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Car Dealership Finance Manager Jobs in Ripon, CA

Used Car Technician

Tracy, CA · On-site

$16.90 - $40/hr

Identify and complete necessary reconditioning work to meet dealership standards. * Conduct quality ... Communicate effectively with the Service Team and Management. What We're Looking For: * 2+ years of ...

Identify and complete necessary reconditioning work to meet dealership standards. * Conduct quality ... Communicate effectively with the Service Team and Management. What We're Looking For: * 2+ years of ...

... dealer accounts through personal customer contact. Travels through assigned territory, quotes ... car to customer sites, including active construction sites. Preferred Qualifications

... dealer accounts through personal customer contact. Travels through assigned territory, quotes ... car to customer sites, including active construction sites. Preferred Qualifications

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Car Dealership Finance Manager information

See Ripon, CA salary details

$29.7K

$153.5K

$252.6K

How much do car dealership finance manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for car dealership finance manager in Ripon, CA is $153,521.00, according to ZipRecruiter salary data. Most workers in this role earn between $113,000.00 and $184,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a car dealership finance manager, and how can they be addressed?

Car Dealership Finance Managers often encounter challenges such as meeting monthly sales targets, managing complex financing paperwork, and staying updated with changing lender policies. Building strong relationships with both customers and lending institutions is crucial to streamline approvals and provide tailored financing solutions. Effective communication and attention to detail help minimize errors and ensure a seamless experience for buyers, while ongoing training and networking can keep managers informed about industry trends and compliance requirements.

What does a car dealership finance manager do?

A Car Dealership Finance Manager is responsible for helping customers secure financing or leasing options for vehicles. They work with banks and lenders to find loan terms that fit the buyer's needs and budget, and often present various financial products, such as extended warranties or insurance. Additionally, Finance Managers ensure all paperwork complies with state and federal regulations and help streamline the purchasing process for customers. Their goal is to make vehicle financing easy and transparent while protecting the dealership’s interests.

How do you become a car dealership finance manager?

To become a car dealership finance manager, candidates typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in business, finance, or a related field. Relevant experience in sales, finance, or customer service is important, along with strong communication and negotiation skills. Certification or training in finance or automotive sales can enhance prospects, and understanding of dealership management software is often required.

What are the key skills and qualifications needed to thrive as a car dealership finance manager?

To thrive as a Car Dealership Finance Manager, you need expertise in automotive finance, sales, and compliance, typically supported by a background in finance, business, or accounting. Familiarity with dealership management systems (DMS), credit application platforms, and relevant finance certifications is highly beneficial. Strong negotiation, interpersonal, and ethical judgment skills help build trust with customers and ensure regulatory adherence. These combined abilities are crucial for maximizing dealership profits, maintaining legal compliance, and delivering excellent customer experiences.

Is being a car dealership finance manager a good career?

A car dealership finance manager oversees financing options for customers, negotiates loan terms, and ensures compliance with financial regulations. The role offers a stable income, opportunities for commissions, and requires strong sales, negotiation, and financial analysis skills. Career growth can include senior management positions or specialized finance roles within the automotive industry.

What job categories do people searching Car Dealership Finance Manager jobs in Ripon, CA look for?

The top searched job categories for Car Dealership Finance Manager jobs in Ripon, CA are:

What cities near Ripon, CA are hiring for Car Dealership Finance Manager jobs?

Cities near Ripon, CA with the most Car Dealership Finance Manager job openings:

Infographic showing various Car Dealership Finance Manager job openings in Ripon, CA as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 20% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $153,521 per year, or $73.8 per hour.

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 29 days ago


Job description

Job Title: Automotive Finance Manager
Job Summary: We are seeking an experienced and detail-oriented Automotive Finance Manager to join our dynamic team at Central Valley Automotive. The ideal candidate will oversee the financing process, ensure compliance with all applicable laws and regulations, and provide excellent customer service to our clients. This role requires a deep understanding of the automotive industry, financial products, and a commitment to ethical practices.
Key Responsibilities:
  • Customer Financing:
    • Assist customers in securing financing for vehicle purchases, presenting various financing options, and explaining terms clearly.
    • Work closely with sales teams to ensure smooth transitions from sales to financing.
    • Review and verify customer credit applications, credit reports, and other required documentation.
  • Financial Product Management:
    • Offer and explain additional products such as extended warranties, insurance products, and vehicle protection plans.
    • Maximize dealership profitability through effective product presentations and sales.
  • Compliance & Documentation:
    • Ensure all financing documents are accurately completed and comply with state and federal regulations.
    • Stay updated on the latest automotive financing laws, regulations, and industry trends.
    • Conduct regular audits of finance deals and paperwork to ensure accuracy and compliance.
  • Lender Relations:
    • Maintain strong relationships with multiple financial institutions and lenders to secure competitive financing options for customers.
    • Negotiate with lenders to obtain the best possible financing terms for customers.
  • Reporting & Analysis:
    • Monitor and report on finance department performance, including profitability, product penetration, and customer satisfaction metrics.
    • Analyze trends and make recommendations for improving department efficiency and profitability.

Qualifications:
  • Proven experience as an Automotive Finance Manager or similar role in the automotive industry.
  • In-depth knowledge of financing options, F&I products, and automotive sales processes.
  • Strong understanding of California's state and federal regulations regarding automotive finance.
  • Excellent communication, negotiation, and customer service skills.
  • Proficient in using finance software and dealership management systems.
  • High attention to detail and strong organizational skills.
  • Ability to work under pressure and meet deadlines.
  • Valid California driver's license.

Preferred Qualifications:
  • Bilingual (Spanish/English) is a plus.

Compensation:
  • Hourly rate with additional performance-based bonuses.
  • Comprehensive benefits package including health, dental, and vision insurance.
  • 401(k) with company match.
  • Paid time off.