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Cfp Ricp Jobs (NOW HIRING)

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$61K

$101.9K

$141K

How much do cfp ricp jobs pay per year?

As of Sep 15, 2026, the average yearly pay for cfp ricp in the United States is $101,940.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,000.00 and $114,500.00 per year, depending on experience, location, and employer.

What is a CFP RICP?

CFP stands for Certified Financial Planner, a professional who has met rigorous education, examination, and ethical standards to advise clients on financial planning, investments, retirement, and more. RICP stands for Retirement Income Certified Professional, a designation for financial advisors specializing in retirement income planning, helping clients transition from saving to spending in retirement. Both designations demonstrate advanced knowledge and a commitment to ethical financial guidance, but CFPs offer broader financial planning services while RICPs focus specifically on retirement income strategies.

What are the key skills and qualifications needed to thrive as a CFP RICP?

To thrive as a CFP RICP (Certified Financial Planner and Retirement Income Certified Professional), you need a deep understanding of financial planning, retirement income strategies, and comprehensive knowledge of tax laws and investment vehicles, typically supported by both CFP and RICP certifications. Familiarity with financial planning software like eMoney or MoneyGuidePro, as well as proficiency in spreadsheets and client management systems, is essential. Exceptional interpersonal skills, active listening, and the ability to communicate complex concepts clearly help build trust and foster strong client relationships. These skills are crucial for creating effective, individualized retirement strategies and ensuring clients' long-term financial security.

What are some common challenges faced by CFP RICP professionals when advising clients nearing retirement?

CFP®/RICP® professionals often encounter challenges such as helping clients balance income needs with longevity risk, navigating complex tax implications of retirement distributions, and managing healthcare costs. They must also stay current with changing regulations and products while addressing clients’ emotional concerns about transitioning from accumulation to decumulation. Collaboration with accountants, attorneys, and other specialists is frequently needed to deliver holistic retirement strategies tailored to each client’s goals.

What is the difference between Cfp Ricp vs Financial Advisor?

CriteriaCfp RicpFinancial Advisor
CertificationsCertified Financial Planner (CFP), Registered Insurance Producer (RICP)Varies; often includes CFP, Series 7, Series 66, or insurance licenses
Work EnvironmentFinancial planning firms, insurance companies, banksFinancial advisory firms, banks, independent practices
Industry UsageCommonly used in comprehensive financial planning and insurance salesBroader term for professionals providing financial advice

The main difference is that a Cfp Ricp holds specific certifications in financial planning and insurance, focusing on comprehensive financial advice and insurance products. A Financial Advisor is a broader term that may include various certifications and specializations. While all Cfp Ricp professionals are Financial Advisors, not all Financial Advisors hold the Cfp Ricp credentials.

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What cities are hiring for Cfp Ricp jobs?

Cities with the most Cfp Ricp job openings:

What states have the most Cfp Ricp jobs?

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What other helpful pages are available for Cfp Ricp?

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Infographic showing various Cfp Ricp job openings in the United States as of September 2026, with employment types broken down into 10% Internship, 70% Full Time, 5% Part Time, and 15% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $101,940 per year, or $49 per hour.

Financial Consultant - Phoenix Metro East

Scottsdale, AZ • On-site

$80K - $115K/yr

Other

Posted 11 days ago


Job description

WealthBridge Financial Group is seeking driven, results-oriented career changers in Phoenix Metro East to join our Phoenix Metro East team of financial advisors. In this position, you will engage with families, business owners, and professionals to understand their financial objectives and provide tailored advice and strategies across the 7 planning areas — protection, savings, tax strategy, retirement income, debt management, estate planning, and education funding. No prior financial-services experience is required: we provide pre-licensing guidance, a 4-week joint-field training program, and a defined career path from Associate through Managing Director.

As a Financial Advisor at WealthBridge, you will play a pivotal role in empowering Phoenix Metro East clients to make informed financial decisions — implementing life insurance, annuities, disability coverage, advisory accounts, and retirement plans while building a book of business you own from day one. You will utilize advanced planning tools and analytics to assess client needs, supported by our specialist network — Advanced Markets, Premium Finance, ESI Illuminations (FMAX/Fidelity), and Planning & Design. The New Associate Program pairs consistent daily activity with weekly accountability and quality metrics (persistency, suitability); specific production expectations are reviewed during Discovery and formalized at contracting.

Join WealthBridge Financial Group and be part of a passionate team building across Phoenix Metro East. If you are driven by results and ready to control your income and build something you own, we would love to hear from you.

Compensation and classification: This is a commission-based, uncapped 1099 independent-contractor opportunity — you own your business on WealthBridge's platform, with no base salary or employer-provided benefits. WealthBridge's firm-wide good-faith earnings estimate for first-year new associates is $80,000 to $115,000 per year — an earnings estimate for commission production, not a salary; new advisors typically begin in the lower portion of the range during the licensing and ramp period (commonly months 1–12) and scale as activity, persistency, and book development compound. Industry reference: BLS OEWS May 2024, SOC 13-2052 (Personal Financial Advisors, including commissions and bonuses) — median $102,140; 75th percentile $172,540; 90th percentile top-coded at $239,200 or above.

About WealthBridge Financial Group: WealthBridge Financial Group is a wealth management firm with over 175 years of history helping clients navigate life's financial complexities with confidence and clarity. Our mission is simple: To Do Good — in our communities and for the families we serve. We Are Change Navigators. Specialties include Premium Financing, Digital Marketing, CPA Alliances, and Advanced Planning. Backed by National Life Group (A+ AM Best); securities and investment advisory services through Equity Services, Inc. (FINRA/SIPC). People. Impact. Outcome.

  • - Bachelor's degree in finance, accounting, or a related field is preferred; equivalent professional experience is welcome — no prior financial-services experience required
  • - Strong analytical and problem-solving skills
  • - Excellent communication and interpersonal skills to effectively connect with clients
  • - Demonstrated ability to build and maintain client relationships, with the self-motivation for a consistent, activity-driven practice
  • - Ability to obtain an Arizona Life & Health insurance license — we guide you through the process (typical timing is under 30 days, depending on exam pass rate and background-check processing)
  • - Willingness to pursue SIE, Series 6 or 7, and Series 63/66 securities registrations within your first 12 months; existing licenses or financial-planning certifications are a plus
  • - Successful background check and fingerprinting as required by state insurance regulators and FINRA
  • - Uncapped, production-tiered commission compensation — brackets advance at graduated production milestones, and you own your income from day one
  • - Full training system and ongoing career growth support — pre-licensing guidance, a 4-week joint-field training program with leadership, and advanced designation support (CLU, ChFC, CFP, RICP)
  • - 100% book ownership and portability from day one — your clients, your equity, your exit
  • - Open product marketplace — National Life Group (A+ AM Best) as primary carrier plus a broad multi-carrier shelf for client fit
  • - Specialist infrastructure behind every case — Advanced Markets, Premium Finance, ESI Illuminations (FMAX/Fidelity) advisory, and a Planning & Design department
  • - Team override income on First-Year Commissions (FYC) as you develop junior advisors, with a defined Associate -> Senior Associate -> Managing Director path

This is an independent contractor (1099) opportunity. Compensation is entirely commission-based with no guaranteed base salary or employer-provided benefits. Actual earnings depend on production, persistency, market conditions, and contract terms; any compensation references are illustrative and not guarantees of future earnings.

WealthBridge Financial Group is an equal opportunity organization and does not discriminate based on race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by law. All candidates must pass a background check and fingerprinting as required by state insurance regulators and FINRA; securities registration requires Form U4 disclosure of prior regulatory, criminal, and financial history.

Securities and investment advisory services offered through Equity Services, Inc., Member FINRA/SIPC, 675 Third Avenue, Suite 900, New York, NY 10017, (212) 986-0400. In CO, MO, NH and WI, Equity Services, Inc. operates as Vermont Equity Services, Inc. WealthBridge Financial Group is independent of Equity Services, Inc.

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