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Commercial Term Lending Jobs (NOW HIRING)

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Commercial Term Lending information

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$25K

$42.1K

$63K

How much do commercial term lending jobs pay per year?

As of Aug 12, 2026, the average yearly pay for commercial term lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Term Lending vs Commercial Loan Officer?

AspectCommercial Term LendingCommercial Loan Officer
Primary RoleProvides structured, long-term financing solutions for commercial real estate or business projectsAssists clients in applying for various commercial loans, including short-term and revolving credit
CredentialsFinancial certifications, banking experience, knowledge of lending productsFinancial background, sales skills, banking or finance experience
Work EnvironmentBanking institutions, financial firms, lending departmentsBank branches, financial institutions, lending offices
Industry UsageSpecialized in structuring and underwriting long-term commercial loansFocuses on client consultation, loan origination, and approval processes

Commercial Term Lending professionals focus on structuring and providing long-term financing solutions, while Commercial Loan Officers handle the application process and client interactions for various commercial loans. Both roles require financial knowledge but differ in scope and responsibilities within the commercial lending industry.

More about Commercial Term Lending jobs
Infographic showing various Commercial Term Lending job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 13% Part Time, and 6% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.

Client Associate - Commercial Real Estate- Commercial Term Lending

JPMorgan Chase & Co.

San Francisco, CA • On-site

$70K - $90K/yr

Full-time

Medical, Retirement

Re-posted 23 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks


Job description


Are you a self-starter with a passion for Sales and Commercial Real Estate, thriving in competitive environments and engaging confidently with clients? If so, the Commercial Term Lending team is just what you're looking for! Join the nation's #1 multifamily lender as a Client Associate on our multifamily lending sales team, where the CTL Group's entrepreneurial spirit and professional development opportunities await.
As a Client Associate within the Commercial Term Lending team, you will have a relentless internal drive to succeed, a laser focus on providing a best-in-class client experience and the understanding that honing your inherent Sales/Business Development skills is the key to success and advancement.
Job responsibilities
  • Develop strong business relationships through proactive calling of prospects, engaging in consistent networking and seeking referrals
  • Act as an integral part of creating marketing strategy, and hold responsibility for implementing the marketing plan which includes direct mailings, thought leadership digital mailings, and proprietary client events
  • Interact with clients by seeking to understand their individual business needs and offering creative ways for them to successfully maintain and grow their real estate portfolio
  • Analyze commercial multifamily real estate cash flow and valuation
  • Model various financial assumptions to select the best mortgage product for the client
  • Set expectations with the client and review process and timeline from pre-approval through the funding of the loan
  • Drive the loan package through the process by assessing status and leveraging internal business partners

Required qualifications, capabilities, and skills
  • Minimum of 2 years of professional experience within a commercial real estate firm or other area of financial services (Investment Management, Commercial Banking, Business Banking or Insurance)
  • Strong desire to be a contributing member on a sales team or an independent producer
  • Strong understanding of financial concepts required, including being highly proficient in all Microsoft Office applications (Word, Excel, PowerPoint and Outlook) with strong analytical skills
  • Excellent time management, verbal communication and presentation skills
  • Enthusiastic, self-motivated, ambitious, team player
  • Professional, thorough, organized and detail oriented; able to follow standard operating policies and procedures
  • Able to identify new sources of business by researching industry and related events, publications, and announcements

Preferred qualifications, capabilities, and skills
  • A college degree with a major in a related field or commensurate experience in the financial services industry
  • Experience cold calling

FEDERAL DEPOSIT INSURANCE ACT:
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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