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Community Development Lending Jobs in Texas (NOW HIRING)

Broadway Bank

Community Development Officer

San Antonio, TX · On-site

$75K - $103K/yr

Community Development Officer Division: CRA WorkDays: Monday - Friday Hours of Operation: 8:00am -5 ... This role works closely with the CRA Manager, lending teams, businesslines, Care Corps, and ...

Golden Bank NA

Community Relations Officer

Houston, TX · On-site

Business Development * Generate business opportunities through community relationships and ... Ensure all activities comply with applicable banking regulations, including CRA, Fair Lending, BSA ...

Texas Replublic Bank

Lending Assistant

Melissa, TX

... the community. Working onsite, you will foster close relationships with clients and colleagues ... This position not only promises professional development but also allows you to play a pivotal role ...

Texas Republic Bank

Lending Assistant

Melissa, TX · On-site

$31 - $33/hr

... the community. Working onsite, you will foster close relationships with clients and colleagues ... This position not only promises professional development but also allows you to play a pivotal role ...

Texas Republic Bank

Lending Assistant

Melissa, TX · On-site

$31 - $33/hr

... the community. Working onsite, you will foster close relationships with clients and colleagues ... This position not only promises professional development but also allows you to play a pivotal role ...

Vantage Bank

Lending Assistant

Fort Worth, TX · On-site

Assists lending officers with the administration and development of banking relationships including ... COMMUNITY IMPACT Community involvement is part of who we are. Our culture is built on teamwork ...

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All JobsCommunity Development Lending JobsCommunity Development Lending Jobs in Texas

Community Development Lending information

See Texas salary details

$33.1K

$71K

$110.4K

How much do community development lending jobs pay per year?

As of Jul 30, 2026, the average yearly pay for community development lending in Texas is $70,966.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $85,200.00 per year, depending on experience, location, and employer.

What is the difference between Community Development Lending vs Commercial Lending?

AspectCommunity Development LendingCommercial Lending
Required CredentialsTypically requires finance or banking certifications, knowledge of community programsRequires finance, banking, or business degrees, and financial analysis skills
Work EnvironmentOften within community development banks, non-profits, or government agenciesPrimarily in commercial banks, financial institutions, or corporate settings
Employer & Industry UsageFocused on underserved communities, affordable housing, and economic developmentCentered on business loans, real estate, and corporate financing
Common Search & Comparison IntentUnderstanding roles in community finance and developmentUnderstanding business financing options and commercial banking roles

Community Development Lending focuses on providing financial services to underserved communities, emphasizing social impact and affordable housing. In contrast, Commercial Lending primarily serves businesses seeking capital for growth, real estate, or operations. While both roles involve financial analysis and lending skills, their target clients, environments, and objectives differ significantly.

What is community development lending?

Community development lending refers to loans and financial services provided by banks and financial institutions to support projects that benefit low- and moderate-income communities. This can include financing for affordable housing, small businesses, community facilities, and revitalization projects. The goal is to stimulate economic growth, create jobs, and improve living conditions in under-resourced areas. Community development lending is often guided by regulations such as the Community Reinvestment Act (CRA), which encourages financial institutions to help meet the credit needs of all segments of their communities.

What are the key skills and qualifications needed to thrive in Community Development Lending, and why are they important?

To excel in Community Development Lending, you need strong financial analysis skills, knowledge of real estate and credit underwriting, and a background in finance, economics, or a related field. Familiarity with loan origination systems, Community Reinvestment Act (CRA) requirements, and financial modeling software is typically expected. Relationship-building, communication, and cultural competency are key soft skills for engaging diverse community stakeholders and clients. These skills are vital to responsibly structure loans that address community needs while managing risk and ensuring regulatory compliance.

What are some common challenges faced in Community Development Lending and how can new professionals address them?

Professionals in Community Development Lending often encounter challenges such as balancing risk management with the goal of supporting underserved communities, navigating complex regulatory requirements, and building trust with local stakeholders. Newcomers can address these challenges by developing a strong understanding of compliance guidelines, staying updated on community needs, and fostering collaborative relationships with community organizations and local governments. Proactively seeking mentorship from experienced colleagues can also help build confidence and ensure effective project execution.
What are popular job titles related to Community Development Lending jobs in Texas? For Community Development Lending jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Community Development Lending jobs in Texas look for? The top searched job categories for Community Development Lending jobs in Texas are:
Community Development Lending jobs near you
Infographic showing various Community Development Lending job openings in Texas as of July 2026, with employment types broken down into 80% Full Time, and 20% Temporary. Highlights an 100% In-person job distribution, with an average salary of $70,966 per year, or $34.1 per hour.

Senior Relationship Manager, Community Development Lending & Investing

KeyBank

Dallas, TX • On-site

Full-time

Re-posted 7 days ago

KeyBank rating

8.2

Company rating: 8.2 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

51st of 170 rated banks

Job description

Location:
8117 Preston Road, Suite 400, Dallas Texas
Job Summary
The Sr Relationship Manager, Community Development Lending and Investments (CDLI) originates, structures, and negotiates low-income housing tax credit (LIHTC) investments. This role is responsible for sourcing opportunities, developing and maintaining client relationships, and supporting the growth of KeyBank's national affordable housing platform. The position offers the opportunity to manage a regional market, build deep client relationships, and contribute to sustainable community development.
Essential Functions
  • Originate and manage a portfolio of community development loans and equity investments, including affordable housing, Low-Income Housing Tax Credit (LIHTC) projects, and other CRA-qualified activities.
  • Identify and maintain relationships with high-profile clients, organizations, and agencies in the affordable housing industry.
  • Develop marketing strategies and plans for specific regions and clientele.
  • Cross-sell financial solutions and bank products.
  • Negotiate and structure transactions to ensure long-term viability of real estate investments.
  • Collaborate with internal partners (credit, legal, compliance, CRA, and risk) to structure deals and ensure smooth transition.
  • Monitor industry trends and competitive landscape.
  • Develop and maintain relationships with nonprofit organizations, community development financial institutions (CDFIs), housing developers, and public sector partners.
  • Represent the bank at community events, industry conferences, and stakeholder meetings to enhance visibility and impact.
  • Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.

Education
  • Bachelor's Degree in Business, Finance, Economics, Urban Planning, or Real Estate (preferred)
  • OR equivalent experience (required)

Work Experience
  • 5+ years of experience originating low-income housing tax credit (LIHTC) investments deals (required)
  • Ability to structure and negotiate affordable housing loans (required)
  • Experience with community development lending or commercial real estate lending programs (Fannie Mae, Freddie Mac, HUD) (preferred)
  • Proven track record in business development and client relationship management. (required)

Skills
  • Building and maintaining strong, long-term relationships with clients, partners, and stakeholders to support business growth and client satisfaction.
  • Understanding and applying LIHTC programs to structure and originate affordable housing investments.
  • Assessing, structuring, and managing loans for commercial real estate projects, including affordable housing developments.
  • Evaluating financial statements, project feasibility, and investment returns to support sound lending and investment decisions.
  • Reaching mutually beneficial agreements with clients and partners through effective communication and deal structuring.
  • Navigating and utilizing federal and state loan programs such as HUD, Fannie Mae, and Freddie Mac to support community development projects.
  • Staying informed on trends, regulations, and market dynamics in affordable housing and community development finance.
  • Clearly conveying information and ideas through verbal and written channels to internal teams, clients, and external stakeholders.
  • Guiding teams, influencing stakeholders, and driving initiatives that align with organizational goals and community impact.
  • Prioritizing tasks and managing multiple projects efficiently to meet deadlines and client expectations.
  • Aligning investment strategies with social impact goals, particularly in underserved and low-income communities.
  • Identifying opportunities, anticipating challenges, and developing long-term plans that align with business and community objectives.
  • Identifying, assessing, and mitigating financial and operational risks associated with lending and investment activities.
  • Understanding and addressing the unique needs of clients to deliver tailored financial solutions and exceptional service.
  • Understanding the lifecycle of real estate projects, including planning, financing, construction, and asset management.

Core Competencies
  • All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct.

Physical Demands
  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Travel
  • Occasional travel to include overnight stay.

COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $116,000.00 - $216,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 08/31/2026KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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About KeyBank

Sourced by ZipRecruiter

Key is one of the nation's largest bank-based financial services companies. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Cleveland, OH, US

Year founded

1849

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