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Cardinal Financial Jobs in Virginia (NOW HIRING)

... Cardinal financial system. * 1+ year of experience providing transportation to attend mandatory trainings on site when required. Responsibilities: * Review and process invoices, reconcile vendor ...

Experience with Cardinal financials. * Experience with eVA. * Experience with PeopleSoft. Special Instructions The online state application must contain all required information and fully respond to ...

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Cardinal Financial information

See Virginia salary details

$24.8K

$64.7K

$130.9K

How much do cardinal financial jobs pay per year?

As of Jul 14, 2026, the average yearly pay for cardinal financial in Virginia is $64,668.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,100.00 and $77,800.00 per year, depending on experience, location, and employer.

How much does a loan officer make on a $500,000 loan?

A loan officer at Cardinal Financial typically earns a commission based on the loan amount, often around 0.5% to 1% of the loan value. For a $500,000 loan, this could translate to $2,500 to $5,000 in commission, depending on the company's compensation structure and the loan's specifics. Base salaries and bonuses may also contribute to total earnings.

What are the key skills and qualifications needed to thrive in the Cardinal Financial position, and why are they important?

To excel at Cardinal Financial, strong knowledge of mortgage lending, financial analysis, and customer relationship management is required, usually supported by experience in the finance or mortgage industry. Familiarity with loan origination systems (LOS), compliance software, and relevant certifications like NMLS licensing are critical. Outstanding communication, problem-solving, and organizational skills set high performers apart in this position. These abilities are essential to efficiently guide clients through complex financial processes, ensure accuracy, and maintain regulatory compliance.

What does a typical day look like for someone working at Cardinal Financial?

A typical day at Cardinal Financial often involves assessing clients' financial profiles, advising on suitable mortgage products, and managing the application and approval processes. You will regularly interact with borrowers, real estate agents, and underwriters to gather documentation, clarify requirements, and move loans through the pipeline efficiently. Collaboration and timely follow-up are common, as ensuring excellent client experiences and accurate transactions is central to the role. You may also spend time updating records in proprietary systems and staying informed about industry changes or compliance regulations.

Is MLO a stressful job?

A Mortgage Loan Officer (MLO) at Cardinal Financial often faces stress related to meeting sales targets, managing client expectations, and navigating regulatory requirements. The job can involve high-pressure situations, especially during busy periods or when handling complex loan cases, but it also offers flexibility and the opportunity to develop sales and communication skills.

What is a Cardinal Financial job?

A Cardinal Financial job typically refers to a position at Cardinal Financial, a mortgage lending company that specializes in home loan solutions. Employees may work in roles such as loan origination, underwriting, customer service, or technology support. The company focuses on providing a streamlined mortgage process through innovative technology and financial expertise. Job opportunities span various departments, including sales, operations, and corporate functions. Working at Cardinal Financial offers career growth, competitive benefits, and a fast-paced environment in the mortgage industry.

How much does Cardinal Financial pay?

Salaries at Cardinal Financial vary depending on the role, experience, and location. Entry-level positions such as loan officers or mortgage consultants typically earn a base salary plus commissions, with total compensation often ranging from $50,000 to $100,000 annually. More experienced professionals or managerial roles can earn higher salaries, and benefits may include bonuses, health insurance, and retirement plans.

Is Cardinal Financial a good company?

Cardinal Financial is a mortgage lender that offers home loan services and employs mortgage professionals. Employee reviews indicate mixed experiences, with some citing a supportive environment and others noting high workload; overall, it follows industry standards for mortgage companies. Job seekers should consider company culture, benefits, and growth opportunities when evaluating employment there.
What are the most commonly searched types of Cardinal Financial jobs in Virginia? The most popular types of Cardinal Financial jobs in Virginia are:
What are popular job titles related to Cardinal Financial jobs in Virginia? For Cardinal Financial jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Cardinal Financial jobs in Virginia look for? The top searched job categories for Cardinal Financial jobs in Virginia are:
Infographic showing various Cardinal Financial job openings in Virginia as of July 2026, with employment types broken down into 10% Locum Tenens, 1% As Needed, 74% Full Time, 13% Part Time, 1% Nights, and 1% Summer. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $64,668 per year, or $31.1 per hour.
Junior Loan Originator | Retail

Junior Loan Originator | Retail

Cardinal Financial

Virginia Beach, VA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 6 days ago


Job description

Description:

Who We Are:

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough”

Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below!

Who We Need:

The Junior Loan Originator will work closely with Licensed Loan Originators, clients, and financial institutions to ensure the timely and efficient processing of loan applications. Responsibilities will span from gathering financial information to preparing loan documents, as well as providing excellent customer service. Additionally, the Junior Loan Originator will undertake preparation for the National Uniform State Test (UST) and state licensing exams to ensure the necessary qualifications are met for the role.

What You Will Do:

  • Establish relationships with potential clients, follow up on leads, and offer appropriate loan solutions.
  • Serve as a point of contact for clients, answering questions regarding the loan process and products available.
  • Gather required documentation from clients and help them complete loan application forms.
  • Provide regular updates to clients on the status of their loan applications.
  • Assist with data entry into loan management systems, ensuring that all required documents are accurately completed and submitted to underwriting.
  • Provide general administrative support to Licensed Loan Originators, including scheduling appointments and managing client files.
  • Transfer live calls to our Licensed Loan Originators.
  • Maintain a high volume of phone calls on a daily basis.
  • Participate in training and development activities to learn more about loan products and the industry.
  • Prepare for the National Uniform State Test (UST) and state licensing exams.
  • Listen and review calls led by the Loan Origination team for training and auditing purposes.
Requirements:

What You Need:

  • High school diploma/GED and comparable work experience.
  • Expected to obtain Mortgage Originator License within 120 days of hire.
  • Exceptional customer service skills.
  • Excellent verbal and written communication skills.
  • Excellent analytical and organizational skills.
  • Highly developed computer/technology skills.
  • Detailed and multifaceted individual.
  • Proven self-starter with a relentless drive to exceed goals, exhibiting an innate willingness to go above and beyond expectations.
  • Motivated by financial success, consistently striving to maximize earnings through proactive efforts and resourcefulness.
  • Ability to adapt well to change.
  • Demonstrated responsibilities for multi-faceted direction and planning; must be a fast paced individual who can effectively manage multiple demands and competing priorities.
  • Ability to take direction and comprehend training.
  • Demonstrated history of self-motivation and initiative, consistently exceeding performance expectations and driving results independently.

What We Offer:

  • Strength, Stability, and Vision
  • Great compensation package
  • Opportunity for career growth
  • A commitment to be a relevant market leader - we are aiming for the top!
  • Octane, our engineered proprietary technology that is transforming the mortgage industry
  • An empowered culture where your ideas are important and your voice matters
  • Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more
  • 401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.