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Benefit Representative Jobs (NOW HIRING)

AMBA

Benefits Representative

Everett, WA

Insurance Benefits Representative (1099 Independent Contractor) Location: Washington (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Mason City, IA · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Des Moines, IA · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Bozeman, MT · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Rock Springs, WY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Los Angeles, CA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Independence, KY · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Torrance, CA · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Huntsville, AL

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Springfield, IL · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Chicago, IL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Bloomington, IL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Chicago, IL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Springfield, IL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Livonia, MI · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Michigan (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Casper, WY

Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Hoover, AL · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Sheridan, WY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Wyoming (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Elizabethtown, KY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Pascagoula, MS

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Mississippi (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

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Benefit Representative information

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$32K

$54.4K

$79.5K

How much do benefit representative jobs pay per year?

As of Sep 9, 2026, the average yearly pay for benefit representative in the United States is $54,438.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a benefit representative?

Benefit Representatives are professionals who assist employees or clients in understanding, enrolling in, and managing their benefits packages, such as health insurance, retirement plans, and other employer-sponsored benefits. They serve as a liaison between employees and insurance providers or benefits administrators, explaining plan options, eligibility, and claim procedures. Benefit Representatives also help resolve any issues or questions related to coverage and ensure compliance with relevant laws and company policies.

What skills and qualifications are needed to be a benefit representative?

To thrive as a Benefit Representative, you need knowledge of employee benefits programs, strong organizational skills, and usually a background in human resources or related education. Familiarity with HR information systems (HRIS), benefits administration software, and relevant certifications like CEBS (Certified Employee Benefit Specialist) are often important. Excellent communication, attention to detail, and problem-solving abilities help you effectively support employees and address their concerns. These skills ensure accurate benefits administration, compliance with regulations, and positive employee experiences.

How does a benefit representative typically collaborate with other departments within an organization?

Benefit Representatives frequently work closely with HR, payroll, and finance teams to ensure employee benefits are accurately administered and communicated. They may coordinate with HR to resolve employee questions, assist payroll with benefits deductions, and support finance in managing benefits-related costs. Effective communication and teamwork are essential, as Benefit Representatives often serve as the link between employees and various internal stakeholders to ensure smooth benefits operations.

What is the difference between Benefit Representative vs Claims Processor?

AspectBenefit RepresentativeClaims Processor
Required CredentialsHigh school diploma; some roles may prefer insurance or customer service certificationsHigh school diploma; familiarity with claims processing software often preferred
Work EnvironmentOffice setting, interacting with clients and insurance providersOffice setting, reviewing and processing insurance claims
Employer & Industry UsageInsurance companies, healthcare providers, government agenciesInsurance companies, third-party administrators, healthcare organizations
Common Search & ComparisonBenefit Representative vs Claims Processor

The Benefit Representative and Claims Processor roles both operate within the insurance industry and often require similar credentials. Benefit Representatives focus on explaining and managing employee benefits, while Claims Processors handle the review and processing of insurance claims. Both roles typically work in office environments for insurance providers or related organizations, making them closely related in job functions and industry usage.

More about Benefit Representative jobs

What cities are hiring for Benefit Representative jobs?

Cities with the most Benefit Representative job openings:

What states have the most Benefit Representative jobs?

States with the most job openings for Benefit Representative jobs include:

What are popular job titles related to Benefit Representative jobs?

For Benefit Representative jobs, the most frequently searched job titles are:

Benefit Representative jobs near you
Infographic showing various Benefit Representative job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Contract. Highlights an 70% Physical, 1% Hybrid, and 29% Remote job distribution, with an average salary of $54,438 per year, or $26.2 per hour.

Benefits Representative

Everett, WA

AMBA
Insurance Services • 501 - 1,000 employees
Learn more about AMBAexternal

Full-time, Contractor

Retirement

Re-posted 2 days ago

Job description

Insurance Benefits Representative (1099 Independent Contractor)
Location: Washington (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
 
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
 
In Washington, AMBA is exclusively endorsed by the Washington State School Retirees Association.
 
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.