensive experience in consumer mortgage credit risk management, or mortgage portfolio oversight.
  • Strong knowledge of residential mortgage products, including conventional, government, jumbo, and non-QM lending.
  • Demonstrated ability to provide effective challenge and independent risk assessment.
  • Strong analytical, decision-making, communication, and presentation skills.
  • Experience interacting with executive management, risk committees, auditors, and regulators.

Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$134,705.45 USD
Median:
$188,840.00 USD
Incentive Pay Plans:
This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
  • Paid Vacation/Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Riverchase Complex North Building
Location:
Hoover, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

What Regions Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply