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Community Development Lending Jobs (NOW HIRING)

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Community Development Lending information

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$35.5K

$76.2K

$118.5K

How much do community development lending jobs pay per year?

As of Jun 17, 2026, the average yearly pay for community development lending in the United States is $76,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What is the difference between Community Development Lending vs Commercial Lending?

AspectCommunity Development LendingCommercial Lending
Required CredentialsTypically requires finance or banking certifications, knowledge of community programsRequires finance, banking, or business degrees, and financial analysis skills
Work EnvironmentOften within community development banks, non-profits, or government agenciesPrimarily in commercial banks, financial institutions, or corporate settings
Employer & Industry UsageFocused on underserved communities, affordable housing, and economic developmentCentered on business loans, real estate, and corporate financing
Common Search & Comparison IntentUnderstanding roles in community finance and developmentUnderstanding business financing options and commercial banking roles

Community Development Lending focuses on providing financial services to underserved communities, emphasizing social impact and affordable housing. In contrast, Commercial Lending primarily serves businesses seeking capital for growth, real estate, or operations. While both roles involve financial analysis and lending skills, their target clients, environments, and objectives differ significantly.

What is a community development lender?

A community development lender is a financial professional or institution that provides loans and financial services to support economic growth and development in underserved communities. They often work with local governments, nonprofits, and small businesses to fund projects that improve housing, infrastructure, and community facilities, using specialized knowledge of community needs and development finance tools.

What is community development lending?

Community development lending refers to loans and financial services provided by banks and financial institutions to support projects that benefit low- and moderate-income communities. This can include financing for affordable housing, small businesses, community facilities, and revitalization projects. The goal is to stimulate economic growth, create jobs, and improve living conditions in under-resourced areas. Community development lending is often guided by regulations such as the Community Reinvestment Act (CRA), which encourages financial institutions to help meet the credit needs of all segments of their communities.

What jobs pay 2000 a day?

In community development lending, high-paying roles such as senior loan officers, regional managers, or executive positions can earn around $2,000 per day, especially with extensive experience, specialized skills, and large loan portfolios. These roles often require advanced financial knowledge, certifications, and a strong understanding of community development projects.

What are the key skills and qualifications needed to thrive in Community Development Lending, and why are they important?

To excel in Community Development Lending, you need strong financial analysis skills, knowledge of real estate and credit underwriting, and a background in finance, economics, or a related field. Familiarity with loan origination systems, Community Reinvestment Act (CRA) requirements, and financial modeling software is typically expected. Relationship-building, communication, and cultural competency are key soft skills for engaging diverse community stakeholders and clients. These skills are vital to responsibly structure loans that address community needs while managing risk and ensuring regulatory compliance.

What job makes $10,000 a month without a degree?

In community development lending, high earnings are typically associated with senior roles, business development, or managerial positions that require extensive experience and industry knowledge rather than formal degrees. Most roles in this field focus on relationship management, financial analysis, and project oversight, which can lead to high income through commissions, bonuses, or profit sharing. However, earning $10,000 a month without a degree is uncommon and usually depends on individual performance and networking skills.

What are some common challenges faced in Community Development Lending and how can new professionals address them?

Professionals in Community Development Lending often encounter challenges such as balancing risk management with the goal of supporting underserved communities, navigating complex regulatory requirements, and building trust with local stakeholders. Newcomers can address these challenges by developing a strong understanding of compliance guidelines, staying updated on community needs, and fostering collaborative relationships with community organizations and local governments. Proactively seeking mentorship from experienced colleagues can also help build confidence and ensure effective project execution.

What jobs can you do with community development?

Community development offers jobs such as community development officer, urban planner, housing coordinator, and economic development specialist. These roles typically involve planning, grant writing, stakeholder engagement, and project management to improve local communities and often require knowledge of local policies and community needs.
More about Community Development Lending jobs
What cities are hiring for Community Development Lending jobs? Cities with the most Community Development Lending job openings:
What states have the most Community Development Lending jobs? States with the most job openings for Community Development Lending jobs include:
Infographic showing various Community Development Lending job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 77% Full Time, 20% Part Time, and 1% Temporary. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $76,173 per year, or $36.6 per hour.

Community Development Lending Manager

First Horizon Bank

Dallas, TX

Full-time

Medical, Dental, Vision, Retirement

Posted 11 days ago


First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

34th of 141 rated banks


Job description

Location: On site at location listed in job posting. 

Summary

Responsible for all aspects of community development lending and investments data collection and reporting to support the bank’s compliance with the Community Reinvestment Act (CRA); providing training and guidance to market leadership and bank staff on qualified community development lending activities; working with the Treasury Department and tax credit investment team to identify qualified community development investments that are complex and/or innovative; serving as the team lead for the bank’s CRA retail products.

Essential Duties and Responsibilities

  • Manage the Community Development Loan and Investment Data Analysis and Reporting Function for the CRA team on a monthly basis via the Kadince application
  • Monitor annual goals & report monthly progress to targets for the CRA Community Development Loans and Investments tests; evaluate annual goals through external benchmarks and other sources (e.g., bank PEs)
  • Identify any significant gaps in Community Development Loan and Investment performance and develop strategies to achieve annual goals
  • Provide monthly monitoring reports for Community Development Loans and Investments to all relevant business areas
  • Oversee data gathering, analysis and reporting on all CRA related Community Development Loans and Investment activities
  • Maintain the Community Development Loan portfolio monitored in the ACBS loan system and update as necessary
  • Conduct community development lending training and serve as a subject matter expert for the qualifiers of Community Development Loan and Investment activities
  • Assist with conducting of annual CRA performance self-assessment
  • Assist with conducting of CRA examination preparation
  • Participate in management of CRA examinations
  • Help manage internal audits
  • Maintain/manage content of CRA intranet site in conjunction with IT
  • Manage the CRA programs for Individual Development Accounts and Federal Home Loan Bank grants, coordinate annual submission to Bank On National Data Hub, and complete other assigned project(s)
  • Performs all other duties as assigned

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

Bachelor (4-year college) degree and 5+ years of direct CRA experience

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. 

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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