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Chief Underwriting Officer Jobs (NOW HIRING)

Chief Underwriting OfficerJob Summary Seeking an experienced and visionary Chief Underwriting Officer (CUO) to oversee all underwriting activities, develop robust underwriting strategies, and ensure ...

The Chief Underwriting Officer is responsible for providing strategic direction and leadership of the Underwriting practice area, and profitability of the book of business. This requires proactive ...

As our VP, Chief Underwriting Officer, you will report directly to the BFM President and be a key member of the senior leadership team. You will oversee the product to align with our strategy, have ...

Responsibilities As our VP, Chief Underwriting Officer, you will report directly to the BFM President and be a key member of the senior leadership team. You will oversee the product to align with our ...

Responsibilities As our VP, Chief Underwriting Officer, you will report directly to the BFM President and be a key member of the senior leadership team. You will oversee the product to align with our ...

Responsibilities The Chief Underwriting Officer is responsible for providing strategic direction and leadership of the Underwriting practice area, and profitability of the book of business. This ...

Responsibilities As our VP, Chief Underwriting Officer, you will report directly to the BFM President and be a key member of the senior leadership team. You will oversee the product to align with our ...

Responsibilities The Chief Underwriting Officer is responsible for providing strategic direction and leadership of the Underwriting practice area, and profitability of the book of business. This ...

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Chief Underwriting Officer information

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$115K

$192.8K

$371K

How much do chief underwriting officer jobs pay per year?

As of Aug 16, 2026, the average yearly pay for chief underwriting officer in the United States is $192,837.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,500.00 and $257,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to be a chief underwriting officer?

To thrive as a Chief Underwriting Officer, you need deep expertise in risk assessment, underwriting principles, and insurance industry regulations, typically backed by significant experience and advanced degrees in finance or related fields. Familiarity with underwriting software, actuarial modeling tools, and relevant professional certifications such as CPCU or ACII is essential. Strong leadership, strategic thinking, and excellent communication skills set top candidates apart by enabling effective team management and stakeholder engagement. These skills and qualifications are vital for ensuring sound risk decisions, regulatory compliance, and driving profitable growth for the organization.

What does a chief underwriting officer do?

A typical day for a Chief Underwriting Officer involves overseeing the underwriting department, reviewing and refining underwriting policies, and evaluating complex or high-value cases. You will collaborate closely with executive leadership, actuarial teams, and key clients to shape risk strategies and ensure the company's portfolio remains balanced and profitable. The role often includes mentoring senior underwriters, monitoring emerging market trends, and driving process improvements. This position blends high-level strategic planning with hands-on leadership, offering daily opportunities to make a significant impact on the organization's success.

What is a chief underwriting officer?

A Chief Underwriting Officer (CUO) is a senior executive responsible for overseeing an insurance company's underwriting policies, risk assessment strategies, and portfolio management. They develop underwriting guidelines, ensure regulatory compliance, and help achieve profitability by balancing risk and premium pricing. CUOs also lead underwriting teams, collaborate with other executives, and analyze market trends to refine business strategies. Their decisions directly impact the company's risk exposure and financial performance.

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Infographic showing various Chief Underwriting Officer job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $192,837 per year, or $92.7 per hour.

Chief Underwriting Officer

Boutique Recruiting

Spicewood, TX • On-site

$150K - $250K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 18 days ago


Job description

Position Title: Chief Underwriting Officer
The Chief Underwriting Officer will play a pivotal role in shaping the underwriting strategy and driving portfolio performance within a dynamic and rapidly growing organization. This executive will be responsible for defining how the company selects, prices, manages, and scales risk. The position requires a strategic operator who can partner effectively with the CEO and lead a team through a period of significant growth and change. The ideal candidate will have a strong background in medical stop loss underwriting and possess the ability to navigate high-pressure situations with professionalism and clarity.
The Chief Underwriting Officer will lead the company's underwriting strategy, portfolio performance, operational infrastructure and team development. Reporting directly to the CEO, this executive will establish underwriting philosophy, drive profitability, oversee carrier and reinsurance relationships and build a scalable underwriting organization capable of supporting significant future growth.
Salary Range: $150,000 - $250,000 / Year DOE
Responsibilities:
  • Develop the company's underwriting philosophy and risk appetite
  • Design underwriting guidelines, referral authority, and pricing frameworks
  • Establish underwriting governance and controls
  • Define portfolio construction methodology
  • Own underwriting profitability and portfolio performance
  • Monitor key metrics, including loss ratio, renewal retention, quote conversion, premium growth, and underwriting margin
  • Establish underwriting scorecards and reporting cadence
  • Lead underwriting discussions with fronting carriers, reinsurers, and captive managers
  • Support treaty design and underwriting compliance
  • Build underwriting operating infrastructure and evaluate predictive analytics and pricing engines
  • Partner with brokers and distribution leadership to establish the company as a credible underwriting partner
  • Recruit and scale the underwriting organization while developing underwriters and analysts
  • Build a culture of accountability and disciplined growth

Requirements:
  • 7+ years of underwriting experience in medical stop loss
  • 5+ years of leadership experience
  • Experience managing underwriting profitability
  • Experience working with carriers, MGUs, reinsurers, or captives
  • Experience building underwriting guidelines and operating processes
  • Executive presence with the ability to engage in healthy debate and drive decisions
  • Ability to underwrite $20-25 million per year personally
  • Bachelor's degree
  • Captive underwriting experience is preferred
  • Experience launching products or business units is preferred
  • Familiarity with Milliman, Claros, Curve, AMS is preferred
  • Executive-level leadership experience is preferred
  • Actuary background or certification is preferred
  • Degree in actuarial, mathematics, or statistics is preferred

Benefits:
  • Full medical coverage with a $5,000 HSA paid out bi-monthly
  • Vision and dental insurance
  • Life and supplemental life insurance
  • Short-term and long-term disability coverage
  • Flexible PTO (unlimited)
  • Standard holidays and sick time rolled into PTO

If you are a Chief Underwriting Officer looking to take the next step in your career, apply now! #LI-SG1

Boutique Recruiting logo

About Boutique Recruiting

Sourced by ZipRecruiter

We are a team with shared goals; mindfully placing candidates in the workforce to successfully fulfill their career ambitions while encouraging a sense of purpose and value. We have created a new kind of placement firm — one that values connection, personalization, commitment, impact, boldness and achievement. At Boutique Recruiting, our clients, candidates and employees are at the heart of our success.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

San Diego, CA, US

Year founded

2014

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