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Community Development Banking Jobs in Michigan (NOW HIRING)

Honor Credit Union

Community Development Officer

Paw Paw, MI · On-site

$75K - $104K/yr

Community Development Officer- Southwest Region (Full-Time) This role will cover and be responsible ... online banking. OUR TEAM: As a team member at Honor Credit Union, you are genuinely part of a ...

Honor Credit Union

Community Development Officer

Paw Paw, MI · On-site

$75K - $104K/yr

Community Development Officer- Southwest Region (Full-Time) This role will cover and be responsible ... online banking. OUR TEAM: As a team member at Honor Credit Union, you are genuinely part of a ...

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Community Development Banking information

See Michigan salary details

$30.9K

$66.4K

$103.3K

How much do community development banking jobs pay per year?

As of Jul 11, 2026, the average yearly pay for community development banking in Michigan is $66,392.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $79,800.00 per year, depending on experience, location, and employer.

What does a community banking officer do?

A community banking officer manages relationships with local clients and businesses, providing financial services such as loans, deposits, and financial advice. They assess customer needs, promote banking products, and ensure compliance with banking regulations, often working closely with community organizations. Strong communication skills and knowledge of local markets are essential for this role.

What jobs can you do with community development?

Community development offers roles such as community development officer, urban planner, housing coordinator, and economic development specialist. These jobs typically involve project management, stakeholder engagement, and knowledge of local policies, often requiring skills in communication, planning, and community outreach.

What are the key skills and qualifications needed to thrive in the Community Development Banking position, and why are they important?

To thrive in Community Development Banking, you need a background in finance, knowledge of community reinvestment laws, and experience with lending or credit analysis, often supported by a bachelor's degree in finance, economics, or a related field. Familiarity with loan origination systems, credit risk assessment tools, and Community Reinvestment Act (CRA) compliance software is typically required. Strong relationship-building, interpersonal communication, and problem-solving skills help individuals stand out in this field. These skills are crucial for effectively supporting under-served communities while managing financial risk and ensuring regulatory compliance.

What is a Community Development Banking job?

A Community Development Banking job focuses on providing financial services and investment to underserved communities, promoting economic growth and stability. Professionals in this field work with local businesses, nonprofits, and government agencies to support affordable housing, small business development, and community revitalization efforts. They help structure loans, grants, and other financial products tailored to meet the unique needs of low-income communities. Their goal is to increase financial inclusion and foster long-term economic sustainability.

What is a community development banker?

A community development banker is a financial professional who works for banks or financial institutions to support economic growth in underserved communities. They evaluate and structure loans, grants, and investments to promote affordable housing, small business development, and community revitalization, often requiring knowledge of local needs and regulatory compliance.

What are the primary responsibilities of a Community Development Banking professional on a day-to-day basis?

Community Development Banking professionals typically work with local organizations, small businesses, and individuals to structure loans and financial solutions that support community revitalization and economic growth. Their day-to-day tasks may include evaluating loan applications, conducting outreach to identify development opportunities, and ensuring compliance with relevant regulations such as the CRA. They often collaborate with internal credit teams, nonprofit partners, and government agencies to advance community-focused projects. This role offers a dynamic mix of client interaction, financial analysis, and impact-driven work aimed at making a positive difference in the communities served.

What is the highest paying job in the banking industry?

In community development banking, executive roles such as Chief Executive Officer (CEO) or Chief Financial Officer (CFO) tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive experience, leadership skills, and often advanced degrees or certifications like CPA or CFA.
What are popular job titles related to Community Development Banking jobs in Michigan? For Community Development Banking jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Community Development Banking jobs in Michigan look for? The top searched job categories for Community Development Banking jobs in Michigan are:
Community Development Banking jobs near you
Infographic showing various Community Development Banking job openings in Michigan as of July 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $66,392 per year, or $31.9 per hour.
Community Development Mortgage Loan Officer

Community Development Mortgage Loan Officer

ChoiceOne Bank

Troy, MI • On-site

Full-time

Posted 8 days ago

Job description

Job Type
Full-time
Description
Community Development Mortgage Loan Officer
Exempt and commission - Grade Level 7
Equal Employment Opportunity
Corporate Values and Mission
"Provide superior service, quality advice and show utmost respect to everyone we meet."
General Summary
This role is tasked with originating residential mortgages for Low-to-Moderate Income (LMI) communities, majority-minority populations, LMI individuals, and minority individuals including those identifying as Black or African American, Hispanic, American Indian, and Asian/Hawaiian/Pacific Islander. Additionally, the position is responsible for cultivating strong partnerships with nonprofit and local community organizations to inform first-time homebuyers about both internal and government mortgage products.
Reports to: VP, CRA and Community Development Officer
Essential Duties and Responsibilities - (other duties may be assigned)
CRA Mortgages
  • Responsible for the research and recommendation of new LMI lending products and services in conjunction with the review and evaluation of current product offerings.
  • Maintains a pipeline of CRA and non-CRA book of business
  • Demonstrates inclusive marketing efforts to develop new leads, loans and bank relationships.
  • Conduct first-time homebuyer classes and host vendor tables at community events, etc.
  • Establishes and maintains relationships with nonprofit housing groups, state and local affordable housing organizations and realtors to further mortgage origination in LMI areas.
  • Engages with community and other organizations focused on affordable housing programs in the procurement of down payment assistance programs or minority communities.
  • Promotes the bank's CRA/LMI and minority lending programs internally and externally to create awareness and increase LMI mortgage activity in designated assessment areas.
  • Advise and educates current and potential customers on homeownership, borrowing, mortgage loans that meet their financial needs.
  • Provides excellent customer service from approval through closing, working closely with internal staff to verify all information required for underwriting.
  • Reviews reports, attends monthly meetings, and maintains current working knowledge of the bank's performance in designated assessment areas.
  • Meets monthly with the VP CRA and Community Development Officer to assess and create action plans ensuring that CRA mortgage goals are achieved.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and report any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

Community Development
  • Develop and maintain relationships with key community partners and nonprofit organizations that serve various underserved groups, including but not limited to, LMI and MM in the bank's assessment areas.
  • Represents the bank serving on boards/ committees or taskforces that support low- and moderate-income communities. Attends community events related to CRA /and community development.
  • Responsible for promoting home ownership through community outreach efforts, specifically in communities in low-to-moderate and majority-minority census tracts.
  • Assist in assessing community needs and executing strategies to ensure the bank's CRA and Community Development goals are met.
  • Process Federal Home Loan Bank of Indianapolis (FHLBI) down payment assistance grants for internal and external customers ensuring compliance with FHLBI requirements and maintaining accurate file documentation.
  • Monitor all FHLBI grants insuring discharge after 5 years.
  • Ensure compliance with requirements of all FHLBI grants and maintain accurate documentation in the files.

Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
  • 3+ years' experience in in the area of community and diversity mortgage loan origination.
  • Working knowledge of FHA, conventional and governmental lending guidelines, federal lending regulations, CRA, Multicultural and HUD income guidelines.
  • Licenses/Certifications: must hold NMLS or be eligible to register with the National Mortgage Licensing System and Registry.
  • Experience with Community Reinvestment Act related to consumer products and services, small business banking and/or community development lending.
  • Strong organizational and administrative skills.
  • Ability to work throughout an assigned region/territory while supporting the goals and objectives of the organization.
  • Bachelor's degree required.

Competencies
Knowledge - Possess the knowledge to assist in the implementation of the Bank's Community Reinvestment Act strategies. Retail and/Mortgage lending experience preferred.
Project Management - Strong project management skills required to develop and implement projects, initiatives and plans across assigned assessment area(s).
Leadership - Organizes and motivates others to achieve organizational goals for CRA and Community/Economic Development. Represents the Bank professionally to both internal and external constituents.
Written and Oral Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Analytical - Ability to analyze Community Reinvestment Act performance and market data as well as prepare qualitative and quantitative assessments and effectively communicate results to varying levels within the organization.
Technical Skills - Knowledge of Microsoft Office products, Word, Excel, PowerPoint, and SharePoint required. Ability to teach, educate and provide mentorship.
Teamwork - Ability to work independently as well as with a team, to identify opportunities and solutions that contribute to the bank's Community Reinvestment Act performance.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. In addition, this position requires many hours of "outside" or non-office activities that will place the employee in a variety of private and public environments. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation.
By signing below, I acknowledge and understand the expectations and requirements of my role and agree to meet these duties to the best of my ability.

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