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Cfp Ricp Jobs in Philadelphia, PA (NOW HIRING)

Cfp Ricp information

See Philadelphia, PA salary details

$61.6K

$102.9K

$142.3K

How much do cfp ricp jobs pay per year?

As of Sep 14, 2026, the average yearly pay for cfp ricp in Philadelphia, PA is $102,866.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,800.00 and $115,500.00 per year, depending on experience, location, and employer.

What is a CFP RICP?

CFP stands for Certified Financial Planner, a professional who has met rigorous education, examination, and ethical standards to advise clients on financial planning, investments, retirement, and more. RICP stands for Retirement Income Certified Professional, a designation for financial advisors specializing in retirement income planning, helping clients transition from saving to spending in retirement. Both designations demonstrate advanced knowledge and a commitment to ethical financial guidance, but CFPs offer broader financial planning services while RICPs focus specifically on retirement income strategies.

What are the key skills and qualifications needed to thrive as a CFP RICP?

To thrive as a CFP RICP (Certified Financial Planner and Retirement Income Certified Professional), you need a deep understanding of financial planning, retirement income strategies, and comprehensive knowledge of tax laws and investment vehicles, typically supported by both CFP and RICP certifications. Familiarity with financial planning software like eMoney or MoneyGuidePro, as well as proficiency in spreadsheets and client management systems, is essential. Exceptional interpersonal skills, active listening, and the ability to communicate complex concepts clearly help build trust and foster strong client relationships. These skills are crucial for creating effective, individualized retirement strategies and ensuring clients' long-term financial security.

What are some common challenges faced by CFP RICP professionals when advising clients nearing retirement?

CFP®/RICP® professionals often encounter challenges such as helping clients balance income needs with longevity risk, navigating complex tax implications of retirement distributions, and managing healthcare costs. They must also stay current with changing regulations and products while addressing clients’ emotional concerns about transitioning from accumulation to decumulation. Collaboration with accountants, attorneys, and other specialists is frequently needed to deliver holistic retirement strategies tailored to each client’s goals.

What is the difference between Cfp Ricp vs Financial Advisor?

CriteriaCfp RicpFinancial Advisor
CertificationsCertified Financial Planner (CFP), Registered Insurance Producer (RICP)Varies; often includes CFP, Series 7, Series 66, or insurance licenses
Work EnvironmentFinancial planning firms, insurance companies, banksFinancial advisory firms, banks, independent practices
Industry UsageCommonly used in comprehensive financial planning and insurance salesBroader term for professionals providing financial advice

The main difference is that a Cfp Ricp holds specific certifications in financial planning and insurance, focusing on comprehensive financial advice and insurance products. A Financial Advisor is a broader term that may include various certifications and specializations. While all Cfp Ricp professionals are Financial Advisors, not all Financial Advisors hold the Cfp Ricp credentials.

Infographic showing various Cfp Ricp job openings in Philadelphia, PA as of September 2026, with employment types broken down into 8% Internship, 72% Full Time, 7% Part Time, and 13% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $102,866 per year, or $49.5 per hour.

Adjunct Instructor Master of Science in Financial Planning (MSFP) Program

King Of Prussia, PA • On-site

Other

Posted 13 days ago


Job description

Adjunct Instructor Master of Science in Financial Planning (MSFP) Program# Adjunct Instructor Master of Science in Financial Planning (MSFP) Program## Description## *Candidates must be able to deliver instruction both in person at our King of Prussia, PA location and virtually through online learning platforms.*## The American College of Financial Services (The College) seeks applicants to fill the position of Adjunct Instructor for the College’s Master of Science in Financial Planning (MSFP) program. The Adjunct Instructor will teach assigned MSFP courses onsite at the College’s King of Prussia, PA campus as well as online, applying their financial planning practitioner skills and expertise towards enabling students' achievement of the program's goals and learning outcomes.## The College is a leader in financial planning education, and the applicant must have a strong interest in maintaining the quality and relevance of the MSFP program, which is delivered through a combination of onsite and online instruction. American College faculty can blend academic rigor with applied financial planning practice in developing sophisticated evidence-based planning techniques. The Adjunct Instructor must be able to effectively reflect the values of The College to the industry, the public, and accreditation agency representatives.Key subject areas for the Adjunct Instructor will align with the MSFP curriculum and, where applicable, the CFP Board curriculum. This position requires the Adjunct Instructor to teach onsite at the College’s King of Prussia, PA campus, with assigned courses meeting once per week over an 8- to 10-week term, as well as to teach courses online.The Adjunct Instructor position is part of a pool of MSFP faculty and may be assigned to teach one or more courses per term, as needed. The Adjunct Instructor reports to the MSFP Program Director.**Key/Representative Activities:*** Teach assigned MSFP courses onsite at the College’s King of Prussia, PA campus (courses meet once per week for an 8- to 10-week term) as well as online, using synchronous and/or asynchronous modalities as appropriate.* Support student success through timely faculty-student engagements.* Support student persistence and progression by creating a welcoming classroom community.## Qualifications* Required Education Qualification: + A terminal degree (e.g., doctorate) in financial planning or a related discipline is required.* Minimum of 5 years of full-time financial planning practitioner experience.* Achievement and maintenance of program-specific designations may be required. They include, but are not limited to: + Required Industry Designations: CFP + Preferred Industry Designations: AFC, CFA, CPA, EA. + Preferred The American College Designations: ChFC, CAP, CLU, RICP, WMCP, CLF. + Significant levels of practitioner experience and expertise may be permitted as alternatives to some designations.* Must have relevant education, professional experience, and subject-matter expertise required to teach one or more of the following MSFP courses: + MSFP 500 Graduate Orientation + MSFP 505 Executive Leadership Presence, Teams, Communication, and Coaching + MSFP 536 Behavioral Finance + MSFP 555 Fundamentals of Insurance Planning + MSFP 582 Ethical Behaviors in Financial Planning + MSFP 591 Financial Psychology + MSFP 592 Financial Therapy and Counseling + MSFP 602 Retirement Financial Products + MSFP 650 Capstone Case Development* Effective communication and interpersonal skills to work with peers, students, and prospective students.* Must be able to work effectively as a member of The College’s faculty team*In policy and practice, we encourage diversity and provide equal employment opportunities to all individuals based on job-related qualifications and ability to perform a job. We are committed to maintaining a welcoming and inclusive environment.* #J-18808-Ljbffr