ZipRecruiter

Log In

1

Collateral Analyst Jobs in Alabama (NOW HIRING)

First Horizon Bank

Senior Credit Analyst

Mobile, AL · On-site

The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in ...

Pae

Mid Targeting Analyst

Huntsville, AL

Conducts monthly collateral damage estimation, list management, and target strategy development and ... Analyst course, or the Air Operation Center Course. Requirements: * Must possess a Top-Secret ...

Busey

$60K - $75K/yr

Evaluate collateral, industry data and other relevant credit information. * Assist with Portfolio ... Analyze and solve problems. * Take independent action within established guidelines. * Perform ...

Bryant Bank

Credit Underwriter

Athens, AL

This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with ...

Bryant Bank

Credit Underwriter

Tuscaloosa, AL

This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with ...

ITW Avery Weigh-Tronix

Dillon Product Manager

AL · Remote

$80K - $121K/yr

Log incoming communications and activities related to technical support for analysis to drive product, process, and collateral improvements Qualifications: * Associate's degree and/or equivalent ITW ...

First South

Senior Loan Officer

Florence, AL · On-site

... analysis. - Determines credit risk and makes timely and accurate decisions. - Establishes and reneg otiates credit terms, when necessary. - Inspects or appraises collateral as needed or applicable ...

next page

Showing results 1-20

All JobsCollateral Analyst JobsCollateral Analyst Jobs in Alabama

Collateral Analyst information

See Alabama salary details

$16

$34

$50

How much do collateral analyst jobs pay per hour?

As of Jul 19, 2026, the average hourly pay for collateral analyst in Alabama is $34.55, according to ZipRecruiter salary data. Most workers in this role earn between $25.05 and $46.83 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate certain tasks performed by collateral analysts, such as data analysis and risk assessment, but it is unlikely to fully replace the role. Human judgment remains essential for interpreting complex information and making nuanced decisions in credit analysis. Professionals in this field may need to develop skills in data interpretation and AI tools to stay relevant.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit facilities to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets and financial software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and top executives can earn $500,000 or more annually. These positions often require extensive experience, advanced degrees, and strong industry networks, with compensation frequently including bonuses and incentives.

What jobs make $1,000,000 a year?

In the context of a Collateral Analyst, earning $1,000,000 annually is uncommon and typically requires senior-level positions in finance, investment banking, or hedge funds, often involving significant bonuses and incentives. High-paying roles in finance may require advanced certifications, extensive experience, and a strong track record. Most professionals in this field do not reach this income level without progressing into executive or partner roles over many years.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
More about Collateral Analyst jobs
What are popular job titles related to Collateral Analyst jobs in Alabama? For Collateral Analyst jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Collateral Analyst jobs in Alabama look for? The top searched job categories for Collateral Analyst jobs in Alabama are:
What are popular job titles related to Collateral Analyst jobs in AL? For Collateral Analyst jobs in AL, the most frequently searched job titles are:
Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in Alabama as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 76% Full Time, 13% Part Time, 1% Temporary, and 8% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $71,863 per year, or $34.5 per hour.
Senior Credit Analyst

Senior Credit Analyst

First Horizon Bank

Mobile, AL • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 5 days ago

First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

34th of 149 rated banks

Job description

Location: On site at location(s) listed on job posting.

Summary

The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.

Key Responsibilities Include

  • Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans with a focus on Medical Practices, service companies and commercial private client ventures. 
  • Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank’s commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank’s commercial loan policy. 
  • Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted.
  • Analyze and prepare complex credit approval documentation in FHB’s commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.
  • Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.
  • Participate in internal credit conversations with PM’s, RM’s Credit Risk Managers and senior management and in external meetings with clients and prospects.
  • Participate in or lead special projects and assignments and performs other duties assigned.
  • The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.
  • Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations 

Qualifications Include

  • Bachelor’s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience
  • 5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred
  • Familiarity with corporate credit products and the processes used to analyze financial data
  • Good fundamental understanding of general bank operations and the commercial lending process
  • Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel
  • Experience with Salesforce or nCino applications is a plus
  • Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners
  • Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals 

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. 

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube

What First Horizon Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply