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Commission Life Insurance Sales Jobs in Clifton Park, NY

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Commission Life Insurance Sales information

See Clifton Park, NY salary details

$26.6K

$70K

$134.7K

How much do commission life insurance sales jobs pay per year?

As of May 27, 2026, the average yearly pay for commission life insurance sales in Clifton Park, NY is $69,955.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,900.00 and $86,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Commission Life Insurance Sales agent, and why are they important?

To thrive as a Commission Life Insurance Sales agent, you need strong sales aptitude, in-depth product knowledge, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and online policy management systems is essential. Exceptional interpersonal skills, resilience, and persuasive communication set top performers apart in this role. These skills are vital for building client trust, meeting sales targets, and sustaining long-term success in a competitive, commission-driven environment.

What are some common challenges faced by commission-based life insurance sales agents, and how can they be overcome?

Commission-based life insurance sales agents often face challenges such as building a steady client base, managing inconsistent income, and handling rejection from potential clients. To overcome these challenges, successful agents focus on consistent prospecting, leveraging referrals, and developing strong product knowledge to build trust with clients. Many also set personal financial goals, maintain a disciplined schedule, and seek mentorship from experienced colleagues to improve their sales techniques and resilience.

What are commission life insurance sales?

Commission life insurance sales involve selling life insurance policies to clients, where the salesperson earns income primarily through commissions based on the value and number of policies sold. These professionals educate clients on available life insurance options, assess their financial needs, and help them choose the right coverage. The commission structure can vary by company and policy type, often including upfront payments and sometimes renewal commissions. This role requires strong interpersonal skills, self-motivation, and knowledge of insurance products.

How much does a life insurance agent make in commission?

A life insurance agent's commission typically ranges from 40% to 100% of the first-year premium, with ongoing renewal commissions often lower. Earnings depend on sales volume, the insurance company's commission structure, and the agent's experience and sales skills.

What is the difference between Commission Life Insurance Sales vs Insurance Agent?

AspectCommission Life Insurance SalesInsurance Agent
CredentialsLicensing required, often with specific life insurance certificationsLicensing required, may include additional certifications
Work EnvironmentIndependent, commission-based sales, often remote or in-officeAgency or brokerage setting, client meetings, and sales presentations
Employer & Industry UsageInsurance companies, brokerages, independent agentsInsurance agencies, brokerages, direct sales

Commission Life Insurance Sales primarily focuses on selling life insurance policies on a commission basis, often independently or through agencies. Insurance Agents may perform similar duties but can also include broader responsibilities like client consultations and policy management. Both roles require licensing and are integral to the insurance industry, with overlapping skills and work environments.

What are the most commonly searched types of Life Insurance Sales jobs in Clifton Park, NY? The most popular types of Life Insurance Sales jobs in Clifton Park, NY are:
What job categories do people searching Commission Life Insurance Sales jobs in Clifton Park, NY look for? The top searched job categories for Commission Life Insurance Sales jobs in Clifton Park, NY are:
What cities near Clifton Park, NY are hiring for Commission Life Insurance Sales jobs? Cities near Clifton Park, NY with the most Commission Life Insurance Sales job openings:
Commission Life Insurance Sales jobs near you

Life Insurance Sales Agent

New York Life - Reidy Group

Latham, NY

$65K - $85K/yr

Full-time

Posted 23 days ago

Job description

To be considered, candidates must live in or around the Albany, NY area


Our insurance agency is expanding and needs the help of a life insurance agent to expand our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally talented salesperson, and harbors incredible customer service skills and a passion for helping those in need. You’ll have an opportunity to help a thriving insurance team succeed and make a tangible difference in clients’ lives every day. If this sounds like a job you’d love, apply now!


Candidates will report to Latham, NY office

Compensation:

$65,000 - $85,000 yearly


Responsibilities:
  • Cultivate and maintain strong relationships with clients to understand their financial needs and provide tailored insurance solutions.
  • Proactively identify and pursue new business opportunities to expand client base and drive revenue growth.
  • Conduct comprehensive financial assessments to recommend appropriate insurance products that align with clients' goals.
  • Collaborate with team members to develop and implement effective sales strategies that enhance our market presence.
  • Stay informed about industry trends and regulatory changes to ensure compliance and provide clients with up-to-date information.
  • Deliver exceptional customer service by promptly addressing client inquiries and resolving any issues with professionalism.
  • Facilitate the onboarding process for new clients, ensuring a seamless transition and a positive first impression of our services.

Qualifications:

To be considered, candidates must live in or around the Albany, NY area

  • Experience in the financial services industry, particularly in insurance, is essential.
  • Ability to provide exceptional customer service, ensuring clients feel valued and understood.
  • Proven track record of successfully managing and processing insurance claims with accuracy and efficiency.
  • Strong communication skills to effectively onboard new clients and maintain relationships with existing ones.
  • Ability to evaluate clients' insurance needs and tailor solutions that align with their financial goals.
  • Experience in maintaining organized records and databases, ensuring all client information is current and accessible.
  • Proficiency in using marketing strategies, including networking and referrals, to grow a customer base is a plus.

About Company

New York Life Insurance Company

New York Life is a cornerstone of the financial services industry, with a 181‑year history, a Fortune 100 ranking, and the highest financial strength ratings available. We are seeking driven, entrepreneurial individuals who want to build a meaningful career backed by unmatched resources, training, and long‑term stability.

Why New York Life?

When you align with New York Life, you gain access to industry‑leading training, education, development, and mentorship designed to support your success from day one.

What We Offer:

  • Comprehensive training and development program
  • All required study materials are provided for licensing and registrations
  • Bonuses paid upon completion of licenses
  • Partnership with The American College, allowing advisors to earn professional designations at no cost or with 100% reimbursement upon passing
  • 401(k) with company match
  • Pension plan starting on day one